CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Cash flows from operating activities:
Net income	$ 10,736	$ 3,231
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization	195	206
Amortization of right-of-use assets	310	330
Provision for loan losses	636	730
Provision for repurchase of loans	39	228
Origination of loans held for sale	(19,088)
Proceeds from sales of loans held for sale	1,735
Net accretion of discount on purchased loans and amortization of deferred loan origination costs	1,172	1,927
(Reversal of) provision for uncollectible borrower advances	(15)	50
Gain on disposition of loans	(680)	(4,254)
Real estate acquired through foreclosure in excess of recorded investment	(1,233)	(286)
Amortization of debt issuance discount and costs	5,279	12,092
Change in valuation of real estate owned	1,178	(235)
Change in valuation of fair value loans	(7,354)	(10)
Change in valuation of mortgage servicing rights	95	(510)
Change in valuation of fair value securitizations	170
Gain on sale of real estate owned	(121)	(320)
Stock-based compensation	1,000	669
Deferred tax expense	2,490	127
Change in operating assets and liabilities:
Accrued interest and other receivables	(2,458)	(1,870)
Other assets	946	(858)
Accounts payable and accrued expenses	(6,960)	589
Net cash used in (provided by) operating activities	(11,928)	11,836
Cash flows from investing activities:
Purchase of loans held for investment		(4,629)
Origination of loans held for investment	(197,888)	(585,713)
Proceeds from sales of loans originally classified as held for investment	21,489	147,340
Payoffs of loans held for investment and loans at fair value	99,780	146,217
Proceeds from sale of real estate owned	2,121	4,630
Change in advances	2,596	(193)
Change in impounds and deposits	372	(1,244)
Purchase of property and equipment	(48)	(66)
Net cash used in investing activities	(71,578)	(293,658)
Cash flows from financing activities:
Warehouse repurchase facilities advances	246,792	607,760
Warehouse repurchase facilities repayments	(279,579)	(483,600)
Proceeds from secured financing		215,000
Repayment of secured financing		(170,844)
Proceeds of securitizations, net	197,487	268,967
Repayment of securitizations	(86,221)	(145,057)
Debt issuance costs		(10,084)
Purchase of treasury stock	(836)	(458)
Distribution to non-controlling interest	(160)
Net cash provided by financing activities	77,483	281,684
Net decrease in cash, cash equivalents, and restricted cash	(6,023)	(138)
Cash, cash equivalents, and restricted cash at beginning of period	62,056	47,604
Cash, cash equivalents, and restricted cash at end of period	56,033	47,466
Supplemental cash flow information:
Cash paid during the period for interest	44,181	27,316
Cash paid during the period for income taxes	264	277
Noncash transactions from investing and financing activities:
Transfer of loans held for investment to held for sale	25,075	149,379
Transfer of loans held for investment to real estate owned	10,397	2,408
Transfer of accrued interest to loans held for investment	878	466
Discount on issuance of securitizations		4,627
Transfer of loans held for sale to held for investment	4,218	$ 13,975
Recognition of new leases in exchange for lease obligations	$ 377