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Income Taxes - Summary of Tax Effects of Temporary Differences That Give Rise to Deferred Tax Assets and Deferred Tax Liabilities (Details) - USD ($)
$ in Thousands
Dec. 31, 2023
Dec. 31, 2022
Deferred tax assets:    
Net operating loss   $ 8,451
Mark-to-market on loans   355
Lease liability $ 780 783
Stock compensation 1,779 1,485
Accrued vacation 386 283
Intangibles 3 5
REO 160  
Deferred state taxes 374 696
Research and experimental expenditures capitalization 1,721  
MSR Valuation Allowance 53  
Derivative - OCI 427  
ERC Refund 1,038  
Other   154
Gross deferred tax assets 6,721 12,212
Deferred tax liabilities:    
REMIC book-tax basis difference (2,522) (4,941)
Mark-to-market on loans (36)  
Right-of-use assets (735) (717)
Deferred origination costs (63) (138)
Property and equipment (332) (595)
REO   (30)
MSR valuation   (758)
Other (694)  
Gross deferred tax liabilities (4,382) (7,179)
Total net deferred tax asset $ 2,339 $ 5,033