Consolidated Statements of Income (Loss) - USD ($) $ in Thousands		12 Months Ended
		Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
Interest Income
Interest and fees on loans	[1]	$ 125,177	$ 116,482	$ 79,045
Interest and dividends on investments securities
U.S. government agencies and corporations		151	0	37
Mortgage-backed securities		374	395	438
Other		912	1,185	874
Interest on federal funds sold		6,652	5,038	2,312
Total Interest Income		134,615	124,421	84,018
Interest Expense
Interest on interest bearing demand deposits		8,661	1,786	494
Interest on savings and NOW deposits		754	546	203
Interest on money market deposits		21,386	13,631	1,380
Interest on time deposits		37,364	26,905	8,009
Interest on federal funds purchased		575	299	0
Interest on Federal Home Loan Bank advances		46	1,224	347
Interest on subordinated debt		3,255	3,288	2,936
Total Interest Expense		72,041	47,679	13,369
Net Interest Income		62,574	76,742	70,649
Provision For Credit Losses - Loans		7,485	1,943	2,398
Recovery of Credit Losses - Off-Balance Sheet Credit Exposure		(722)	(301)	0
Net interest income after provision for (recovery of) credit losses		55,811	75,100	68,251
Non-Interest Income
Deposit account service charges		1,996	2,149	2,420
Bank owned life insurance income		1,189	1,069	1,008
Loan swap fee income		0	0	619
Net gain (loss) on securities called or matured		(48)	0	4
Net loss on sale of loans		0	0	(168)
Noninterest Income, Other Operating Income		115	122	778
Total Non-Interest Income		3,252	3,340	4,661
Non-Interest Expense
Salaries and employee benefits		30,475	28,267	23,801
Furniture and equipment expenses		3,636	2,787	2,786
Advertising and marketing		2,199	2,343	2,304
Occupancy expenses		1,614	1,684	1,471
Outside services		3,627	2,044	2,075
Franchise tax		2,226	1,835	1,430
FDIC insurance		1,342	1,131	637
Data processing		1,354	1,328	1,303
Administrative expenses		929	922	872
Other real estate expenses, net		0	0	38
Other operating expenses		5,844	3,275	2,807
Total Non-Interest Expense		72,967	45,616	39,524
Income (Loss) before income taxes		(13,904)	32,824	33,388
Income Tax Expense (Benefit)		(3,924)	6,239	6,714
Net Income (Loss)		(9,980)	26,585	26,674
Preferred Stock Dividends		2,156	2,156	2,156
Net Income (Loss) available to common shareholders		$ (12,136)	$ 24,429	$ 24,518
Earnings (loss) per common share:
Basic (in dollars per share)		$ (1.6)	$ 3.25	$ 3.26
Diluted (in dollars per share)		$ (1.6)	$ 3.25	$ 3.26
Computer Software and Related Prepaid Assets [Member]
Non-Interest Expense
Computer software intangible impairment		$ 19,721	$ 0	$ 0
US States and Political Subdivisions Debt Securities [Member]
Interest and dividends on investments securities
Tax-exempt securities		1,093	1,065	1,058
Taxable securities		$ 256	$ 256	$ 254

[1] Includes transfer pricing on average deposits outstanding for the period