The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AAON Inc COM PAR $0.004 000360206 32 525 SH   SOLE   525 0 0
Aflac Inc COM 001055102 141 3,874 SH   SOLE   3,874 0 0
AT&T Inc COM 00206R102 4 139 SH   SOLE   0 0 139
AT&T Inc COM 00206R102 1,337 46,897 SH   SOLE   46,897 0 0
Abbott Labs COM 002824100 3 25 SH   SOLE   0 0 25
Abbott Labs COM 002824100 2,630 24,167 SH   SOLE   24,167 0 0
Abbvie Inc. COM 00287Y109 552 6,307 SH   SOLE   6,307 0 0
Acadia Pharmaceuticals Inc COM 004225108 21 500 SH   SOLE   500 0 0
Adobe Systems Inc DE COM 00724F101 130 265 SH   SOLE   265 0 0
Advance Auto Parts Inc. COM 00751Y106 4 25 SH   SOLE   25 0 0
Advanced Micro Devices Inc COM 007903107 4 50 SH   OTR   50 0 0
Advanced Micro Devices Inc COM 007903107 41 500 SH   SOLE   500 0 0
Agios Pharmaceuticals Inc COM 00847X104 9 265 SH   OTR   265 0 0
Air Prods & Chems Inc COM 009158106 33 112 SH   SOLE   112 0 0
Alibaba.com Ltd. SPONSORED ADS 01609W102 7 25 SH   OTR   25 0 0
Allstate Corp. COM 020002101 19 200 SH   SOLE   200 0 0
Alphabet Inc-CL C CAP STK CL C 02079K107 96 65 SH   SOLE   65 0 0
Alphabet Inc-CL A CAP STK CL A 02079K305 6 4 SH   SOLE   0 0 4
Alphabet Inc-CL A CAP STK CL A 02079K305 1,044 712 SH   SOLE   712 0 0
Escrow Altegrity Inc COM 021ESC017 1 50 SH   OTR   50 0 0
Altria Group Inc. COM 02209S103 93 2,404 SH   SOLE   2,404 0 0
Amazon.com Inc COM 023135106 31 10 SH   SOLE   0 0 10
Amazon.com Inc COM 023135106 1,681 534 SH   SOLE   534 0 0
American Express Co COM 025816109 67 670 SH   SOLE   670 0 0
American International Group Inc. COM NEW 026874784 6 200 SH   SOLE   200 0 0
American Tower Corp COM 03027X100 681 2,819 SH   SOLE   2,819 0 0
Ameriprise Financial Inc. COM 03076C106 1 7 SH   SOLE   7 0 0
Ametek Inc COM 031100100 50 500 SH   SOLE   500 0 0
Amphenol Corp CL A 032095101 16 145 SH   SOLE   0 0 145
Amphenol Corp CL A 032095101 890 8,220 SH   SOLE   8,220 0 0
Analog Devices Inc. COM 032654105 4 35 SH   SOLE   0 0 35
Analog Devices Inc. COM 032654105 360 3,085 SH   SOLE   3,085 0 0
Apache Corp. COM 037411105 2 250 SH   SOLE   0 0 250
Apache Corp. COM 037411105 103 10,885 SH   SOLE   10,885 0 0
Apple Inc. COM 037833100 264 2,280 SH   OTR   2,280 0 0
Apple Inc. COM 037833100 107 920 SH   SOLE   0 0 920
Apple Inc. COM 037833100 6,486 56,006 SH   SOLE   56,006 0 0
Applied Materials COM 038222105 30 500 SH   SOLE   500 0 0
Automatic Data Processing Inc. COM 053015103 50 361 SH   SOLE   361 0 0
BP P.L.C. Sponsored ADR SPONSORED ADR 055622104 31 1,788 SH   SOLE   1,788 0 0
Baidu Inc SPON ADR REP A 056752108 18 145 SH   OTR   145 0 0
Balchem Corp COM 057665200 27 275 SH   SOLE   275 0 0
Bank of America COM 060505104 48 2,000 SH   OTR   2,000 0 0
Bank of America COM 060505104 140 5,813 SH   SOLE   5,813 0 0
Bank New York Mellon Corp COM 064058100 143 4,177 SH   SOLE   4,177 0 0
Baxter Intl Corp COM 071813109 608 7,565 SH   SOLE   7,565 0 0
Becton Dickinson & Co COM 075887109 304 1,308 SH   SOLE   1,308 0 0
Berkshire Hathaway Inc Cl B CL B NEW 084670702 21 100 SH   OTR   100 0 0
Berkshire Hathaway Inc Cl B CL B NEW 084670702 6 30 SH   SOLE   0 0 30
Berkshire Hathaway Inc Cl B CL B NEW 084670702 600 2,818 SH   SOLE   2,818 0 0
Biogen IDEC Inc COM 09062X103 6 20 SH   SOLE   20 0 0
Blackrock Inc. COM 09247X101 1 2 SH   SOLE   0 0 2
Blackrock Inc. COM 09247X101 14 25 SH   SOLE   25 0 0
