The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Aflac Inc COM 001055102 239 4,514 SH   SOLE   4,514 0 0
AT&T Inc COM 00206R102 5 139 SH   SOLE   0 0 139
AT&T Inc COM 00206R102 1,908 48,833 SH   SOLE   48,833 0 0
Abbott Labs COM 002824100 2 25 SH   SOLE   0 0 25
Abbott Labs COM 002824100 1,828 21,047 SH   SOLE   21,047 0 0
Abbvie Inc. COM 00287Y109 527 5,954 SH   SOLE   5,954 0 0
Adobe Systems Inc DE COM 00724F101 92 280 SH   SOLE   280 0 0
Advance Auto Parts Inc. COM 00751Y106 4 25 SH   SOLE   25 0 0
Advansix Inc COM 00773T101 11 576 SH   SOLE   576 0 0
Agios Pharmaceuticals Inc COM 00847X104 13 265 SH   OTR   265 0 0
Air Prods & Chems Inc COM 009158106 39 168 SH   SOLE   168 0 0
Alibaba.com Ltd. SPONSORED ADS 01609W102 5 25 SH   OTR   25 0 0
Allstate Corp. COM 020002101 31 275 SH   SOLE   275 0 0
Alphabet Inc-CL C CAP STK CL C 02079K107 107 80 SH   SOLE   80 0 0
Alphabet Inc-CL A CAP STK CL A 02079K305 5 4 SH   SOLE   0 0 4
Alphabet Inc-CL A CAP STK CL A 02079K305 734 548 SH   SOLE   548 0 0
Escrow Altegrity Inc COM 021ESC017 4 50 SH   OTR   50 0 0
Altria Group Inc. COM 02209S103 130 2,604 SH   SOLE   2,604 0 0
Amazon.com Inc COM 023135106 18 10 SH   SOLE   0 0 10
Amazon.com Inc COM 023135106 848 459 SH   SOLE   459 0 0
American Axle & Manufacturing Holdings Inc. COM 024061103 11 1,000 SH   OTR   1,000 0 0
American Express Co COM 025816109 83 670 SH   SOLE   670 0 0
American International Group Inc. COM NEW 026874784 10 200 SH   SOLE   200 0 0
American Tower Corp COM 03027X100 589 2,564 SH   SOLE   2,564 0 0
Ameriprise Financial Inc. COM 03076C106 1 7 SH   SOLE   7 0 0
Amphenol Corp CL A 032095101 16 145 SH   SOLE   0 0 145
Amphenol Corp CL A 032095101 851 7,860 SH   SOLE   7,860 0 0
Analog Devices Inc. COM 032654105 37 310 SH   SOLE   310 0 0
Apache Corp. COM 037411105 6 250 SH   SOLE   0 0 250
Apache Corp. COM 037411105 334 13,035 SH   SOLE   13,035 0 0
Apple Inc. COM 037833100 117 400 SH   OTR   400 0 0
Apple Inc. COM 037833100 65 220 SH   SOLE   0 0 220
Apple Inc. COM 037833100 4,777 16,266 SH   SOLE   16,266 0 0
Aqua America Inc COM 03836W103 38 800 SH   SOLE   800 0 0
Automatic Data Processing Inc. COM 053015103 67 391 SH   SOLE   391 0 0
BP P.L.C. Sponsored ADR SPONSORED ADR 055622104 67 1,788 SH   SOLE   1,788 0 0
Baidu Inc SPON ADR REP A 056752108 18 145 SH   OTR   145 0 0
Bank of America COM 060505104 70 2,000 SH   OTR   2,000 0 0
Bank of America COM 060505104 202 5,745 SH   SOLE   5,745 0 0
Bank New York Mellon Corp COM 064058100 225 4,477 SH   SOLE   4,477 0 0
Baxter Intl Corp COM 071813109 646 7,720 SH   SOLE   7,720 0 0
Becton Dickinson & Co COM 075887109 374 1,376 SH   SOLE   1,376 0 0
Berkshire Hathaway Inc Cl B CL B NEW 084670702 23 100 SH   OTR   100 0 0
Berkshire Hathaway Inc Cl B CL B NEW 084670702 7 30 SH   SOLE   0 0 30
Berkshire Hathaway Inc Cl B CL B NEW 084670702 534 2,358 SH   SOLE   2,358 0 0
BHP Billiton SPONSORED ADS 088606108 14 250 SH   SOLE   250 0 0
Blackrock Inc. COM 09247X101 1 2 SH   SOLE   0 0 2
Blackrock Inc. COM 09247X101 13 25 SH   SOLE   25 0 0
