Consolidated Statements of Financial Condition - USD ($)	Dec. 31, 2021	Dec. 31, 2020
Assets
Cash and due from banks	$ 61,827,000	$ 75,935,000
Federal funds sold	31,372,000	31,593,000
Cash and cash equivalents	93,199,000	107,528,000
Investment securities available-for-sale, at fair value	99,913,000	147,414,000
Investment securities held-to-maturity, at amortized cost	20,349,000	22,520,000
Restricted securities, at cost	15,609,000	4,616,000
Loans held for sale		57,006,000
Loans, net of allowance for loan losses of $11,697 and $12,877, respectively	1,341,760,000	1,230,379,000
Premises and equipment, net	14,863,000	14,289,000
Other real estate owned, net	775,000	1,180,000
Accrued interest and other receivables	7,701,000	9,604,000
Computer software, net of amortization	2,493,000
Bank owned life insurance	36,241,000	25,341,000
Other assets	14,499,000	23,288,000
Total Assets	1,647,402,000	1,643,165,000
Liabilities
Non-interest bearing deposits	530,678,000	370,497,000
Interest bearing demand deposits	69,232,000	70,307,000
Savings and NOW deposits	85,175,000	74,099,000
Money market deposits	267,730,000	426,600,000
Time deposits	459,148,000	496,743,000
Total deposits	1,411,963,000	1,438,246,000
Subordinated debt, net	29,294,000	14,834,000
Other liabilities	17,357,000	22,420,000
Total Liabilities	1,458,614,000	1,475,500,000
Commitments and contingencies (Note 13)
Stockholders’ Equity
Preferred stock, $1.00 par value, 2,000,000 shares authorized non-cumulative perpetual; 28,750 issued and outstanding as of December 31, 2021 and December 31, 2020	27,263,000	27,263,000
Common stock, $4.00 par value, 10,000,000 shares authorized; issued and outstanding 7,595,781 shares (including 229,257 nonvested shares) for December 31, 2021 and 7,443,842 shares (including 161,435 nonvested shares) for December 31, 2020	29,466,000	29,130,000
Capital surplus	67,668,000	66,116,000
Retained earnings	64,194,000	44,179,000
Accumulated other comprehensive income	197,000	977,000
Total Stockholders’ Equity	188,788,000	167,665,000
Total Liabilities and Stockholders’ Equity	$ 1,647,402,000	$ 1,643,165,000