Boeing Co. COM 097023105 21 125 SH   SOLE   0 0 125
Boeing Co. COM 097023105 427 2,584 SH   SOLE   2,584 0 0
Bristol Myers Squibb COM 110122108 36 600 SH   SOLE   0 0 600
Bristol Myers Squibb COM 110122108 500 8,287 SH   SOLE   8,287 0 0
Broadcom Inc COM 11135F101 13 35 SH   SOLE   35 0 0
Brown & Brown Inc COM 115236101 23 500 SH   SOLE   500 0 0
CDW Corp/DE COM 12514G108 267 2,230 SH   SOLE   2,230 0 0
Cigna Corp COM 125523100 636 3,755 SH   SOLE   3,755 0 0
CME Group Inc. COM 12572Q105 2 9 SH   SOLE   9 0 0
CSX Corp. COM 126408103 266 3,430 SH   SOLE   3,430 0 0
CVS Health Corporation COM 126650100 12 200 SH   SOLE   0 0 200
CVS Health Corporation COM 126650100 1,478 25,312 SH   SOLE   25,312 0 0
Camden National Corp. COM 133034108 71 2,343 SH   OTR   2,343 0 0
Capital One Finl Corp COM 14040H105 36 500 SH   OTR   500 0 0
Capital One Finl Corp COM 14040H105 7 104 SH   SOLE   0 0 104
Capital One Finl Corp COM 14040H105 16 216 SH   SOLE   216 0 0
Cardinal Health Inc COM 14149Y108 2 50 SH   SOLE   50 0 0
Carnival Corp UNIT 99/99/9999 143658300 3 200 SH   OTR   200 0 0
Carrier Global Corporation COM 14448C104 19 620 SH   SOLE   620 0 0
Caterpillar Inc COM 149123101 169 1,130 SH   SOLE   1,130 0 0
Centurylink Inc COM 156700106 2 185 SH   SOLE   185 0 0
Chemed Corp COM 16359R103 48 100 SH   SOLE   100 0 0
Chenerie Energy Inc COM NEW 16411R208 14 300 SH   SOLE   300 0 0
Chevron Corp COM 166764100 14 193 SH   SOLE   0 0 193
Chevron Corp COM 166764100 1,388 19,278 SH   SOLE   19,278 0 0
Chico's FAS, Inc. COM 168615102 0 200 SH   OTR   200 0 0
Church & Dwight Co Inc COM 171340102 28 300 SH   SOLE   300 0 0
Cisco Systems COM 17275R102 2 50 SH   SOLE   0 0 50
Cisco Systems COM 17275R102 261 6,616 SH   SOLE   6,616 0 0
Citigroup Inc. COM NEW 172967424 4 90 SH   SOLE   0 0 90
Citigroup Inc. COM NEW 172967424 808 18,736 SH   SOLE   18,736 0 0
Clorox Co COM 189054109 276 1,311 SH   SOLE   1,311 0 0
Coca Cola Company COM 191216100 1,247 25,264 SH   SOLE   25,264 0 0
Colgate Palmolive COM 194162103 48 626 SH   SOLE   626 0 0
Colony Credit Real Estate Inc COM CL A 19625T101 10 2,095 SH   OTR   2,095 0 0
Comcast Corp Com CL A CL A 20030N101 1 12 SH   SOLE   0 0 12
Comcast Corp Com CL A CL A 20030N101 39 853 SH   SOLE   853 0 0
Conocophillips Inc. COM 20825C104 25 775 SH   SOLE   775 0 0
Consolidated Edison Inc. COM 209115104 12 150 SH   OTR   150 0 0
Costco Wholesale Corp COM 22160K105 363 1,022 SH   SOLE   1,022 0 0
Crown Castle Int Corp COM 22822V101 9 55 SH   SOLE   0 0 55
Crown Castle Int Corp COM 22822V101 604 3,625 SH   SOLE   3,625 0 0
Cummins Inc. COM 231021106 11 50 SH   SOLE   50 0 0
Danaher Corp. COM 235851102 335 1,558 SH   SOLE   1,558 0 0
Deere & Co COM 244199105 4 20 SH   SOLE   20 0 0
Diageo PLC SPON ADR NEW 25243Q205 28 200 SH   OTR   200 0 0
Diageo PLC SPON ADR NEW 25243Q205 123 893 SH   SOLE   893 0 0
Digital Realty Trust COM 253868103 15 100 SH   SOLE   0 0 100
Digital Realty Trust COM 253868103 1,057 7,200 SH   SOLE   7,200 0 0
Walt Disney Co COM DISNEY 254687106 6 45 SH   SOLE   0 0 45
Walt Disney Co COM DISNEY 254687106 1,564 12,603 SH   SOLE   12,603 0 0
Dollar General Corp. COM 256677105 31 150 SH   SOLE   150 0 0
Dominion Resources Inc COM 25746U109 444 5,622 SH   SOLE   5,622 0 0
Dow Inc COM 260557103 44 929 SH   SOLE   929 0 0
Duke Energy Corp COM NEW 26441C204 11 125 SH   SOLE   0 0 125
