XML 84 R66.htm IDEA: XBRL DOCUMENT v3.22.4
Loans Held for Investment and Loans Held for Investment at Fair Value - Schedule of Nonaccrual With No Allowance for Loan Loss and Total Nonaccrual of Loans Held for Investment (Details) - USD ($)
$ in Thousands
Dec. 31, 2022
Dec. 31, 2021
Financing Receivable Impaired [Line Items]    
Total Nonaccrual $ 295,339 $ 276,418
Nonaccrual with No Allowance for Loan Loss 282,777 263,026
Nonaccrual with Allowance for Loan Loss 12,562 13,392
Allowance for Loans Individually Evaluated $ 1,096 $ 1,406
Percentage of Allowance to Total Nonaccrual/ Impaired Loans 8.70% 10.50%
Troubled debt restructuring included in nonaccrual loans:   $ 165
Commercial - Purchase    
Financing Receivable Impaired [Line Items]    
Total Nonaccrual $ 22,571 17,260
Nonaccrual with No Allowance for Loan Loss 22,437 16,501
Nonaccrual with Allowance for Loan Loss 134 759
Allowance for Loans Individually Evaluated $ 28 $ 9
Percentage of Allowance to Total Nonaccrual/ Impaired Loans 0.20% 0.10%
Commercial - Refinance    
Financing Receivable Impaired [Line Items]    
Total Nonaccrual $ 87,133 $ 85,935
Nonaccrual with No Allowance for Loan Loss 82,330 79,131
Nonaccrual with Allowance for Loan Loss 4,803 6,804
Allowance for Loans Individually Evaluated $ 517 $ 826
Percentage of Allowance to Total Nonaccrual/ Impaired Loans 4.10% 6.20%
Residential 1-4 Unit - Purchase    
Financing Receivable Impaired [Line Items]    
Total Nonaccrual $ 27,984 $ 17,385
Nonaccrual with No Allowance for Loan Loss 27,516 17,128
Nonaccrual with Allowance for Loan Loss 468 257
Allowance for Loans Individually Evaluated $ 118 $ 96
Percentage of Allowance to Total Nonaccrual/ Impaired Loans 0.90% 0.70%
Residential 1-4 Unit - Refinance    
Financing Receivable Impaired [Line Items]    
Total Nonaccrual $ 113,909 $ 107,552
Nonaccrual with No Allowance for Loan Loss 111,742 105,515
Nonaccrual with Allowance for Loan Loss 2,167 2,037
Allowance for Loans Individually Evaluated $ 175 $ 138
Percentage of Allowance to Total Nonaccrual/ Impaired Loans 1.40% 1.00%
Short Term 1-4 Unit - Purchase    
Financing Receivable Impaired [Line Items]    
Total Nonaccrual $ 8,140 $ 2,986
Nonaccrual with No Allowance for Loan Loss 8,140 2,881
Nonaccrual with Allowance for Loan Loss   105
Allowance for Loans Individually Evaluated   $ 31
Percentage of Allowance to Total Nonaccrual/ Impaired Loans   0.20%
Short Term 1-4 Unit - Refinance    
Financing Receivable Impaired [Line Items]    
Total Nonaccrual 35,602 $ 45,300
Nonaccrual with No Allowance for Loan Loss 30,612 41,870
Nonaccrual with Allowance for Loan Loss 4,990 3,430
Allowance for Loans Individually Evaluated $ 258 $ 306
Percentage of Allowance to Total Nonaccrual/ Impaired Loans 2.10% 2.30%
Individual Loan Evaluation    
Financing Receivable Impaired [Line Items]    
Troubled debt restructuring included in nonaccrual loans: $ 25 $ 25