The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
iPath Bloomberg Commodity Index Total Return ETN ETN 06738C778   3,499,465 112,523 SH   SOLE   0 0 112,523
Invesco BulletShares 2025 Corp Bd ETF ETF 46138J825   20,138,600 985,737 SH   SOLE   0 0 985,737
iShares 7-10 Year Treasury Bond ETF ETF 464287440   40,101,843 423,641 SH   SOLE   0 0 423,641
iShares Barclays Aggregate Bond ETF ETF 464287226   503,026 5,136 SH   SOLE   0 0 5,136
iShares Core S&P Mid-Cap ETF ETF 464287507   13,853,334 228,076 SH   SOLE   0 0 228,076
Ishares Gold ETF ETF 464285204   3,739 89 SH   SOLE   0 0 89
Ishares Inc Core Msci Emerging Mkts Etf ETF 46434G103   25,394,325 492,138 SH   SOLE   0 0 492,138
Ishares Msci Acwi Etf ETF 464288257   224,115 2,035 SH   SOLE   0 0 2,035
Ishares Msci EAFE Index ETF ETF 464287465   2,714,841 33,995 SH   SOLE   0 0 33,995
Ishares Msci Emrg Mkt ETF ETF 464287234   6,819 166 SH   SOLE   0 0 166
Ishares National AMT Free Muni ETF ETF 464288414   9,286,748 86,308 SH   SOLE   0 0 86,308
iShares Russell 3000 Index (ETF) ETF 464287689   1,150,807 3,835 SH   SOLE   0 0 3,835
Ishares Russell Midcap ETF ETF 464287499   472,334 5,617 SH   SOLE   0 0 5,617
Ishares S&P 500 Growth ETF ETF 464287309   34,029 403 SH   SOLE   0 0 403
iShares S&P 500 Index (ETF) ETF 464287200   39,471,245 75,079 SH   SOLE   0 0 75,079
Ishares S&P 500 Value ETF ETF 464287408   77,339 414 SH   SOLE   0 0 414
iShares S&P SmallCap 600 Index (ETF) ETF 464287804   11,637,424 105,297 SH   SOLE   0 0 105,297
Ishares Short-Term National Muni Bond ETF ETF 464288158   4,045,709 38,630 SH   SOLE   0 0 38,630
Ishares Tr Barclays 1-3 Bond (SHY) ETF 464287457   945,050 11,556 SH   SOLE   0 0 11,556
Ishares TRUST Core Msci Eafe Etf ETF 46432F842   45,824,051 617,408 SH   SOLE   0 0 617,408
Powershares Etf ETF 46138G508   91,072 4,306 SH   SOLE   0 0 4,306
Schwab Emerging Market Equity Etf ETF 808524706   1,782,904 70,610 SH   SOLE   0 0 70,610
Schwab International Equity ETF ETF 808524805   3,550,108 90,982 SH   SOLE   0 0 90,982
Schwab US Broad Market Etf ETF 808524102   3,600,191 58,971 SH   SOLE   0 0 58,971
Schwab US Large Cap Etf ETF 808524201   7,336,796 118,221 SH   SOLE   0 0 118,221
Schwab US Mid-Cap Etf ETF 808524508   1,468,963 18,040 SH   SOLE   0 0 18,040
Schwab US Small Cap Etf ETF 808524607   1,380,153 28,029 SH   SOLE   0 0 28,029
SPDR Barclays Emerging Markets Local Bond ETF ETF 78464A391   599,789 29,258 SH   SOLE   0 0 29,258
SPDR Developed World Ex-US ETF ETF 78463X889   10,076,932 281,164 SH   SOLE   0 0 281,164
SPDR DJ Wilshire Global Real Estate (ETF) ETF 78463X749   12,461 291 SH   SOLE   0 0 291
SPDR Nvn Barclys Short Term Mncpl Bnd ETF ETF 78468R739   835,703 17,616 SH   SOLE   0 0 17,616
SPDR Portfolio Emerging Markets ETF ETF 78463X509   3,938,711 108,834 SH   SOLE   0 0 108,834
SPDR S&P 500 ETF ETF 78462F103   2,520,163 4,818 SH   SOLE   0 0 4,818
SPDR SERIES TRUST PORTFOLIO Mid Cap ETF ETF 78464A847   1,238,035 23,210 SH   SOLE   0 0 23,210
SPDR SERIES TRUST PORTFOLIO Small Cap ETF ETF 78468R853   5,334,901 123,952 SH   SOLE   0 0 123,952
SPDR Portfolio Long Term Treasury ETF ETF 78464A664   145,120 5,194 SH   SOLE   0 0 5,194
Vanguard Emerging Market ETF ETF 922042858   313,066 7,495 SH   SOLE   0 0 7,495
Vanguard Europe Pac Etf ETF 921943858   124,522 2,482 SH   SOLE   0 0 2,482
Vanguard Long-Term Treasury ETF ETF 92206C847   43,394,926 732,527 SH   SOLE   0 0 732,527
Vanguard Mid Cap ETF ETF 922908629   268,350 1,074 SH   SOLE   0 0 1,074
Vanguard S&P 500 Index ETF ETF 922908363   295,150 614 SH   SOLE   0 0 614
Vanguard Small Cap Index ETF ETF 922908751   25,680 112 SH   SOLE   0 0 112
Vanguard Total Stock Mkt ETF ETF 922908769   679,940 2,616 SH   SOLE   0 0 2,616
Dentsply Intl Inc Common Stock 24906P109   12,944 390 SH   SOLE   0 0 390