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INCOME TAXES (Tables)
6 Months Ended
Jun. 30, 2022
INCOME TAXES  
Summary of components of the federal and state income tax expense (benefit)

Three months ended June 30, 

Six months ended June 30, 

2022

2021

2022

2021

(in thousands)

Current income tax expense (benefit)

$

204

$

12

$

445

$

(185)

Deferred income tax (benefit) expense

(22)

72

(49)

6

Total income tax expense (benefit)

$

182

$

84

$

396

$

(179)

Effective Tax Rate

1.2%

(0.4)%

1.7%

0.4%