X0206 3 2020-01-17 0 0001692376 Velocity Financial, LLC VEL 0001524990 Schaefer Joy L. C/O VELOCITY FINANCIAL, INC. 30699 RUSSELL RANCH ROAD, SUITE 295 WESTLAKE VILLAGE CA 91362 1 0 0 0 Common Stock 7467 D Stock Options (Right to Buy) 13.00 2030-01-16 Common Stock 12500 D These options were granted on January 16, 2020 and vest in three equal installments on the first three anniversaries of the grant date, subject to continued service on the vesting date. Exhibit List Exhibit 24 - Power of Attorney /s/ Christopher D. Farrar, as Attorney-in-Fact 2020-01-17