Boeing Co. COM 097023105 41 125 SH   SOLE   0 0 125
Boeing Co. COM 097023105 915 2,809 SH   SOLE   2,809 0 0
Bristol Myers Squibb COM 110122108 39 600 SH   SOLE   0 0 600
Bristol Myers Squibb COM 110122108 535 8,332 SH   SOLE   8,332 0 0
Cigna Corp COM 125523100 742 3,630 SH   SOLE   3,630 0 0
CME Group Inc. COM 12572Q105 2 9 SH   SOLE   9 0 0
CSX Corp. COM 126408103 219 3,030 SH   SOLE   3,030 0 0
CVS Health Corporation COM 126650100 15 200 SH   SOLE   0 0 200
CVS Health Corporation COM 126650100 1,758 23,662 SH   SOLE   23,662 0 0
Calavo Growers Inc COM 128246105 7 76 SH   SOLE   76 0 0
Capital One Finl Corp COM 14040H105 51 500 SH   OTR   500 0 0
Capital One Finl Corp COM 14040H105 11 104 SH   SOLE   0 0 104
Capital One Finl Corp COM 14040H105 35 336 SH   SOLE   336 0 0
Cardinal Health Inc COM 14149Y108 3 50 SH   SOLE   50 0 0
Carnival Corp UNIT 99/99/9999 143658300 10 200 SH   OTR   200 0 0
Caterpillar Inc COM 149123101 193 1,310 SH   SOLE   1,310 0 0
Chevron Corp COM 166764100 23 193 SH   SOLE   0 0 193
Chevron Corp COM 166764100 2,256 18,720 SH   SOLE   18,720 0 0
Chico's FAS, Inc. COM 168615102 1 200 SH   OTR   200 0 0
Cisco Systems COM 17275R102 2 50 SH   SOLE   0 0 50
Cisco Systems COM 17275R102 245 5,116 SH   SOLE   5,116 0 0
Citigroup Inc. COM NEW 172967424 7 90 SH   SOLE   0 0 90
Citigroup Inc. COM NEW 172967424 1,520 19,024 SH   SOLE   19,024 0 0
Clorox Co COM 189054109 201 1,311 SH   SOLE   1,311 0 0
Coca Cola Company COM 191216100 1,448 26,155 SH   SOLE   26,155 0 0
Cognizant Technology Solutions Corp. CL A 192446102 2 33 SH   SOLE   0 0 33
Cognizant Technology Solutions Corp. CL A 192446102 534 8,605 SH   SOLE   8,605 0 0
Colgate Palmolive COM 194162103 71 1,026 SH   SOLE   1,026 0 0
Comcast Corp Com CL A CL A 20030N101 1 12 SH   SOLE   0 0 12
Comcast Corp Com CL A CL A 20030N101 38 853 SH   SOLE   853 0 0
Conocophillips Inc. COM 20825C104 80 1,229 SH   SOLE   1,229 0 0
Consolidated Edison Inc. COM 209115104 14 150 SH   OTR   150 0 0
Corning Inc. COM 219350105 3 100 SH   SOLE   100 0 0
Corteva Inc COM 22052L104 20 684 SH   SOLE   684 0 0
Costco Wholesale Corp COM 22160K105 52 177 SH   SOLE   177 0 0
Cummins Inc. COM 231021106 36 200 SH   SOLE   200 0 0
Danaher Corp. COM 235851102 262 1,708 SH   SOLE   1,708 0 0
Deere & Co COM 244199105 3 20 SH   SOLE   20 0 0
Diageo PLC SPON ADR NEW 25243Q205 34 200 SH   OTR   200 0 0
Diageo PLC SPON ADR NEW 25243Q205 12 73 SH   SOLE   73 0 0
Digital Realty Trust COM 253868103 12 100 SH   SOLE   0 0 100
Digital Realty Trust COM 253868103 800 6,685 SH   SOLE   6,685 0 0
Walt Disney Co COM DISNEY 254687106 7 45 SH   SOLE   0 0 45
Walt Disney Co COM DISNEY 254687106 1,689 11,678 SH   SOLE   11,678 0 0
Dollar Tree Inc COM 256746108 12 125 SH   SOLE   125 0 0
Dominion Resources Inc COM 25746U109 101 1,217 SH   SOLE   1,217 0 0
Dow Inc COM 260557103 51 937 SH   SOLE   937 0 0
Duke Energy Corp COM NEW 26441C204 9 100 SH   SOLE   0 0 100
Duke Energy Corp COM NEW 26441C204 856 9,384 SH   SOLE   9,384 0 0
Dunkin Brands COM 265504100 15 200 SH   OTR   200 0 0
Dupont De Nemours Inc COM 26614N102 58 905 SH   SOLE   905 0 0