Duke Energy Corp COM NEW 26441C204 1,560 17,616 SH   SOLE   17,616 0 0
Dunkin Brands COM 265504100 16 200 SH   OTR   200 0 0
Dupont De Nemours Inc COM 26614N102 45 805 SH   SOLE   805 0 0
EOG Resources Inc. COM 26875P101 0 10 SH   SOLE   10 0 0
Eastman Chemical Co COM 277432100 44 562 SH   SOLE   562 0 0
Edwards Lifesciences Corp COM 28176E108 10 120 SH   SOLE   120 0 0
Emerson Elec Co COM 291011104 22 333 SH   SOLE   333 0 0
Enbridge Inc COM 29250N105 285 9,765 SH   SOLE   9,765 0 0
Essential Utilities, Inc COM 29670G102 24 600 SH   SOLE   600 0 0
Etsy Inc COM 29786A106 6 50 SH   OTR   50 0 0
Eversource Energy COM 30040W108 10 117 SH   OTR   117 0 0
Exelon Corp. COM 30161N101 71 1,990 SH   SOLE   1,990 0 0
Extra Space Storage Inc. REIT COM 30225T102 24 225 SH   SOLE   225 0 0
Exxon Mobil Corp COM 30231G102 7 190 SH   SOLE   0 0 190
Exxon Mobil Corp COM 30231G102 1,052 30,643 SH   SOLE   30,643 0 0
Facebook Inc. CL A 30303M102 146 556 SH   SOLE   556 0 0
Fair Isaac & Co COM 303250104 32 75 SH   SOLE   75 0 0
Fastenal Co. COM 311900104 36 800 SH   SOLE   800 0 0
Fiserv Inc. COM 337738108 72 700 SH   SOLE   700 0 0
Ford Motor Co COM 345370860 20 3,070 SH   SOLE   3,070 0 0
Fortinet Inc COM 34959E109 18 150 SH   SOLE   150 0 0
Fortive Corp COM 34959J108 8 100 SH   SOLE   0 0 100
Fortive Corp COM 34959J108 723 9,492 SH   SOLE   9,492 0 0
Freeport-McMoran Inc CL B 35671D857 2 100 SH   SOLE   100 0 0
General Dynamics Corp. COM 369550108 493 3,564 SH   SOLE   3,564 0 0
General Elec COM 369604103 15 2,430 SH   OTR   2,430 0 0
General Elec COM 369604103 0 12 SH   SOLE   0 0 12
General Elec COM 369604103 40 6,489 SH   SOLE   6,489 0 0
General Mills Inc. COM 370334104 34 550 SH   SOLE   550 0 0
Gilead Sciences Inc. COM 375558103 15 233 SH   SOLE   233 0 0
Glaxosmithkline PLC-ADR SPONSORED ADR 37733W105 350 9,303 SH   SOLE   9,303 0 0
Global Payments Inc COM 37940X102 49 275 SH   SOLE   275 0 0
HCA Healthcare Inc COM 40412C101 341 2,734 SH   SOLE   2,734 0 0
HP Inc. COM 40434L105 4 233 SH   SOLE   233 0 0
Haliburton Co. COM 406216101 1 100 SH   SOLE   100 0 0
Hewlett Packard Enterprise Co. COM 42824C109 2 233 SH   SOLE   233 0 0
Home Depot COM 437076102 28 100 SH   SOLE   0 0 100
Home Depot COM 437076102 696 2,505 SH   SOLE   2,505 0 0
Honeywell Intl Inc COM 438516106 2 15 SH   SOLE   0 0 15
Honeywell Intl Inc COM 438516106 524 3,185 SH   SOLE   3,185 0 0
Idexx Labs COM 45168D104 177 449 SH   OTR   449 0 0
Idexx Labs COM 45168D104 613 1,560 SH   SOLE   1,560 0 0
Incyte Corp COM 45337C102 16 175 SH   SOLE   175 0 0
Intel Inc. COM 458140100 41 800 SH   SOLE   0 0 800
Intel Inc. COM 458140100 1,851 35,740 SH   SOLE   35,740 0 0
Intercontinental Exchange Inc COM 45866F104 855 8,550 SH   SOLE   8,550 0 0
International Business Machines COM 459200101 9 70 SH   OTR   70 0 0
International Business Machines COM 459200101 5 40 SH   SOLE   0 0 40
International Business Machines COM 459200101 562 4,620 SH   SOLE   4,620 0 0
Invesco QQQ Trust Series 1 UNIT SER 1 46090E103 27 97 SH   SOLE   97 0 0
Intuit Inc COM 461202103 33 100 SH   SOLE   100 0 0
Invesco S&P 500 Low Volatility S&P500 LOW VOL 46138E354 19 363 SH   SOLE   363 0 0
iShares MSCI USA Equal Weighted ETF MSCI EQUAL WEITE 464286681 15 250 SH   SOLE   0 0 250
iShares MSCI USA Equal Weighted ETF MSCI EQUAL WEITE 464286681 1,614 26,435 SH   SOLE   26,435 0 0
