UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

SCHEDULE 14A

Proxy Statement Pursuant to Section 14(a) of the

Securities Exchange Act of 1934

(Amendment No.)

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Check the appropriate box:

☐	Preliminary Proxy Statement
☐	Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2))
☐	Definitive Proxy Statement
☒	Definitive Additional Materials
☐	Soliciting Material under §240.14a-12

Velocity Financial, Inc.

(Name of Registrant as Specified In Its Charter)

(Name of Person(s) Filing Proxy Statement, if other than the Registrant)

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☒	No fee required
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☐	Fee computed on table in exhibit required by Item 25(b) per Exchange Act Rules 14a-6(i)(1) and 0-11

VELOCITY FINANCIAL, INC.

30699 RUSSELL RANCH ROAD, SUITE 295

WESTLAKE VILLAGE, CALIFORNIA 91362

D76114-P69089

You invested in VELOCITY FINANCIAL, INC. and it’s time to vote!

You have the right to vote on proposals being presented at the Annual Meeting. This is an important notice regarding the availability of proxy material for the shareholder meeting to be held on May 19, 2022.

Get informed before you vote

View the Notice and Proxy Statement and Annual Report online OR you can receive a free paper or email copy of the material(s) by requesting prior to May 5, 2022. If you would like to request a copy of the material(s) for this and/or future shareholder meetings, you may (1) visit www.ProxyVote.com, (2) call 1-800-579-1639 or (3) send an email to sendmaterial@proxyvote.com. If sending an email, please include your control number (indicated below) in the subject line. Unless requested, you will not otherwise receive a paper or email copy.

*Please check the meeting materials for any special requirements for meeting attendance.

V1.1

Vote at www.ProxyVote.com

THIS IS NOT A VOTABLE BALLOT

This is an overview of the proposals being presented at the upcoming shareholder meeting. Please follow the instructions on the reverse side to vote these important matters.

Voting Items	Board Recommends
1.   Election of Directors
Nominees:
1a.  Dorika M. Beckett
1b.  Michael W. Chiao
1c.  Christopher D. Farrar
1d.  Alan H. Mantel
1e.  John P. Pitstick
1f.  John A. Pless
1g.  Joy L. Schaefer
1h.  Katherine L. Verner
2.   Approve 2021 executive compensation on an advisory basis.
3.   Ratify RSM US LLP as independent auditor for 2022.
4.   Approve Our Amended and Restated 2020 Omnibus Incentive Plan.
5.   Approve Our Employee Stock Purchase Plan.
6.   Approve an Amendment to Our Certificate of Incorporation to Allow Shareholders to Act by Written Consent.
7.   Approve an Amendment to Our Certificate of Incorporation to Allow Shareholders to Call Special Meetings.
Note: Consider other matters that properly come before the meeting.
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D76115-P69089