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Loans Held for Investment and Loans Held for Investment at Fair Value - Schedule of Activity in Allowance for Credit Losses (Details) - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2023
Mar. 31, 2022
Dec. 31, 2022
Allowance for credit losses:      
Beginning balance $ 4,893 $ 4,262  
Provision for loan losses 636 730  
Charge-offs (484) (328)  
Ending balance 5,045 4,664  
Allowance for Loans Individually Evaluated 996 1,599 $ 1,096
Allowance related to Loans collectively evaluated 4,049 3,064  
Amortized cost related to Loans individually evaluated 309,714 278,803  
Amortized cost related to Loans collectively evaluated 2,864,611 2,554,163  
Commercial - Purchase      
Allowance for credit losses:      
Beginning balance 639 385  
Provision for loan losses 157 281  
Charge-offs   (147)  
Ending balance 796 519  
Allowance for Loans Individually Evaluated 138 28 28
Allowance related to Loans collectively evaluated 659 490  
Amortized cost related to Loans individually evaluated 19,422 16,712  
Amortized cost related to Loans collectively evaluated 661,629 592,520  
Commercial - Refinance      
Allowance for credit losses:      
Beginning balance 2,031 2,144  
Provision for loan losses 108 1  
Charge-offs (79) (5)  
Ending balance 2,060 2,140  
Allowance for Loans Individually Evaluated 416 770 517
Allowance related to Loans collectively evaluated 1,644 1,370  
Amortized cost related to Loans individually evaluated 87,439 83,695  
Amortized cost related to Loans collectively evaluated 792,539 806,134  
Residential 1-4 Unit - Purchase      
Allowance for credit losses:      
Beginning balance 542 400  
Provision for loan losses (48) 11  
Charge-offs (26)    
Ending balance 468 389  
Allowance for Loans Individually Evaluated   96 118
Allowance related to Loans collectively evaluated 467 293  
Amortized cost related to Loans individually evaluated 34,171 24,934  
Amortized cost related to Loans collectively evaluated 540,149 423,793  
Residential 1-4 Unit - Refinance      
Allowance for credit losses:      
Beginning balance 1,272 948  
Provision for loan losses 102 186  
Charge-offs (11) (105)  
Ending balance 1,363 1,029  
Allowance for Loans Individually Evaluated 204 198 175
Allowance related to Loans collectively evaluated 1,159 832  
Amortized cost related to Loans individually evaluated 124,390 107,362  
Amortized cost related to Loans collectively evaluated 787,923 674,743  
Short Term 1-4 Unit - Purchase      
Allowance for credit losses:      
Beginning balance 21 43  
Provision for loan losses 66 7  
Charge-offs (63)    
Ending balance 24 50  
Allowance for Loans Individually Evaluated   32  
Allowance related to Loans collectively evaluated 24 17  
Amortized cost related to Loans individually evaluated 8,447 2,869  
Amortized cost related to Loans collectively evaluated 53,945 35,814  
Short Term 1-4 Unit - Refinance      
Allowance for credit losses:      
Beginning balance 388 342  
Provision for loan losses 251 266  
Charge-offs (305) (71)  
Ending balance 334 537  
Allowance for Loans Individually Evaluated 238 475 $ 258
Allowance related to Loans collectively evaluated 96 62  
Amortized cost related to Loans individually evaluated 35,845 43,231  
Amortized cost related to Loans collectively evaluated $ 28,426 $ 21,159