The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Aflac Inc COM 001055102 220 4,664 SH   SOLE   4,664 0 0
AT&T Inc COM 00206R102 5 139 SH   SOLE   0 0 139
AT&T Inc COM 00206R102 695 20,684 SH   SOLE   20,684 0 0
Abbott Labs COM 002824100 1,550 21,125 SH   SOLE   21,125 0 0
Abbvie Inc. COM 00287Y109 585 6,190 SH   SOLE   6,190 0 0
Adobe Systems Inc DE COM 00724F101 92 340 SH   SOLE   340 0 0
Advance Auto Parts Inc. COM 00751Y106 4 25 SH   SOLE   25 0 0
Advansix Inc COM 00773T101 20 576 SH   SOLE   576 0 0
Aetna Inc. New COM 00817Y108 10 50 SH   SOLE   50 0 0
Air Prods & Chems Inc COM 009158106 70 418 SH   SOLE   418 0 0
Alibaba.com Ltd. SPONSORED ADS 01609W102 4 25 SH   OTR   25 0 0
Allstate Corp. COM 020002101 35 350 SH   SOLE   350 0 0
Alphabet Inc-CL C CAP STK CL C 02079K107 84 70 SH   SOLE   70 0 0
Alphabet Inc-CL A CAP STK CL A 02079K305 420 348 SH   SOLE   348 0 0
Altaba Inc COM 021346101 3 50 SH   OTR   50 0 0
Altria Group Inc. COM 02209S103 187 3,104 SH   SOLE   3,104 0 0
Amazon Comm COM 023135106 120 60 SH   SOLE   60 0 0
American Express Co COM 025816109 82 770 SH   SOLE   770 0 0
American International Group Inc. COM NEW 026874784 11 200 SH   SOLE   200 0 0
American Tower Corp COM 03027X100 254 1,750 SH   SOLE   1,750 0 0
Ameriprise Financial Inc. COM 03076C106 1 7 SH   SOLE   7 0 0
Amgen Inc COM 031162100 28 137 SH   SOLE   137 0 0
Analog Devices Inc. COM 032654105 29 310 SH   SOLE   310 0 0
Anheuser-Busch InBev-SPN ADR SPONSORED ADR 03524A108 2 27 SH   SOLE   0 0 27
Apache Corp. COM 037411105 5 100 SH   SOLE   0 0 100
Apache Corp. COM 037411105 794 16,660 SH   SOLE   16,660 0 0
Apple Inc. COM 037833100 50 220 SH   SOLE   0 0 220
Apple Inc. COM 037833100 3,946 17,479 SH   SOLE   17,479 0 0
Automatic Data Processing Inc. COM 053015103 59 391 SH   SOLE   391 0 0
BP P.L.C. Sponsored ADR SPONSORED ADR 055622104 90 1,948 SH   SOLE   1,948 0 0
Baidu Inc SPON ADR REP A 056752108 62 270 SH   OTR   270 0 0
Bank of America COM 060505104 59 2,000 SH   OTR   2,000 0 0
Bank of America COM 060505104 2 80 SH   SOLE   0 0 80
Bank of America COM 060505104 235 7,969 SH   SOLE   7,969 0 0
Bank New York Mellon Corp COM 064058100 258 5,062 SH   SOLE   5,062 0 0
Baxter Intl Corp COM 071813109 662 8,590 SH   SOLE   8,590 0 0
Becton Dickinson & Co COM 075887109 584 2,238 SH   SOLE   2,238 0 0
Berkshire Hathaway Inc Cl B CL B NEW 084670702 159 743 SH   SOLE   743 0 0
BHP Billiton SPONSORED ADR 088606108 12 250 SH   SOLE   250 0 0
Biogen IDEC Inc COM 09062X103 302 856 SH   SOLE   856 0 0
Blackrock Inc. COM 09247X101 1 2 SH   SOLE   0 0 2
Blackrock Inc. COM 09247X101 12 25 SH   SOLE   25 0 0