EOG Resources Inc. COM 26875P101 1 10 SH   SOLE   10 0 0
Eastman Chemical Co COM 277432100 45 562 SH   SOLE   562 0 0
Emerson Elec Co COM 291011104 25 333 SH   SOLE   333 0 0
Enbridge Inc COM 29250N105 417 10,495 SH   SOLE   10,495 0 0
Enterprise Prods Partners LP COM 293792107 118 4,200 SH   SOLE   4,200 0 0
Eversource Energy COM 30040W108 10 117 SH   OTR   117 0 0
Exelon Corp. COM 30161N101 69 1,504 SH   SOLE   1,504 0 0
Exxon Mobil Corp COM 30231G102 13 190 SH   SOLE   0 0 190
Exxon Mobil Corp COM 30231G102 2,020 28,943 SH   SOLE   28,943 0 0
Facebook Inc. CL A 30303M102 79 386 SH   SOLE   386 0 0
Fedex Corporation COM 31428X106 2 10 SH   SOLE   10 0 0
Fiserv Inc. COM 337738108 58 500 SH   SOLE   500 0 0
Ford Motor Co COM 345370860 29 3,070 SH   SOLE   3,070 0 0
Fortive Corp COM 34959J108 8 100 SH   SOLE   0 0 100
Fortive Corp COM 34959J108 719 9,417 SH   SOLE   9,417 0 0
Freeport-McMoran Inc CL B 35671D857 1 100 SH   SOLE   100 0 0
General Dynamics Corp. COM 369550108 537 3,046 SH   SOLE   3,046 0 0
General Elec COM 369604103 27 2,430 SH   OTR   2,430 0 0
General Elec COM 369604103 0 12 SH   SOLE   0 0 12
General Elec COM 369604103 131 11,750 SH   SOLE   11,750 0 0
General Mills Inc. COM 370334104 29 550 SH   SOLE   550 0 0
Gilead Sciences Inc. COM 375558103 14 213 SH   SOLE   213 0 0
Glaxosmithkline PLC-ADR SPONSORED ADR 37733W105 182 3,878 SH   SOLE   3,878 0 0
HCA Healthcare Inc COM 40412C101 7 50 SH   SOLE   0 0 50
HCA Healthcare Inc COM 40412C101 607 4,109 SH   SOLE   4,109 0 0
HP Inc. COM 40434L105 5 233 SH   SOLE   233 0 0
Haliburton Co. COM 406216101 2 100 SH   SOLE   100 0 0
Hewlett Packard Enterprise Co. COM 42824C109 4 233 SH   SOLE   233 0 0
Home Depot COM 437076102 22 100 SH   SOLE   0 0 100
Home Depot COM 437076102 555 2,540 SH   SOLE   2,540 0 0
Honeywell Intl Inc COM 438516106 3 15 SH   SOLE   0 0 15
Honeywell Intl Inc COM 438516106 368 2,078 SH   SOLE   2,078 0 0
Idexx Labs COM 45168D104 46 175 SH   OTR   175 0 0
Idexx Labs COM 45168D104 367 1,405 SH   SOLE   1,405 0 0
Intel Inc. COM 458140100 52 875 SH   SOLE   0 0 875
Intel Inc. COM 458140100 2,176 36,355 SH   SOLE   36,355 0 0
Intercontinental Exchange Inc COM 45866F104 518 5,595 SH   SOLE   5,595 0 0
International Business Machines COM 459200101 9 70 SH   OTR   70 0 0
International Business Machines COM 459200101 5 40 SH   SOLE   0 0 40
International Business Machines COM 459200101 632 4,717 SH   SOLE   4,717 0 0
Invesco QQQ Trust Series 1 UNIT SER 1 46090E103 96 451 SH   SOLE   451 0 0
Invesco S&P 500 Low Volatility S&P500 LOW VOL 46138E354 21 363 SH   SOLE   363 0 0
iShares MSCI USA Equal Weighted ETF MSCI EQUAL WEITE 464286681 13 210 SH   SOLE   0 0 210
iShares MSCI USA Equal Weighted ETF MSCI EQUAL WEITE 464286681 1,488 23,257 SH   SOLE   23,257 0 0
iShares Dow Jones Dividend ETF SELECT DIVID ETF 464287168 155 1,466 SH   SOLE   1,466 0 0
iShares Core S&P 500 ETF CORE S&P500 ETF 464287200 178 552 SH   SOLE   552 0 0
iShares Inc MSCI Emerging Markets ETF MSCI EMG MKT ETF 464287234 30 659 SH   SOLE   659 0 0
