The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Dentsply Intl Inc Common Stock 24906P109   10,553 390 SH   SOLE   0 0 390
Invesco BulletShares 2024 Corp Bd ETF ETF 46138J841   156,647 7,417 SH   SOLE   0 0 7,417
Invesco BulletShares 2025 Corp Bd ETF ETF 46138J825   22,406,957 1,085,083 SH   SOLE   0 0 1,085,083
iPath Bloomberg Commodity Index Total Return ETN ETN 06738C778   3,581,735 111,096 SH   SOLE   0 0 111,096
iShares 7-10 Year Treasury Bond ETF ETF 464287440   46,931,392 478,306 SH   SOLE   0 0 478,306
iShares Barclays Aggregate Bond ETF ETF 464287226   353,403 3,490 SH   SOLE   0 0 3,490
iShares Core S&P Mid-Cap ETF ETF 464287507   13,766,312 220,897 SH   SOLE   0 0 220,897
Ishares Inc Core Msci Emerging Mkts Etf ETF 46434G103   28,335,561 493,565 SH   SOLE   0 0 493,565
Ishares Msci Acwi Etf ETF 464288257   274,388 2,295 SH   SOLE   0 0 2,295
Ishares Msci EAFE Index ETF ETF 464287465   2,819,418 33,713 SH   SOLE   0 0 33,713
Ishares Msci Emrg Mkt ETF ETF 464287234   3,669 80 SH   SOLE   0 0 80
iShares Russell 3000 Index (ETF) ETF 464287689   1,171,654 3,586 SH   SOLE   0 0 3,586
Ishares Russell Midcap ETF ETF 464287499   480,804 5,455 SH   SOLE   0 0 5,455
iShares S&P 500 Index (ETF) ETF 464287200   40,253,699 69,786 SH   SOLE   0 0 69,786
Ishares S&P 500 Value ETF ETF 464287408   43,575 221 SH   SOLE   0 0 221
iShares S&P SmallCap 600 Index (ETF) ETF 464287804   12,530,129 107,132 SH   SOLE   0 0 107,132
Ishares Tr Barclays 1-3 Bond (SHY) ETF 464287457   894,943 10,763 SH   SOLE   0 0 10,763
Ishares TRUST Core Msci Eafe Etf ETF 46432F842   48,719,545 624,209 SH   SOLE   0 0 624,209
Powershares Etf ETF 46138G508   21,556 1,026 SH   SOLE   0 0 1,026
Schwab Emerging Market Equity Etf ETF 808524706   1,967,455 67,425 SH   SOLE   0 0 67,425
Schwab International Equity ETF ETF 808524805   3,315,562 80,631 SH   SOLE   0 0 80,631
Schwab US Broad Market Etf ETF 808524102   3,799,660 57,121 SH   SOLE   0 0 57,121
Schwab US Large Cap Etf ETF 808524201   7,462,005 109,978 SH   SOLE   0 0 109,978
Schwab US Mid-Cap Etf ETF 808524508   1,498,455 18,034 SH   SOLE   0 0 18,034
Schwab US Small Cap Etf ETF 808524607   1,451,714 28,189 SH   SOLE   0 0 28,189
SPDR Barclays Emerging Markets Local Bond ETF ETF 78464A391   622,318 29,258 SH   SOLE   0 0 29,258
SPDR Developed World Ex-US ETF ETF 78463X889   10,044,777 267,433 SH   SOLE   0 0 267,433
SPDR DJ Wilshire Global Real Estate (ETF) ETF 78463X749   210,558 4,430 SH   SOLE   0 0 4,430
SPDR Portfolio Emerging Markets ETF ETF 78463X509   4,296,923 104,092 SH   SOLE   0 0 104,092
SPDR S&P 500 ETF ETF 78462F103   2,570,457 4,480 SH   SOLE   0 0 4,480
SPDR SERIES TRUST PORTFOLIO Large Cap ETF ETF 78464A854   9,789 145 SH   SOLE   0 0 145
SPDR SERIES TRUST PORTFOLIO Mid Cap ETF ETF 78464A847   949,563 17,366 SH   SOLE   0 0 17,366
SPDR SERIES TRUST PORTFOLIO Small Cap ETF ETF 78468R853   5,864,541 128,863 SH   SOLE   0 0 128,863
SPDR Portfolio Long Term Treasury ETF ETF 78464A664   777,564 26,748 SH   SOLE   0 0 26,748
Vanguard Emerging Market ETF ETF 922042858   358,636 7,495 SH   SOLE   0 0 7,495
Vanguard Europe Pac Etf ETF 921943858   131,074 2,482 SH   SOLE   0 0 2,482
Vanguard Long-Term Treasury ETF ETF 92206C847   50,439,055 819,614 SH   SOLE   0 0 819,614
Vanguard Mid Cap ETF ETF 922908629   283,353 1,074 SH   SOLE   0 0 1,074
Vanguard S&P 500 Index ETF ETF 922908363   273,333 518 SH   SOLE   0 0 518
Vanguard Small Cap Index ETF ETF 922908751   25,004 105 SH   SOLE   0 0 105
Vanguard Total Stock Mkt ETF ETF 922908769   571,486 2,018 SH   SOLE   0 0 2,018
Ishares National AMT Free Muni ETF ETF 464288414   8,085,640 74,433 SH   SOLE   0 0 74,433
Ishares Short-Term National Muni Bond ETF ETF 464288158   3,726,786 35,095 SH   SOLE   0 0 35,095
SPDR Nvn Barclys Short Term Mncpl Bnd ETF ETF 78468R739   848,034 17,616 SH   SOLE   0 0 17,616