iShares Dow Jones Dividend ETF SELECT DIVID ETF 464287168 85 1,041 SH   SOLE   1,041 0 0
iShares Core S&P 500 ETF CORE S&P500 ETF 464287200 340 1,012 SH   SOLE   1,012 0 0
iShares Inc MSCI Emerging Markets ETF MSCI EMG MKT ETF 464287234 59 1,327 SH   SOLE   1,327 0 0
iShares Investment Grade Corp Bond ETF IBOXX INV CP ETF 464287242 34 250 SH   SOLE   0 0 250
iShares Investment Grade Corp Bond ETF IBOXX INV CP ETF 464287242 2,941 21,830 SH   SOLE   21,830 0 0
iShares S&P 500 Growth Index Fund S&P 500 GRWT ETF 464287309 29 125 SH   SOLE   0 0 125
iShares S&P 500 Growth Index Fund S&P 500 GRWT ETF 464287309 660 2,858 SH   SOLE   2,858 0 0
iShares S&P 500 Value Index Fund ETF S&P 500 VAL ETF 464287408 1,846 16,420 SH   SOLE   16,420 0 0
iShares Trust Barclays 1-3 Year Treasury Bond Fund ETF 1 3 YR TREAS BD 464287457 4 50 SH   SOLE   50 0 0
iShares Trust MSCI EAFE Index Fund ETF MSCI EAFE ETF 464287465 313 4,916 SH   SOLE   4,916 0 0
iShares Russell Midcap Value Index Fd ETF RUS MDCP VAL ETF 464287473 32 400 SH   SOLE   0 0 400
iShares Russell Midcap Growth ETF RUS MD CP GR ETF 464287481 15 85 SH   SOLE   85 0 0
iShares Russell Midcap Index Fd ETF RUS MID CAP ETF 464287499 23 399 SH   SOLE   399 0 0
iShares Core S&P Mid-Cap ETF CORE S&P MCP ETF 464287507 362 1,955 SH   SOLE   1,955 0 0
iShares Biotechnology ETF NASDAQ BIOTECH 464287556 2 15 SH   SOLE   15 0 0
IShares Russell 1000 Value Index Fund ETF RUS 1000 VAL ETF 464287598 37 310 SH   SOLE   310 0 0
iShares S&P Mid Cap Growth ETF S&P MC 400GR ETF 464287606 59 245 SH   SOLE   0 0 245
iShares S&P Mid Cap Growth ETF S&P MC 400GR ETF 464287606 175 732 SH   SOLE   732 0 0
IShares Russell 1000 Growth Index Fd ETF RUS 1000 GRW ETF 464287614 22 100 SH   SOLE   0 0 100
IShares Russell 1000 Growth Index Fd ETF RUS 1000 GRW ETF 464287614 69 320 SH   SOLE   320 0 0
iShares Tr Russell 1000 Index Fd ETF RUS 1000 ETF 464287622 103 550 SH   SOLE   550 0 0
iShares Russell 2000 Growth ETF RUS 2000 GRW ETF 464287648 28 126 SH   SOLE   126 0 0
iShares Russell 2000 Index Fund ETF RUSSELL 2000 ETF 464287655 7 50 SH   SOLE   50 0 0
iShares Inc S&P Mid Cap 400 Value ETF S&P MC 400VL ETF 464287705 30 219 SH   SOLE   0 0 219
iShares Inc S&P Mid Cap 400 Value ETF S&P MC 400VL ETF 464287705 2,911 21,586 SH   SOLE   21,586 0 0
iShares Core S&P Small-Cap ETF CORE S&P SCP ETF 464287804 553 7,879 SH   SOLE   7,879 0 0
iShares Inc S&P Small Cap 600 Value ETF SP SMCP600VL ETF 464287879 12 100 SH   SOLE   0 0 100
iShares Inc S&P Small Cap 600 Value ETF SP SMCP600VL ETF 464287879 2,686 21,939 SH   SOLE   21,939 0 0
iShares S&P Small Cap 600 Growth ETF S&P SML 600 GWT 464287887 64 360 SH   SOLE   0 0 360
iShares S&P Small Cap 600 Growth ETF S&P SML 600 GWT 464287887 156 883 SH   SOLE   883 0 0
iShares JP Morgan USD Emerging Bond Fund ETF JPMORGAN USD EMG 464288281 3,042 27,433 SH   SOLE   27,433 0 0
iShares S&P National AMT-Free Muni Bond Fund ETF NATIONAL MUN ETF 464288414 93 800 SH   SOLE   800 0 0
iShares High Yield Corp Bond ETF IBOXX HI YD ETF 464288513 2,540 30,273 SH   SOLE   30,273 0 0
IShares MBS ETF MBS ETF 464288588 6 50 SH   SOLE   0 0 50
IShares MBS ETF MBS ETF 464288588 1,615 14,626 SH   SOLE   14,626 0 0
iShares Short Term Corporate Bond ETF ISHS 1-5YR INVS 464288646 2,219 40,404 SH   SOLE   40,404 0 0
iShares US Preferred Stock ETF PFD AND INCM SEC 464288687 1,630 44,724 SH   SOLE   44,724 0 0