iShares Investment Grade Corp Bond ETF IBOXX INV CP ETF 464287242 32 250 SH   SOLE   0 0 250
iShares Investment Grade Corp Bond ETF IBOXX INV CP ETF 464287242 3,550 27,746 SH   SOLE   27,746 0 0
iShares S&P 500 Growth Index Fund S&P 500 GRWT ETF 464287309 229 1,183 SH   SOLE   1,183 0 0
iShares S&P 500 Value Index Fund ETF S&P 500 VAL ETF 464287408 49 375 SH   SOLE   0 0 375
iShares S&P 500 Value Index Fund ETF S&P 500 VAL ETF 464287408 3,182 24,459 SH   SOLE   24,459 0 0
iShares Trust Barclays 1-3 Year Treasury Bond Fund ETF 1 3 YR TREAS BD 464287457 4 50 SH   SOLE   50 0 0
iShares Trust MSCI EAFE Index Fund ETF MSCI EAFE ETF 464287465 395 5,691 SH   SOLE   5,691 0 0
iShares Russell Midcap Value Index Fd ETF RUS MDCP VAL ETF 464287473 38 400 SH   SOLE   0 0 400
iShares Russell Midcap Growth ETF RUS MD CP GR ETF 464287481 13 85 SH   SOLE   85 0 0
iShares Russell Midcap Index Fd ETF RUS MID CAP ETF 464287499 30 499 SH   SOLE   499 0 0
iShares Core S&P Mid-Cap ETF CORE S&P MCP ETF 464287507 57 276 SH   SOLE   276 0 0
iShares Biotechnology ETF NASDAQ BIOTECH 464287556 4 30 SH   SOLE   30 0 0
iShares S&P Mid Cap Growth ETF S&P MC 400GR ETF 464287606 48 200 SH   SOLE   0 0 200
iShares S&P Mid Cap Growth ETF S&P MC 400GR ETF 464287606 61 256 SH   SOLE   256 0 0
IShares Russell 1000 Growth Index Fd ETF RUS 1000 GRW ETF 464287614 18 100 SH   SOLE   0 0 100
iShares Tr Russell 1000 Index Fd ETF RUS 1000 ETF 464287622 98 550 SH   SOLE   550 0 0
iShares Russell 2000 Growth ETF RUS 2000 GRW ETF 464287648 27 126 SH   SOLE   126 0 0
iShares Russell 2000 Index Fund ETF RUSSELL 2000 ETF 464287655 28 166 SH   SOLE   166 0 0
iShares Inc S&P Mid Cap 400 Value ETF S&P MC 400VL ETF 464287705 47 274 SH   SOLE   0 0 274
iShares Inc S&P Mid Cap 400 Value ETF S&P MC 400VL ETF 464287705 3,910 22,900 SH   SOLE   22,900 0 0
iShares Core S&P Small-Cap ETF CORE S&P SCP ETF 464287804 385 4,587 SH   SOLE   4,587 0 0
iShares Inc S&P Small Cap 600 Value ETF SP SMCP600VL ETF 464287879 26 160 SH   SOLE   0 0 160
iShares Inc S&P Small Cap 600 Value ETF SP SMCP600VL ETF 464287879 3,739 23,253 SH   SOLE   23,253 0 0
iShares S&P Small Cap 600 Growth Fd ETF S&P SML 600 GWT 464287887 58 300 SH   SOLE   0 0 300
iShares S&P Small Cap 600 Growth Fd ETF S&P SML 600 GWT 464287887 51 265 SH   SOLE   265 0 0
iShares JP Morgan USD Emerging Bond Fund ETF JPMORGAN USD EMG 464288281 3,244 28,315 SH   SOLE   28,315 0 0
iShares S&P National AMT-Free Muni Bond Fund ETF NATIONAL MUN ETF 464288414 91 800 SH   SOLE   800 0 0
iShares FTSE EPRA ETF INTL DEV RE ETF 464288489 4 137 SH   SOLE   137 0 0
iShares High Yield Corp Bond ETF IBOXX HI YD ETF 464288513 2,396 27,249 SH   SOLE   27,249 0 0
iShares Short Term Corporate Bond ETF SH TR CRPORT ETF 464288646 935 17,441 SH   SOLE   17,441 0 0
iShares US Preferred Stock ETF PFD AND INCM SEC 464288687 906 24,111 SH   SOLE   24,111 0 0
iShares Floating Rate Note Fund ETF FLTG RATE NT ETF 46429B655 20 400 SH   SOLE   400 0 0
iShares Core MSCI EAFE ETF CORE MSCI EAFE 46432F842 5 75 SH   SOLE   75 0 0
iShares iBonds Dec 2020 Term Corporate ETF IBONDS DEC20 ETF 46434VAQ3 165 6,505 SH   SOLE   6,505 0 0
