Consolidated Statements of Income - USD ($)	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Interest Income
Interest and fees on loans	$ 61,743,000	$ 59,634,000
Interest and dividends on investment securities
Taxable securities	1,262,000	890,000
Tax-exempt securities	1,060,000	1,117,000
Interest on federal funds sold	134,000	431,000
Total Interest Income	64,199,000	62,072,000
Interest Expense
Interest on interest bearing DDA deposits	229,000	317,000
Interest on savings and NOW deposits	165,000	221,000
Interest on money market deposits	772,000	2,162,000
Interest on time deposits	7,613,000	12,322,000
Interest on Federal Home Loan Bank advances		107,000
Interest on subordinated debt	1,884,000	966,000
Total Interest Expense	10,663,000	16,095,000
Net Interest Income	53,536,000	45,977,000
Provision for (recovery of) loan losses	(1,175,000)	3,610,000
Net interest income after provision for (recovery of) loan losses	54,711,000	42,367,000
Non-Interest Income
Deposit account service charges	2,426,000	1,916,000
Bank owned life insurance income	900,000	779,000
Loan swap fee income	83,000	3,510,000
Net gain on held-to-maturity securities	6,000
Net gain on sale of loans	847,000	33,000
Other fee income	1,848,000	1,213,000
Total Non-Interest Income	6,110,000	7,451,000
Non-Interest Expense
Salaries and employee benefits	19,305,000	17,937,000
Furniture and equipment expenses	2,468,000	2,128,000
Advertising and marketing	1,565,000	1,003,000
Occupancy expenses	1,541,000	1,270,000
Outside services	1,394,000	959,000
Franchise tax	1,544,000	1,370,000
FDIC insurance	1,051,000	1,329,000
Data processing	1,189,000	1,242,000
Administrative expenses	685,000	674,000
Other real estate expenses, net	84,000	459,000
Other operating expenses	2,039,000	1,887,000
Total Non-Interest Expense	32,865,000	30,258,000
Income before income taxes	27,956,000	19,560,000
Income Tax Expense	5,785,000	3,843,000
Net Income	22,171,000	15,717,000
Preferred Stock Dividends	2,156,000	635,000
Net Income available to Common Shareholders	$ 20,015,000	$ 15,082,000
Net Income per common share:
Basic	$ 2.65	$ 1.85
Diluted	$ 2.65	$ 1.85