iShares Floating Rate Note Fund ETF FLTG RATE NT ETF 46429B655 15 300 SH   SOLE   300 0 0
iShares Edge MSCI USA Quality Factor ETF MSCI USA QLT FCT 46432F339 16 150 SH   SOLE   0 0 150
iShares Edge MSCI USA Quality Factor ETF MSCI USA QLT FCT 46432F339 981 9,459 SH   SOLE   9,459 0 0
iShares iBonds Dec 2020 Term Corporate ETF IBONDS DEC20 ETF 46434VAQ3 215 8,505 SH   SOLE   8,505 0 0
iShares iBonds Dec 2023 Term Corporate ETF IBONDS DEC23 ETF 46434VAX8 3 125 SH   SOLE   0 0 125
iShares iBonds Dec 2023 Term Corporate ETF IBONDS DEC23 ETF 46434VAX8 422 16,080 SH   SOLE   16,080 0 0
iShares iBonds Dec 2022 Term Corporate ETF IBONDS DEC22 ETF 46434VBA7 257 10,035 SH   SOLE   10,035 0 0
iShares iBonds Dec 2025 Term Corporate ETF IBONDS DEC25 ETF 46434VBD1 47 1,725 SH   SOLE   1,725 0 0
iShares iBonds Dec 2024 Term Corporate ETF IBONDS DEC24 ETF 46434VBG4 155 5,850 SH   SOLE   5,850 0 0
iShares iBonds Dec 2021 Term Corporate ETF IBONDS DEC21 ETF 46434VBK5 268 10,705 SH   SOLE   10,705 0 0
J.P. Morgan Chase & Co COM 46625H100 4 45 SH   SOLE   0 0 45
J.P. Morgan Chase & Co COM 46625H100 2,054 21,338 SH   SOLE   21,338 0 0
Johnson & Johnson COM 478160104 2,275 15,279 SH   SOLE   15,279 0 0
KLA-Tencor Corp. COM NEW 482480100 10 50 SH   SOLE   0 0 50
KLA-Tencor Corp. COM NEW 482480100 701 3,620 SH   SOLE   3,620 0 0
Kansas City Southern COM NEW 485170302 90 500 SH   SOLE   500 0 0
Kimberly Clark Corp COM 494368103 21 145 SH   SOLE   145 0 0
Kroger Corp. COM 501044101 1 30 SH   SOLE   30 0 0
L3 Harris Technologies Inc COM 502431109 290 1,705 SH   SOLE   1,705 0 0
Estee Lauder Co CL A 518439104 19 85 SH   SOLE   0 0 85
Estee Lauder Co CL A 518439104 1,308 5,993 SH   SOLE   5,993 0 0
Lilly Eli & Co COM 532457108 7 50 SH   SOLE   0 0 50
Lilly Eli & Co COM 532457108 1,043 7,046 SH   SOLE   7,046 0 0
Lockheed Martin Corp. COM 539830109 55 143 SH   SOLE   143 0 0
Lowes Cos Inc. COM 548661107 635 3,829 SH   SOLE   3,829 0 0
M&T Bank Corporation COM 55261F104 14 150 SH   SOLE   0 0 150
M&T Bank Corporation COM 55261F104 859 9,330 SH   SOLE   9,330 0 0
MSCI Inc COM 55354G100 18 50 SH   SOLE   50 0 0
Marathon Pete Corp COM 56585A102 53 1,800 SH   SOLE   1,800 0 0
MarketAxess Holdings Inc COM 57060D108 60 125 SH   SOLE   125 0 0
Marsh & McLennan Companies Inc COM 571748102 338 2,950 SH   SOLE   2,950 0 0
Mastercard Inc. CL A 57636Q104 2 7 SH   SOLE   0 0 7
Mastercard Inc. CL A 57636Q104 387 1,145 SH   SOLE   1,145 0 0
McCormick & Co. COM NON VTG 579780206 18 91 SH   SOLE   91 0 0
McDonalds Corp COM 580135101 11 50 SH   SOLE   0 0 50
McDonalds Corp COM 580135101 1,405 6,401 SH   SOLE   6,401 0 0
Merck & Co. Inc. New COM 58933Y105 4 50 SH   SOLE   0 0 50
Merck & Co. Inc. New COM 58933Y105 328 3,960 SH   SOLE   3,960 0 0
MetLife Inc. COM 59156R108 4 100 SH   SOLE   100 0 0
Microsoft Corp. COM 594918104 5 25 SH   OTR   25 0 0
Microsoft Corp. COM 594918104 2,748 13,064 SH   SOLE   13,064 0 0
Microchip Technology COM 595017104 27 265 SH   SOLE   0 0 265
Microchip Technology COM 595017104 1,756 17,089 SH   SOLE   17,089 0 0
Mondelez Intl Inc. CL A 609207105 3 49 SH   SOLE   0 0 49
Mondelez Intl Inc. CL A 609207105 870 15,136 SH   SOLE   15,136 0 0
Monolithic Power Systems Inc COM 609839105 34 120 SH   SOLE   120 0 0
Moody's Corp COM 615369105 43 150 SH   SOLE   150 0 0
Morgan Stanley COM NEW 617446448 116 2,407 SH   SOLE   2,407 0 0
