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Note 11 - Income Taxes - Schedule of Tax Effects of Temporary Differences Result in Deferred Tax Assets and Liabilities (Details) - USD ($)
$ in Thousands
Dec. 31, 2024
Dec. 31, 2023
Allowance for credit losses $ 4,475 $ 3,798
Restricted stock 625 533
Net loan fees 1,148 1,253
Right-of-use liability 1,490 1,588
Accrued compensation 354 638
Unrealized losses on securities available-for-sale 2,303 2,240
Internally developed software costs 3,612 0
Other 209 320
Gross deferred tax assets 14,216 10,370
Depreciation 110 253
Prepaid expense 16 12
Right-of-use asset 1,326 1,429
Internally developed software costs 0 527
Other 110 215
Gross deferred tax liabilities 1,562 2,436
Net deferred tax asset $ 12,654 $ 7,934