iShares iBonds Dec 2023 Term Corporate ETF IBONDS DEC23 ETF 46434VAX8 3 125 SH   SOLE   0 0 125
iShares iBonds Dec 2023 Term Corporate ETF IBONDS DEC23 ETF 46434VAX8 178 6,955 SH   SOLE   6,955 0 0
iShares iBonds Dec 2022 Term Corporate ETF IBONDS DEC22 ETF 46434VBA7 126 4,980 SH   SOLE   4,980 0 0
iShares iBonds Dec 2024 Term Corporate ETF IBONDS DEC24 ETF 46434VBG4 20 780 SH   SOLE   780 0 0
iShares iBonds Dec 2021 Term Corporate ETF IBONDS DEC21 ETF 46434VBK5 137 5,505 SH   SOLE   5,505 0 0
J.P. Morgan Chase & Co COM 46625H100 6 45 SH   SOLE   0 0 45
J.P. Morgan Chase & Co COM 46625H100 2,802 20,103 SH   SOLE   20,103 0 0
Johnson & Johnson COM 478160104 2,148 14,726 SH   SOLE   14,726 0 0
KLA-Tencor Corp. COM NEW 482480100 9 50 SH   SOLE   0 0 50
KLA-Tencor Corp. COM NEW 482480100 662 3,715 SH   SOLE   3,715 0 0
Kansas City Southern COM NEW 485170302 102 667 SH   SOLE   667 0 0
Key Bank N.A. COM 493267108 2 108 SH   OTR   108 0 0
Kimberly Clark Corp COM 494368103 23 170 SH   SOLE   170 0 0
Kinder Morgan Inc COM 49456B101 46 2,193 SH   SOLE   2,193 0 0
Kontoor Brands Inc COM 50050N103 17 400 SH   SOLE   400 0 0
Kraft Heinz Co. COM 500754106 73 2,284 SH   SOLE   2,284 0 0
Kroger Corp. COM 501044101 1 30 SH   SOLE   30 0 0
L3 Harris Technologies Inc COM 502431109 337 1,705 SH   SOLE   1,705 0 0
Estee Lauder Co CL A 518439104 18 85 SH   SOLE   0 0 85
Estee Lauder Co CL A 518439104 1,179 5,708 SH   SOLE   5,708 0 0
Lilly Eli & Co COM 532457108 7 50 SH   SOLE   0 0 50
Lilly Eli & Co COM 532457108 925 7,036 SH   SOLE   7,036 0 0
Lockheed Martin Corp. COM 539830109 25 63 SH   SOLE   63 0 0
Lowes Cos Inc. COM 548661107 375 3,129 SH   SOLE   3,129 0 0
M&T Bank Corporation COM 55261F104 21 125 SH   SOLE   0 0 125
M&T Bank Corporation COM 55261F104 1,125 6,625 SH   SOLE   6,625 0 0
Marathon Pete Corp COM 56585A102 108 1,800 SH   SOLE   1,800 0 0
Mastercard Inc. CL A 57636Q104 2 7 SH   SOLE   0 0 7
Mastercard Inc. CL A 57636Q104 149 500 SH   SOLE   500 0 0
McCormick & Co. COM NON VTG 579780206 15 91 SH   SOLE   91 0 0
McDonalds Corp COM 580135101 10 50 SH   SOLE   0 0 50
McDonalds Corp COM 580135101 1,303 6,596 SH   SOLE   6,596 0 0
Merck & Co. Inc. New COM 58933Y105 5 50 SH   SOLE   0 0 50
Merck & Co. Inc. New COM 58933Y105 366 4,025 SH   SOLE   4,025 0 0
Microsoft Corp. COM 594918104 4 25 SH   OTR   25 0 0
Microsoft Corp. COM 594918104 2,213 14,036 SH   SOLE   14,036 0 0
Microchip Technology COM 595017104 28 265 SH   SOLE   0 0 265
Microchip Technology COM 595017104 1,868 17,834 SH   SOLE   17,834 0 0
Mondelez Intl Inc. CL A 609207105 3 49 SH   SOLE   0 0 49
Mondelez Intl Inc. CL A 609207105 606 11,002 SH   SOLE   11,002 0 0
Morgan Stanley COM NEW 617446448 123 2,407 SH   SOLE   2,407 0 0
National Grid PLC-SP ADR SPONSORED ADR NE 636274409 6 100 SH   SOLE   100 0 0
New York Community Bancorp COM 649445103 1 123 SH   OTR   123 0 0
Nextera Energy Inc COM 65339F101 12 50 SH   SOLE   0 0 50
Nextera Energy Inc COM 65339F101 220 909 SH   SOLE   909 0 0
Nike Inc Cl B CL B 654106103 5 50 SH   SOLE   0 0 50