NCR Corp New COM 62886E108 1 33 SH   SOLE   33 0 0
New York Community Bancorp COM 649445103 1 123 SH   OTR   123 0 0
Nextera Energy Inc COM 65339F101 14 50 SH   SOLE   0 0 50
Nextera Energy Inc COM 65339F101 263 949 SH   SOLE   949 0 0
Nextera Energy Partners COM UNIT PART IN 65341B106 6 100 SH   OTR   100 0 0
Nike Inc Cl B CL B 654106103 6 50 SH   SOLE   0 0 50
Nike Inc Cl B CL B 654106103 1,047 8,337 SH   SOLE   8,337 0 0
Nokia Corp SPONSORED ADR 654902204 0 100 SH   OTR   100 0 0
Noble Energy Inc COM 655044105 3 350 SH   SOLE   0 0 350
Noble Energy Inc COM 655044105 96 11,205 SH   SOLE   11,205 0 0
Norfolk Southern Corp COM 655844108 6 30 SH   SOLE   30 0 0
Northrop Grumman Corp COM 666807102 64 202 SH   SOLE   202 0 0
Novartis A G SPONSORED ADR 66987V109 10 112 SH   SOLE   0 0 112
Novartis A G SPONSORED ADR 66987V109 1,072 12,331 SH   SOLE   12,331 0 0
Nucor Corp. COM 670346105 27 600 SH   SOLE   600 0 0
NVIDIA Corp COM 67066G104 68 125 SH   SOLE   125 0 0
Oracle Corp. COM 68389X105 17 289 SH   SOLE   0 0 289
Oracle Corp. COM 68389X105 1,651 27,652 SH   SOLE   27,652 0 0
Otis Worldwide Corporation COM 68902V107 10 153 SH   SOLE   153 0 0
Palo Alto Networks Inc COM 697435105 16 65 SH   SOLE   0 0 65
Palo Alto Networks Inc COM 697435105 1,416 5,785 SH   SOLE   5,785 0 0
Parker Hannifin Corp COM 701094104 40 200 SH   SOLE   200 0 0
Paychex COM 704326107 28 350 SH   SOLE   350 0 0
Paypal Holdings Inc. COM 70450Y103 19 95 SH   SOLE   0 0 95
Paypal Holdings Inc. COM 70450Y103 2,024 10,275 SH   SOLE   10,275 0 0
Peloton Interactive Inc CL A COM 70614W100 10 100 SH   OTR   100 0 0
Penn National COM 707569109 15 200 SH   OTR   200 0 0
PennyMac Financial Services Inc. COM 70932M107 19 325 SH   OTR   325 0 0
Pepsico Inc COM 713448108 35 250 SH   SOLE   0 0 250
Pepsico Inc COM 713448108 1,456 10,508 SH   SOLE   10,508 0 0
Pfizer Inc COM 717081103 3 86 SH   SOLE   0 0 86
Pfizer Inc COM 717081103 1,017 27,715 SH   SOLE   27,715 0 0
Phillip Morris Intl, Inc COM 718172109 75 1,000 SH   SOLE   1,000 0 0
PIMCO Total Return Active ETF ACTIVE BD ETF 72201R775 34 300 SH   SOLE   0 0 300
PIMCO Total Return Active ETF ACTIVE BD ETF 72201R775 4,822 42,887 SH   SOLE   42,887 0 0
PIMCO Enhanced Short Maturity Active ETF ENHAN SHRT MA AC 72201R833 911 8,935 SH   SOLE   8,935 0 0
T. Rowe Price COM 74144T108 43 334 SH   SOLE   334 0 0
Procter & Gamble COM 742718109 6 40 SH   OTR   40 0 0
Procter & Gamble COM 742718109 14 100 SH   SOLE   0 0 100
Procter & Gamble COM 742718109 2,206 15,875 SH   SOLE   15,875 0 0
Prospect Capital Corp COM 74348T102 1 100 SH   OTR   100 0 0
Prudential Financial Inc. COM 744320102 1 9 SH   SOLE   0 0 9
Prudential Financial Inc. COM 744320102 60 944 SH   SOLE   944 0 0
Qualcomm Inc. COM 747525103 24 200 SH   SOLE   200 0 0
Raytheon Technologies Corp COM 75513E101 187 3,243 SH   SOLE   3,243 0 0
ResMed Inc COM 761152107 21 125 SH   SOLE   125 0 0
Roper Industries COM 776696106 26 65 SH   SOLE   65 0 0
Royal Dutch Shell Class A ADR SPONS ADR A 780259206 148 5,880 SH   SOLE   5,880 0 0
SEI Investments Co COM 784117103 20 400 SH   SOLE   400 0 0
SPDR S&P 500 ETF TR UNIT 78462F103 67 200 SH   SOLE   0 0 200
SPDR S&P 500 ETF TR UNIT 78462F103 18 54 SH   SOLE   54 0 0
SPDR Portfolio Developed World ex-US ETF PORTFOLIO DEVLPD 78463X889 7 225 SH   SOLE   0 0 225
