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Loans Held for Investment and Loans Held for Investment at Fair Value - Activity in Allowance for Credit Losses (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Jun. 30, 2022
Jun. 30, 2021
Jun. 30, 2022
Jun. 30, 2021
Dec. 31, 2021
Allowance for credit losses:          
Beginning balance $ 4,663 $ 5,881 $ 4,262 $ 5,845  
Provision for loan losses 279 (1,000) 1,009 (895)  
Charge-offs (37) (918) (366) (987)  
Ending balance 4,905 3,963 4,905 3,963  
Allowance for Loans Individually Evaluated 1,164 1,949 1,164 1,949 $ 1,406
Allowance related to Loans collectively evaluated 3,741 2,014 3,741 2,014  
Amortized cost related to Loans individually evaluated 255,202 318,974 255,202 318,974  
Amortized cost related to Loans collectively evaluated 2,868,502 1,768,742 2,868,502 1,768,742  
Commercial - Purchase          
Allowance for credit losses:          
Beginning balance 518 328 385 373  
Provision for loan losses 94 48 374 3  
Charge-offs   (114) (147) (114)  
Ending balance 612 262 612 262  
Allowance for Loans Individually Evaluated 6 57 6 57 9
Allowance related to Loans collectively evaluated 606 205 606 205  
Amortized cost related to Loans individually evaluated 14,911 19,314 14,911 19,314  
Amortized cost related to Loans collectively evaluated 662,580 347,423 662,580 347,423  
Commercial - Refinance          
Allowance for credit losses:          
Beginning balance 2,140 1,990 2,144 2,093  
Provision for loan losses (125) 28 (123) (76)  
Charge-offs (19) (95) (25) (94)  
Ending balance 1,996 1,923 1,996 1,923  
Allowance for Loans Individually Evaluated 434 1,005 434 1,005 826
Allowance related to Loans collectively evaluated 1,562 918 1,562 918  
Amortized cost related to Loans individually evaluated 80,442 92,397 80,442 92,397  
Amortized cost related to Loans collectively evaluated 832,332 598,567 832,332 598,567  
Residential 1-4 Unit - Purchase          
Allowance for credit losses:          
Beginning balance 389 322 400 333  
Provision for loan losses 51 (41) 40 (15)  
Charge-offs       (37)  
Ending balance 440 281 440 281  
Allowance for Loans Individually Evaluated 52 120 52 120 96
Allowance related to Loans collectively evaluated 388 161 388 161  
Amortized cost related to Loans individually evaluated 22,885 21,084 22,885 21,084  
Amortized cost related to Loans collectively evaluated 506,911 255,812 506,911 255,812  
Residential 1-4 Unit - Refinance          
Allowance for credit losses:          
Beginning balance 1,029 1,227 948 1,216  
Provision for loan losses 241 (229) 427 (218)  
Charge-offs   (151) (105) (151)  
Ending balance 1,270 847 1,270 847  
Allowance for Loans Individually Evaluated 196 342 196 342 138
Allowance related to Loans collectively evaluated 1,074 507 1,074 507  
Amortized cost related to Loans individually evaluated 96,649 112,294 96,649 112,294  
Amortized cost related to Loans collectively evaluated 791,071 496,249 791,071 496,249  
Short Term 1-4 Unit - Purchase          
Allowance for credit losses:          
Beginning balance 50 386 43 595  
Provision for loan losses (16) (313) (9) (508)  
Charge-offs       (14)  
Ending balance 34 73 34 73  
Allowance for Loans Individually Evaluated   56   56 31
Allowance related to Loans collectively evaluated 34 16 34 16  
Amortized cost related to Loans individually evaluated 2,302 23,883 2,302 23,883  
Amortized cost related to Loans collectively evaluated 55,671 16,322 55,671 16,322  
Short Term 1-4 Unit - Refinance          
Allowance for credit losses:          
Beginning balance 537 1,628 342 1,235  
Provision for loan losses 34 (493) 300 (81)  
Charge-offs (18) (558) (89) (577)  
Ending balance 553 577 553 577  
Allowance for Loans Individually Evaluated 476 369 476 369 $ 306
Allowance related to Loans collectively evaluated 77 207 77 207  
Amortized cost related to Loans individually evaluated 38,013 50,002 38,013 50,002  
Amortized cost related to Loans collectively evaluated $ 19,937 $ 54,369 $ 19,937 $ 54,369