X0206 3 2020-01-17 0 0001692376 Velocity Financial, LLC VEL 0001794812 Szczepaniak Mark R C/O VELOCITY FINANCIAL, INC. 30699 RUSSELL RANCH ROAD, SUITE 295 WESTLAKE VILLAGE CA 91362 0 1 0 0 Chief Financial Officer Stock Options (Right to Buy) 13.00 2030-01-16 Common Stock 100000 D These options were granted on January 16, 2020 and vest in three equal installments on the first three anniversaries of the grant date, subject to continued service on the vesting date. Exhibit List Exhibit 24 - Power of Attorney /s/ Christopher D. Farrar, as Attorney-in-Fact 2020-01-17