SPDR Portfolio Developed World ex-US ETF PORTFOLIO DEVLPD 78463X889 1,425 48,685 SH   SOLE   48,685 0 0
SPDR Bloomberg Barclays Convertible Securities ETF BLMBRG BRC CNVRT 78464A359 308 4,476 SH   SOLE   4,476 0 0
SPDR S&P Dividend ETF S&P DIVID ETF 78464A763 51 550 SH   SOLE   550 0 0
SPDR S&P Midcap 400 ETF UTSER1 S&PDCRP 78467Y107 229 675 SH   SOLE   675 0 0
SPDR Bloomberg Barclays IG Floating Rate ETF BLOMBERG BRC INV 78468R200 6 200 SH   SOLE   0 0 200
SPDR Bloomberg Barclays IG Floating Rate ETF BLOMBERG BRC INV 78468R200 443 14,476 SH   SOLE   14,476 0 0
SPDR Nuveen Bloomberg Barclays Municipal Bond ETF NUVEEN BRC MUNIC 78468R721 150 2,884 SH   SOLE   2,884 0 0
Salesforce.com Inc. COM 79466L302 6 25 SH   SOLE   0 0 25
Salesforce.com Inc. COM 79466L302 725 2,885 SH   SOLE   2,885 0 0
SAP AG ADR SPON ADR 803054204 26 165 SH   SOLE   165 0 0
Schlumberger LTD COM 806857108 2 101 SH   SOLE   101 0 0
Charles Schwab Inc COM 808513105 238 6,580 SH   SOLE   6,580 0 0
Shopify Inc - Class A CL A 82509L107 51 50 SH   OTR   50 0 0
Simon PPTY Group Inc COM 828806109 23 360 SH   SOLE   360 0 0
Southern Company COM 842587107 88 1,616 SH   SOLE   1,616 0 0
Starbucks Corp COM 855244109 17 200 SH   SOLE   0 0 200
Starbucks Corp COM 855244109 878 10,220 SH   SOLE   10,220 0 0
State Street Corp. COM 857477103 375 6,313 SH   SOLE   6,313 0 0
Stryker Corp COM 863667101 22 105 SH   SOLE   105 0 0
Suncor Energy, Inc. COM 867224107 0 13 SH   SOLE   13 0 0
Sysco Corp COM 871829107 3 50 SH   SOLE   50 0 0
T J X Companies COM 872540109 366 6,580 SH   SOLE   6,580 0 0
Taiwan Semiconductor Mfg Co Ltd ADR SPONSORED ADS 874039100 4 50 SH   SOLE   50 0 0
Target Corp. COM 87612E106 168 1,070 SH   SOLE   1,070 0 0
Texas Instruments COM 882508104 247 1,733 SH   SOLE   1,733 0 0
Thermo Fisher Scientific Inc. COM 883556102 9 20 SH   SOLE   0 0 20
Thermo Fisher Scientific Inc. COM 883556102 33 75 SH   SOLE   75 0 0
3M Corp COM 88579Y101 12 75 SH   SOLE   0 0 75
3M Corp COM 88579Y101 661 4,124 SH   SOLE   4,124 0 0
Toro Co. COM 891092108 34 400 SH   SOLE   400 0 0
Toronto Dominion Bank Ont Sedol 2897222 COM NEW 891160509 85 1,829 SH   SOLE   1,829 0 0
Tractor Supply Company COM 892356106 43 300 SH   SOLE   300 0 0
Truist Financial Corporation COM 89832Q109 382 10,045 SH   SOLE   10,045 0 0
Tyler Technologies COM 902252105 234 670 SH   OTR   670 0 0
Tyler Technologies COM 902252105 5 15 SH   SOLE   0 0 15
Tyler Technologies COM 902252105 614 1,762 SH   SOLE   1,762 0 0
UGI Corp New COM 902681105 28 864 SH   OTR   864 0 0
US Bancorp Del COM NEW 902973304 5 150 SH   SOLE   0 0 150
US Bancorp Del COM NEW 902973304 329 9,180 SH   SOLE   9,180 0 0
Union Pac Corp COM 907818108 23 118 SH   SOLE   118 0 0
United Parcel Service CL B 911312106 91 544 SH   OTR   544 0 0
United Parcel Service CL B 911312106 29 175 SH   SOLE   0 0 175
United Parcel Service CL B 911312106 1,805 10,832 SH   SOLE   10,832 0 0
Unitedhealth Group COM 91324P102 67 215 SH   SOLE   215 0 0
UNUM Group COM 91529Y106 16 979 SH   OTR   979 0 0
VF Corp COM 918204108 205 2,918 SH   SOLE   2,918 0 0
Vanguard Dividend Appreciation ETF DIV APP ETF 921908844 39 300 SH   SOLE   300 0 0
Vanguard Int Term Bd Index Fd ETF INTERMED TERM 921937819 34 360 SH   SOLE   360 0 0
Vanguard Total Bond Market ETF TOTAL BND MRKT 921937835 9 100 SH   SOLE   0 0 100
Vanguard Total Bond Market ETF TOTAL BND MRKT 921937835 1,251 14,180 SH   SOLE   14,180 0 0
