The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 11,285 381,636 SH   SOLE   0 0 381,636
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 10,703 324,334 SH   SOLE   0 0 324,334
ISHARES INC CORE MSCI EMKT 46434G103 2,429 40,571 SH   SOLE   0 0 40,571
ISHARES TR CORE US AGGBD ET 464287226 9,317 81,675 SH   SOLE   0 0 81,675
ISHARES TR MBS ETF 464288588 12,780 118,962 SH   SOLE   0 0 118,962
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730 5,480 176,830 SH   SOLE   0 0 176,830
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 10,587 325,661 SH   SOLE   0 0 325,661
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 13,168 224,674 SH   SOLE   0 0 224,674
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 10,646 207,124 SH   SOLE   0 0 207,124
ISHARES INC ESG AWR MSCI EM 46434G863 1,624 40,862 SH   SOLE   0 0 40,862
ISHARES TR ESG AWARE MSCI 46435U663 1,898 47,069 SH   SOLE   0 0 47,069
ISHARES TR ESG MSCI LEADR 46435U218 1,742 20,651 SH   SOLE   0 0 20,651
ISHARES TR MSCI LW CRB TG 46434V464 4,093 23,524 SH   SOLE   0 0 23,524
NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300 4,499 115,744 SH   SOLE   0 0 115,744
VANGUARD WORLD FD ESG INTL STK ETF 921910725 6,580 106,100 SH   SOLE   0 0 106,100
VANGUARD WORLD FD ESG US CORP BD 921910691 884 12,029 SH   SOLE   0 0 12,029
ISHARES TR 0-5 YR TIPS ETF 46429B747 2,486 23,483 SH   SOLE   0 0 23,483
ISHARES TR US TREAS BD ETF 46429B267 2,923 109,550 SH   SOLE   0 0 109,550
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 2,413 45,662 SH   SOLE   0 0 45,662
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 1,749 20,642 SH   SOLE   0 0 20,642