XML 56 R45.htm IDEA: XBRL DOCUMENT v3.20.2
Loans Held for Investment and Loans Held for Investment at Fair Value - Activity in Allowance for Credit Losses (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Jun. 30, 2020
Jun. 30, 2019
Jun. 30, 2020
Jun. 30, 2019
Dec. 31, 2019
Allowance for credit losses:          
Beginning balance $ 3,496 $ 1,916 $ 2,240 $ 1,680  
Impact of adopting ASC 326     137    
Provision for loan losses 1,800 212 3,088 560  
Charge-offs (76) (32) (245) (144)  
Ending balance 5,220 2,096 5,220 2,096  
Allowance related to Loans individually evaluated 1,273 803 1,273 803 $ 900
Allowance related to Loans collectively evaluated 3,947 1,293 3,947 1,293  
Amortized cost related to Loans individually evaluated 270,772 99,905 270,772 99,905  
Amortized cost related to Loans collectively evaluated 1,596,009 $ 1,585,843 1,596,009 $ 1,585,843  
Commercial - Purchase          
Allowance for credit losses:          
Beginning balance 352   304    
Impact of adopting ASC 326     19    
Provision for loan losses 172   280    
Charge-offs     (79)    
Ending balance 524   524    
Allowance related to Loans individually evaluated 181   181    
Allowance related to Loans collectively evaluated 342   342    
Amortized cost related to Loans individually evaluated 20,615   20,615    
Amortized cost related to Loans collectively evaluated 282,759   282,759    
Commercial - Refinance          
Allowance for credit losses:          
Beginning balance 1,594   1,016    
Impact of adopting ASC 326     62    
Provision for loan losses 1,093   1,609    
Ending balance 2,687   2,687    
Allowance related to Loans individually evaluated 592   592    
Allowance related to Loans collectively evaluated 2,095   2,095    
Amortized cost related to Loans individually evaluated 113,350   113,350    
Amortized cost related to Loans collectively evaluated 598,046   598,046    
Residential 1-4 Unit - Purchase          
Allowance for credit losses:          
Beginning balance 250   148    
Impact of adopting ASC 326     9    
Provision for loan losses 211   382    
Charge-offs (58)   (136)    
Ending balance 403   403    
Allowance related to Loans individually evaluated 96   96    
Allowance related to Loans collectively evaluated 307   307    
Amortized cost related to Loans individually evaluated 22,017   22,017    
Amortized cost related to Loans collectively evaluated 223,561   223,561    
Residential 1-4 Unit - Refinance          
Allowance for credit losses:          
Beginning balance 1,300   772    
Impact of adopting ASC 326     47    
Provision for loan losses 324   817    
Charge-offs (18)   (30)    
Ending balance 1,606   1,606    
Allowance related to Loans individually evaluated 404   404    
Allowance related to Loans collectively evaluated 1,203   1,203    
Amortized cost related to Loans individually evaluated 114,790   114,790    
Amortized cost related to Loans collectively evaluated $ 491,643   $ 491,643