Vanguard FTSE Developed Markets ETF FTSE DEV MKT ETF 921943858 3 73 SH   SOLE   73 0 0
Vanguard High Dividend Yield ETF HIGH DIV YLD 921946406 26 325 SH   SOLE   0 0 325
Vanguard High Dividend Yield ETF HIGH DIV YLD 921946406 1,394 17,225 SH   SOLE   17,225 0 0
Vanguard FTSE All-World ex- US ETF ALLWRLD EX US 922042775 275 5,452 SH   SOLE   5,452 0 0
Vanguard FTSE Emerging Mkts ETF FTSE EMR MKT ETF 922042858 10 225 SH   SOLE   0 0 225
Vanguard FTSE Emerging Mkts ETF FTSE EMR MKT ETF 922042858 3,132 72,424 SH   SOLE   72,424 0 0
Vanguard FTSE Europe ETF FTSE EUROPE ETF 922042874 9 175 SH   SOLE   175 0 0
Vanguard Utility ETF UTILITIES ETF 92204A876 127 980 SH   SOLE   980 0 0
Vanguard Short-Term Corporate Bond ETF SHRT TRM CORP BD 92206C409 34 405 SH   SOLE   405 0 0
Vanguard Intermediate Term Corporate Bond ETF INT-TERM CORP 92206C870 19 200 SH   SOLE   0 0 200
Vanguard Intermediate Term Corporate Bond ETF INT-TERM CORP 92206C870 9,764 101,924 SH   SOLE   101,924 0 0
Veeva Systems Inc CL A COM 922475108 18 65 SH   SOLE   65 0 0
Vanguard S&P 500 ETF New S&P 500 ETF SHS 922908363 51 165 SH   SOLE   165 0 0
Vanguard Real Estate ETF REAL ESTATE ETF 922908553 30 375 SH   SOLE   0 0 375
Vanguard Real Estate ETF REAL ESTATE ETF 922908553 1,894 23,991 SH   SOLE   23,991 0 0
Vanguard Small-Cap Growth ETF SML CP GRW ETF 922908595 81 375 SH   SOLE   375 0 0
Vanguard Mid-Cap ETF MID CAP ETF 922908629 185 1,049 SH   SOLE   1,049 0 0
Vanguard Growth ETF GROWTH ETF 922908736 11 50 SH   OTR   50 0 0
Vanguard Value ETF VALUE ETF 922908744 40 387 SH   SOLE   387 0 0
Vanguard Small-Cap ETF SMALL CP ETF 922908751 73 475 SH   SOLE   475 0 0
Vanguard Total Stock Market ETF TOTAL STK MKT 922908769 47 275 SH   SOLE   0 0 275
Vanguard Total Stock Market ETF TOTAL STK MKT 922908769 5,131 30,129 SH   SOLE   30,129 0 0
Verizon Communications COM 92343V104 2,133 35,858 SH   SOLE   35,858 0 0
Vertex Pharmaceuticals Inc COM 92532F100 39 145 SH   SOLE   145 0 0
Visa Inc COM CL A 92826C839 103 516 SH   SOLE   516 0 0
Vodafone Group PLC ADR New SPONSORED ADR 92857W308 3 218 SH   SOLE   218 0 0
Walmart Inc COM 931142103 183 1,310 SH   SOLE   1,310 0 0
Walgreens Boots Alliance Inc. COM 931427108 4 100 SH   SOLE   100 0 0
Wayfair Inc. CL A 94419L101 29 100 SH   OTR   100 0 0
Wells Fargo & Co COM 949746101 127 5,416 SH   SOLE   5,416 0 0
West Pharmaceuticals Inc COM 955306105 38 140 SH   SOLE   140 0 0
Whirlpool Corp COM 963320106 166 900 SH   SOLE   900 0 0
Xilinx Inc COM 983919101 11 110 SH   SOLE   0 0 110
Xilinx Inc COM 983919101 538 5,165 SH   SOLE   5,165 0 0
YUM Brands Inc. COM 988498101 71 780 SH   SOLE   780 0 0
Zimmer Biomet Hldgs Inc COM 98956P102 15 110 SH   SOLE   0 0 110
Zimmer Biomet Hldgs Inc COM 98956P102 1,114 8,182 SH   SOLE   8,182 0 0
Accenture PLC Ireland Shs Cl A SHS CLASS A G1151C101 2 10 SH   SOLE   0 0 10
Accenture PLC Ireland Shs Cl A SHS CLASS A G1151C101 30 134 SH   SOLE   134 0 0
Eaton Corp PLC SHS G29183103 1 8 SH   SOLE   8 0 0
Johnson Controls International SHS G51502105 186 4,550 SH   SOLE   4,550 0 0
Linde PLC SHS G5494J103 60 253 SH   SOLE   253 0 0
Medtronic PLC Sedol SHS G5960L103 1 9 SH   SOLE   0 0 9
Medtronic PLC Sedol SHS G5960L103 114 1,096 SH   SOLE   1,096 0 0
Chubb Ltd COM H1467J104 140 1,203 SH   SOLE   1,203 0 0
Ferrari NV COM N3167Y103 12 65 SH   OTR   65 0 0