Nike Inc Cl B CL B 654106103 681 6,725 SH   SOLE   6,725 0 0
Nokia Corp SPONSORED ADR 654902204 0 100 SH   OTR   100 0 0
Noble Energy Inc COM 655044105 9 350 SH   SOLE   0 0 350
Noble Energy Inc COM 655044105 328 13,215 SH   SOLE   13,215 0 0
Northrop Grumman Corp COM 666807102 52 152 SH   SOLE   152 0 0
Novartis A G SPONSORED ADR 66987V109 11 112 SH   SOLE   0 0 112
Novartis A G SPONSORED ADR 66987V109 1,170 12,361 SH   SOLE   12,361 0 0
Nucor Corp. COM 670346105 28 500 SH   SOLE   500 0 0
NVIDIA Corp COM 67066G104 12 50 SH   SOLE   50 0 0
Omega Healthcare Investors COM 681936100 28 650 SH   OTR   650 0 0
Oracle Corp. COM 68389X105 15 289 SH   SOLE   0 0 289
Oracle Corp. COM 68389X105 1,399 26,412 SH   SOLE   26,412 0 0
Palo Alto Networks Inc COM 697435105 14 60 SH   SOLE   0 0 60
Palo Alto Networks Inc COM 697435105 1,192 5,155 SH   SOLE   5,155 0 0
Paypal Holdings Inc. COM 70450Y103 5 45 SH   SOLE   0 0 45
Paypal Holdings Inc. COM 70450Y103 1,014 9,370 SH   SOLE   9,370 0 0
PennyMac Financial Services Inc. COM 70932M107 11 325 SH   OTR   325 0 0
People's United Financial COM 712704105 4 225 SH   SOLE   225 0 0
Pepsico Inc COM 713448108 38 275 SH   SOLE   0 0 275
Pepsico Inc COM 713448108 1,500 10,973 SH   SOLE   10,973 0 0
Pfizer Inc COM 717081103 3 86 SH   SOLE   0 0 86
Pfizer Inc COM 717081103 776 19,815 SH   SOLE   19,815 0 0
Phillip Morris Intl, Inc COM 718172109 106 1,250 SH   SOLE   1,250 0 0
PIMCO Total Return Active ETF ACTIVE BD ETF 72201R775 32 300 SH   SOLE   0 0 300
PIMCO Total Return Active ETF ACTIVE BD ETF 72201R775 2,931 27,190 SH   SOLE   27,190 0 0
PIMCO Enhanced Short Maturity Active ETF ENHAN SHRT MA AC 72201R833 20 200 SH   SOLE   200 0 0
T. Rowe Price COM 74144T108 41 334 SH   SOLE   334 0 0
Procter & Gamble COM 742718109 5 40 SH   OTR   40 0 0
Procter & Gamble COM 742718109 12 100 SH   SOLE   0 0 100
Procter & Gamble COM 742718109 1,772 14,190 SH   SOLE   14,190 0 0
Prospect Capital Corp COM 74348T102 1 100 SH   OTR   100 0 0
Prudential Financial Inc. COM 744320102 1 9 SH   SOLE   0 0 9
Prudential Financial Inc. COM 744320102 93 989 SH   SOLE   989 0 0
Public Storage Inc. COM 74460D109 64 300 SH   OTR   300 0 0
Raytheon Co COM NEW 755111507 176 800 SH   SOLE   800 0 0
Royal Dutch Shell Class A ADR SPONS ADR A 780259206 3 50 SH   SOLE   0 0 50
Royal Dutch Shell Class A ADR SPONS ADR A 780259206 661 11,207 SH   SOLE   11,207 0 0
S&P Global Inc. COM 78409V104 27 100 SH   SOLE   100 0 0
SPDR S&P 500 ETF TR UNIT 78462F103 72 225 SH   SOLE   0 0 225
SPDR S&P 500 ETF TR UNIT 78462F103 17 54 SH   SOLE   54 0 0
SPDR S&P Emerging Markets Dividend S&P EM MKT DIV 78463X533 4 129 SH   SOLE   129 0 0
SPDR Portfolio Developed World ex-US ETF PORTFOLIO DEVLPD 78463X889 7 225 SH   SOLE   0 0 225
SPDR Portfolio Developed World ex-US ETF PORTFOLIO DEVLPD 78463X889 1,004 32,015 SH   SOLE   32,015 0 0
SPDR Bloomberg Barclays Convertible Securities ETF BLMBRG BRC CNVRT 78464A359 616 11,091 SH   SOLE   11,091 0 0
SPDR S&P Dividend ETF S&P DIVID ETF 78464A763 59 550 SH   SOLE   550 0 0
