Consolidated Statements of Financial Condition - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Assets
Cash and due from banks	$ 63,986	$ 61,827
Federal funds sold	37,756	31,372
Cash and cash equivalents	101,742	93,199
Investment securities available-for-sale, at fair value	123,802	99,913
Investment securities held-to-maturity, at amortized cost	18,769	20,349
Restricted securities, at cost	17,209	15,609
Loans, net of allowance for loan losses of $12,500 and $11,697, respectively	1,413,238	1,341,760
Premises and equipment, net	14,833	14,863
Other real estate owned, net		775
Accrued interest and other receivables	6,980	7,701
Bank owned life insurance	36,492	36,241
Computer software, net of amortization	3,906	2,493
Other assets	24,777	14,499
Total Assets	1,761,748	1,647,402
Liabilities
Non-interest bearing deposits	514,160	530,678
Interest bearing demand deposits	76,286	69,232
Savings and NOW deposits	81,817	85,175
Money market deposits	301,842	267,730
Time deposits	460,839	459,148
Total deposits	1,434,944	1,411,963
Federal Home Loan Bank advances	40,000
Subordinated debt, net	71,955	29,294
Other liabilities	26,053	17,357
Total Liabilities	1,572,952	1,458,614
Stockholders’ Equity
Preferred stock, $1.00 par value, 2,000,000 shares authorized; 28,750 shares issued and outstanding as of March 31, 2022 and December 31, 2021	27,263	27,263
Common stock, $4.00 par value, 10,000,000 shares authorized; issued and outstanding 7,648,973 shares (including 238,403 nonvested shares) for March 31, 2022 and 7,595,781 shares (including 229,257 nonvested shares) for December 31, 2021	29,642	29,466
Capital surplus	66,798	67,668
Retained earnings	68,691	64,194
Accumulated other comprehensive income (loss)	(3,598)	197
Total Stockholders’ Equity	188,796	188,788
Total Liabilities and Stockholders’ Equity	$ 1,761,748	$ 1,647,402