Consolidated Statements of Income (Unaudited) - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019
Interest Income
Interest and fees on loans	$ 15,083,000	$ 14,192,000	$ 43,702,000	$ 40,985,000
Interest on investments securities	491,000	497,000	1,488,000	1,668,000
Interest on federal funds sold	12,000	412,000	416,000	1,132,000
Total Interest Income	15,586,000	15,101,000	45,606,000	43,785,000
Interest Expense
Interest on interest bearing DDA deposits	56,000	275,000	209,000	803,000
Interest on savings and NOW deposits	55,000	71,000	169,000	218,000
Interest on money market deposits	490,000	539,000	1,742,000	1,889,000
Interest on time deposits	2,841,000	3,900,000	9,740,000	10,466,000
Interest on Federal Home Loan Bank advances and other borrowings	13,000	76,000	107,000	457,000
Interest on subordinated debt	245,000	244,000	727,000	723,000
Total Interest Expense	3,700,000	5,105,000	12,694,000	14,556,000
Net Interest Income	11,886,000	9,996,000	32,912,000	29,229,000
Provision for Loan Losses	635,000	185,000	6,560,000	1,260,000
Net Interest Income After Provision For Loan Losses	11,251,000	9,811,000	26,352,000	27,969,000
Non-Interest Income
Deposit account service charges	487,000	392,000	1,407,000	1,208,000
Bank owned life insurance income	199,000	106,000	595,000	317,000
Loan swap fee income	1,851,000	407,000	2,677,000	878,000
Net gain on available-for-sale securities				5,000
Net gain on sale of loans	33,000	303,000	33,000	566,000
Other fee income	288,000	228,000	878,000	730,000
Total Non-Interest Income	2,858,000	1,436,000	5,590,000	3,704,000
Non-Interest Expense
Salaries and employee benefits	4,495,000	3,890,000	13,191,000	11,597,000
Furniture and equipment expenses	574,000	451,000	1,528,000	1,271,000
Advertising and marketing	266,000	235,000	713,000	531,000
Occupancy expenses	332,000	214,000	910,000	644,000
Outside services	215,000	306,000	696,000	694,000
Administrative expenses	167,000	190,000	508,000	533,000
Other operating expenses	1,589,000	1,203,000	4,595,000	3,404,000
Total Non-Interest Expense	7,638,000	6,489,000	22,141,000	18,674,000
Income Before Income Taxes	6,471,000	4,758,000	9,801,000	12,999,000
Income Tax Expense	1,299,000	1,049,000	1,793,000	2,612,000
Net Income Available To Common Shareholders	$ 5,172,000	$ 3,709,000	$ 8,008,000	$ 10,387,000
Net Income Per Common Share:
Basic	$ 0.63	$ 0.45	$ 0.97	$ 1.26
Diluted	$ 0.63	$ 0.45	$ 0.97	$ 1.26