SPDR Dow Jones Industrial Average ETF UT SER 1 78467X109 11 37 SH   SOLE   37 0 0
SPDR S&P Midcap 400 ETF UTSER1 S&PDCRP 78467Y107 310 825 SH   SOLE   825 0 0
SPDR Bloomberg Barclays IG Floating Rate ETF BLOMBERG BRC INV 78468R200 9 300 SH   SOLE   0 0 300
SPDR Bloomberg Barclays IG Floating Rate ETF BLOMBERG BRC INV 78468R200 824 26,828 SH   SOLE   26,828 0 0
SPDR Nuveen Bloomberg Barclays Municipal Bond ETF NUVEEN BRC MUNIC 78468R721 146 2,884 SH   SOLE   2,884 0 0
Salesforce.com Inc. COM 79466L302 4 25 SH   SOLE   0 0 25
Salesforce.com Inc. COM 79466L302 456 2,805 SH   SOLE   2,805 0 0
SAP AG ADR SPON ADR 803054204 22 165 SH   SOLE   165 0 0
Schlumberger LTD COM 806857108 30 756 SH   SOLE   756 0 0
Charles Schwab Inc COM 808513105 337 7,085 SH   SOLE   7,085 0 0
Shopify Inc - Class A CL A 82509L107 20 50 SH   SOLE   50 0 0
Simon PPTY Group Inc COM 828806109 57 380 SH   SOLE   380 0 0
Southern Company COM 842587107 108 1,691 SH   SOLE   1,691 0 0
Starbucks Corp COM 855244109 18 200 SH   SOLE   0 0 200
Starbucks Corp COM 855244109 932 10,605 SH   SOLE   10,605 0 0
State Street Corp. COM 857477103 580 7,333 SH   SOLE   7,333 0 0
Stryker Corp COM 863667101 22 105 SH   SOLE   105 0 0
Suncor Energy, Inc. COM 867224107 0 13 SH   SOLE   13 0 0
T J X Companies COM 872540109 24 400 SH   SOLE   0 0 400
T J X Companies COM 872540109 1,097 17,971 SH   SOLE   17,971 0 0
Taiwan Semiconductor Mfg Co Ltd ADR SPONSORED ADS 874039100 6 100 SH   OTR   100 0 0
Target Corp. COM 87612E106 150 1,170 SH   SOLE   1,170 0 0
Texas Instruments COM 882508104 200 1,558 SH   SOLE   1,558 0 0
Thermo Fisher Scientific Inc. COM 883556102 9 28 SH   SOLE   0 0 28
3M Corp COM 88579Y101 13 75 SH   SOLE   0 0 75
3M Corp COM 88579Y101 707 4,007 SH   SOLE   4,007 0 0
Toronto Dominion Bank Ont Sedol 2897222 COM NEW 891160509 94 1,679 SH   SOLE   1,679 0 0
Truist Financial Corporation COM 89832Q109 408 7,236 SH   SOLE   7,236 0 0
Tyler Technologies COM 902252105 224 745 SH   SOLE   745 0 0
UGI Corp New COM 902681105 39 864 SH   OTR   864 0 0
US Bancorp Del COM NEW 902973304 9 150 SH   SOLE   0 0 150
US Bancorp Del COM NEW 902973304 782 13,197 SH   SOLE   13,197 0 0
Union Pac Corp COM 907818108 25 136 SH   SOLE   136 0 0
United Parcel Service CL B 911312106 64 544 SH   OTR   544 0 0
United Parcel Service CL B 911312106 20 175 SH   SOLE   0 0 175
United Parcel Service CL B 911312106 1,292 11,037 SH   SOLE   11,037 0 0
United Technologies Corp COM 913017109 175 1,170 SH   SOLE   1,170 0 0
Unitedhealth Group COM 91324P102 12 40 SH   SOLE   40 0 0
UNUM Group COM 91529Y106 19 650 SH   OTR   650 0 0
VF Corp COM 918204108 291 2,918 SH   SOLE   2,918 0 0
Vanguard Dividend Appreciation ETF DIV APP ETF 921908844 84 673 SH   SOLE   673 0 0
Vanguard Int Term Bd Index Fd ETF INTERMED TERM 921937819 31 360 SH   SOLE   360 0 0
Vanguard Total Bond Market ETF TOTAL BND MRKT 921937835 8 100 SH   SOLE   0 0 100
Vanguard Total Bond Market ETF TOTAL BND MRKT 921937835 1,519 18,110 SH   SOLE   18,110 0 0
Vanguard FTSE Developed Markets ETF FTSE DEV MKT ETF 921943858 3 73 SH   SOLE   73 0 0
