Consolidated Statements of Financial Condition - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Assets
Cash and due from banks	$ 102,480	$ 53,376
Federal funds sold	25,074	11,468
Cash and cash equivalents	127,554	64,844
Investment securities available-for-sale, at fair value	118,844	92,791
Investment securities held-to-maturity	23,114	23,914
Restricted securities, at cost	4,616	6,157
Loans, net of allowance for loan losses of $14,346 and $9,584, respectively	1,279,899	1,030,425
Premises and equipment, net	14,474	14,153
Other real estate owned, net	1,580	1,207
Accrued interest and other receivables	8,579	5,420
Bank owned life insurance	25,157	24,562
Other assets	26,371	13,885
Total Assets	1,630,188	1,277,358
Liabilities
Non-interest bearing deposits	416,648	252,707
Interest bearing demand deposits	72,807	53,707
Savings and NOW deposits	69,015	63,015
Money market deposits	348,146	141,337
Time deposits	510,429	560,857
Total deposits	1,417,045	1,071,623
Federal Home Loan Bank advances		40,000
Subordinated debt, net	14,827	14,805
Other liabilities	25,055	13,896
Total Liabilities	1,456,927	1,140,324
Stockholders’ Equity
Preferred stock, $1.00 par value, 2,000,000 shares authorized; 28,750 shares issued and outstanding as of September 30, 2020 and no shares issued and outstanding as of December 31, 2019	27,527
Common stock, $4.00 par value, 10,000,000 shares authorized; issued and outstanding 8,277,837 shares (including 162,917 nonvested shares) for September 30, 2020 and 8,260,259 shares (including 160,961 nonvested shares) for December 31, 2019	32,460	32,397
Capital surplus	75,217	75,117
Retained earnings	37,105	29,097
Accumulated other comprehensive income	952	423
Total Stockholders’ Equity	173,261	137,034
Total Liabilities and Stockholders’ Equity	$ 1,630,188	$ 1,277,358