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Loans Held for Investment and Loans Held for Investment at Fair Value - Activity in Allowance for loan Losses (Details) - USD ($)
$ in Thousands
3 Months Ended 12 Months Ended
Dec. 31, 2023
Sep. 30, 2023
Jun. 30, 2023
Mar. 31, 2023
Dec. 31, 2022
Sep. 30, 2022
Jun. 30, 2022
Mar. 31, 2022
Dec. 31, 2023
Dec. 31, 2022
Dec. 31, 2021
Allowance for credit losses:                      
Beginning balance       $ 4,893       $ 4,262 $ 4,893 $ 4,262  
Provision for loan losses $ 827 $ 154 $ 298 636 $ (437) $ 580 $ 279 730 1,915 1,152 $ (292)
Charge-offs, net                 (2,039) (521)  
Ending balance 4,769       4,893       4,769 4,893 4,262
Allowance for Loans Individually Evaluated 974       1,096       974 1,096  
Allowance related to Loans collectively evaluated 3,795       3,797       3,795 3,797  
Amortized cost related to Loans individually evaluated 325,354       295,339       325,354 295,339  
Amortized cost related to Loans collectively evaluated 2,507,538       2,981,945       2,507,538 2,981,945  
Commercial - Purchase                      
Allowance for credit losses:                      
Beginning balance       639       385 639 385  
Provision for loan losses                 296 401  
Charge-offs, net                   (147)  
Ending balance 935       639       935 639 385
Allowance for Loans Individually Evaluated 156       28       156 28  
Allowance related to Loans collectively evaluated 779       611       779 611  
Amortized cost related to Loans individually evaluated 28,221       22,571       28,221 22,571  
Amortized cost related to Loans collectively evaluated 603,704       678,837       603,704 678,837  
Commercial - Refinance                      
Allowance for credit losses:                      
Beginning balance       2,031       2,144 2,031 2,144  
Provision for loan losses                 6 (88)  
Charge-offs, net                 (232) (25)  
Ending balance 1,805       2,031       1,805 2,031 2,144
Allowance for Loans Individually Evaluated 444       517       444 517  
Allowance related to Loans collectively evaluated 1,361       1,514       1,361 1,514  
Amortized cost related to Loans individually evaluated 86,890       87,133       86,890 87,133  
Amortized cost related to Loans collectively evaluated 712,926       819,964       712,926 819,964  
Residential 1-4 Unit - Purchase                      
Allowance for credit losses:                      
Beginning balance       542       400 542 400  
Provision for loan losses                 180 149  
Charge-offs, net                 (137) (7)  
Ending balance 585       542       585 542 400
Allowance for Loans Individually Evaluated         118         118  
Allowance related to Loans collectively evaluated 585       424       585 424  
Amortized cost related to Loans individually evaluated 36,253       27,984       36,253 27,984  
Amortized cost related to Loans collectively evaluated 474,827       560,449       474,827 560,449  
Residential 1-4 Unit - Refinance                      
Allowance for credit losses:                      
Beginning balance       1,272       948 1,272 948  
Provision for loan losses                 (5) 429  
Charge-offs, net                 (11) (105)  
Ending balance 1,256       1,272       1,256 1,272 948
Allowance for Loans Individually Evaluated 245       175       245 175  
Allowance related to Loans collectively evaluated 1,011       1,097       1,011 1,097  
Amortized cost related to Loans individually evaluated 137,925       113,909       137,925 113,909  
Amortized cost related to Loans collectively evaluated 670,224       825,396       670,224 825,396  
Short Term 1-4 Unit - Purchase                      
Allowance for credit losses:                      
Beginning balance       21       43 21 43  
Provision for loan losses                 388 (22)  
Charge-offs, net                 (386)    
Ending balance 23       21       23 21 43
Allowance related to Loans collectively evaluated 23       21       23 21  
Amortized cost related to Loans individually evaluated 6,402       8,140       6,402 8,140  
Amortized cost related to Loans collectively evaluated 34,709       61,744       34,709 61,744  
Short Term 1-4 Unit - Refinance                      
Allowance for credit losses:                      
Beginning balance       $ 388       $ 342 388 342  
Provision for loan losses                 1,050 283  
Charge-offs, net                 (1,273) (237)  
Ending balance 165       388       165 388 $ 342
Allowance for Loans Individually Evaluated 129       258       129 258  
Allowance related to Loans collectively evaluated 36       130       36 130  
Amortized cost related to Loans individually evaluated 29,663       35,602       29,663 35,602  
Amortized cost related to Loans collectively evaluated $ 11,148       $ 35,555       $ 11,148 $ 35,555