Vanguard High Dividend Yield ETF HIGH DIV YLD 921946406 30 325 SH   SOLE   0 0 325
Vanguard High Dividend Yield ETF HIGH DIV YLD 921946406 1,148 12,246 SH   SOLE   12,246 0 0
Vanguard FTSE All-World ex- US ETF ALLWRLD EX US 922042775 5 100 SH   SOLE   0 0 100
Vanguard FTSE All-World ex- US ETF ALLWRLD EX US 922042775 1,015 18,884 SH   SOLE   18,884 0 0
Vanguard FTSE Emerging Mkts ETF FTSE EMR MKT ETF 922042858 10 225 SH   SOLE   0 0 225
Vanguard FTSE Emerging Mkts ETF FTSE EMR MKT ETF 922042858 3,143 70,673 SH   SOLE   70,673 0 0
Vanguard FTSE Europe ETF FTSE EUROPE ETF 922042874 44 758 SH   SOLE   758 0 0
Vanguard Utility ETF UTILITIES ETF 92204A876 140 980 SH   SOLE   980 0 0
Vanguard Short-Term Corporate Bond ETF SHRT TRM CORP BD 92206C409 65 799 SH   SOLE   799 0 0
Vanguard Intermediate Term Corporate Bond ETF INT-TERM CORP 92206C870 18 200 SH   SOLE   0 0 200
Vanguard Intermediate Term Corporate Bond ETF INT-TERM CORP 92206C870 8,726 95,549 SH   SOLE   95,549 0 0
Vanguard S&P 500 ETF New S&P 500 ETF SHS 922908363 49 165 SH   SOLE   165 0 0
Vanguard Real Estate ETF REAL ESTATE ETF 922908553 30 320 SH   SOLE   0 0 320
Vanguard Real Estate ETF REAL ESTATE ETF 922908553 1,970 21,234 SH   SOLE   21,234 0 0
Vanguard Small-Cap Growth ETF SML CP GRW ETF 922908595 81 410 SH   SOLE   410 0 0
Vanguard Mid-Cap ETF MID CAP ETF 922908629 205 1,149 SH   SOLE   1,149 0 0
Vanguard Growth ETF GROWTH ETF 922908736 14 76 SH   SOLE   76 0 0
Vanguard Value ETF VALUE ETF 922908744 46 387 SH   SOLE   387 0 0
Vanguard Small-Cap ETF SMALL CP ETF 922908751 79 475 SH   SOLE   475 0 0
Vanguard Total Stock Market ETF TOTAL STK MKT 922908769 49 300 SH   SOLE   0 0 300
Vanguard Total Stock Market ETF TOTAL STK MKT 922908769 4,616 28,211 SH   SOLE   28,211 0 0
Verizon Communications COM 92343V104 2,522 41,078 SH   SOLE   41,078 0 0
Visa Inc COM CL A 92826C839 41 220 SH   SOLE   220 0 0
Vodafone Group PLC ADR New SPONSORED ADR 92857W308 4 218 SH   SOLE   218 0 0
Walmart Inc COM 931142103 204 1,715 SH   SOLE   1,715 0 0
Wells Fargo & Co COM 949746101 457 8,487 SH   SOLE   8,487 0 0
Whirlpool Corp COM 963320106 133 900 SH   SOLE   900 0 0
Wisdomtree Europe Quality DI EURO QTLY DIV GR 97717X610 4 157 SH   SOLE   157 0 0
YUM Brands Inc. COM 988498101 79 780 SH   SOLE   780 0 0
Zimmer Biomet Hldgs Inc COM 98956P102 16 110 SH   SOLE   0 0 110
Zimmer Biomet Hldgs Inc COM 98956P102 1,030 6,879 SH   SOLE   6,879 0 0
Allergan PLC. SHS G0177J108 104 543 SH   SOLE   543 0 0
Accenture PLC Ireland Shs Cl A SHS CLASS A G1151C101 2 10 SH   SOLE   0 0 10
Accenture PLC Ireland Shs Cl A SHS CLASS A G1151C101 37 174 SH   SOLE   174 0 0
Eaton Corp PLC SHS G29183103 1 8 SH   SOLE   8 0 0
Linde PLC SHS G5494J103 59 278 SH   SOLE   278 0 0
Medtronic PLC Sedol SHS G5960L103 1 9 SH   SOLE   0 0 9
Medtronic PLC Sedol SHS G5960L103 96 846 SH   SOLE   846 0 0
Alcon Inc. ORD SHS H01301128 1 22 SH   SOLE   0 0 22
Alcon Inc. ORD SHS H01301128 104 1,841 SH   SOLE   1,841 0 0
Chubb Ltd COM H1467J104 187 1,203 SH   SOLE   1,203 0 0
Ferrari NV COM N3167Y103 11 65 SH   OTR   65 0 0