Boeing Co. COM 097023105 46 125 SH   SOLE   0 0 125
Boeing Co. COM 097023105 1,108 2,978 SH   SOLE   2,978 0 0
Bristol Myers Squibb COM 110122108 37 600 SH   SOLE   0 0 600
Bristol Myers Squibb COM 110122108 114 1,843 SH   SOLE   1,843 0 0
Broadcom Inc COM 11135F101 0 2 SH   SOLE   2 0 0
C.H. Robinson Worldwide Inc COM NEW 12541W209 89 905 SH   SOLE   905 0 0
CME Group Inc. COM CL A 12572Q105 2 9 SH   SOLE   9 0 0
CSX Corp. COM 126408103 260 3,515 SH   SOLE   3,515 0 0
CVS Health Corporation COM 126650100 4 55 SH   SOLE   0 0 55
CVS Health Corporation COM 126650100 1,755 22,299 SH   SOLE   22,299 0 0
Calavo Growers Inc COM 128246105 7 76 SH   SOLE   76 0 0
Capital One Finl Corp COM 14040H105 47 500 SH   OTR   500 0 0
Capital One Finl Corp COM 14040H105 10 104 SH   SOLE   0 0 104
Capital One Finl Corp COM 14040H105 34 356 SH   SOLE   356 0 0
Caterpillar Inc COM 149123101 273 1,790 SH   SOLE   1,790 0 0
Celgene Corp. COM 151020104 288 3,220 SH   SOLE   3,220 0 0
Chevron Corp COM 166764100 17 143 SH   SOLE   0 0 143
Chevron Corp COM 166764100 2,134 17,451 SH   SOLE   17,451 0 0
Chico's FAS, Inc. COM 168615102 2 200 SH   OTR   200 0 0
China Telecome Corporation LTD-ADR SPON ADR H SHS 169426103 2 37 SH   SOLE   0 0 37
Cisco Systems COM 17275R102 3 61 SH   SOLE   0 0 61
Cisco Systems COM 17275R102 279 5,731 SH   SOLE   5,731 0 0
Citigroup Inc. COM NEW 172967424 13 175 SH   SOLE   0 0 175
Citigroup Inc. COM NEW 172967424 1,061 14,794 SH   SOLE   14,794 0 0
Clorox Co COM 189054109 245 1,631 SH   SOLE   1,631 0 0
Coca Cola Company COM 191216100 237 5,131 SH   SOLE   5,131 0 0
Cognizant Technology Solutions Corp. CL A 192446102 3 33 SH   SOLE   0 0 33
Cognizant Technology Solutions Corp. CL A 192446102 806 10,451 SH   SOLE   10,451 0 0
Colgate Palmolive COM 194162103 71 1,059 SH   SOLE   1,059 0 0
Comcast Corp Com CL A CL A 20030N101 0 12 SH   SOLE   0 0 12
Comcast Corp Com CL A CL A 20030N101 30 853 SH   SOLE   853 0 0
Conocophillips Inc. COM 20825C104 114 1,467 SH   SOLE   1,467 0 0
Consolidated Edison Inc. COM 209115104 11 150 SH   OTR   150 0 0
Costco Wholesale Corp COM 22160K105 42 177 SH   SOLE   177 0 0
Cummins Inc. COM 231021106 22 150 SH   SOLE   150 0 0
Danaher Corp. COM 235851102 202 1,863 SH   SOLE   1,863 0 0
Deere & Co COM 244199105 3 20 SH   SOLE   20 0 0
Diageo PLC SPON ADR NEW 25243Q205 28 200 SH   OTR   200 0 0
Diageo PLC SPON ADR NEW 25243Q205 2 14 SH   SOLE   0 0 14
Digital Realty Trust COM 253868103 11 100 SH   SOLE   0 0 100
Digital Realty Trust COM 253868103 794 7,061 SH   SOLE   7,061 0 0
Walt Disney Co COM DISNEY 254687106 2 20 SH   SOLE   0 0 20
Walt Disney Co COM DISNEY 254687106 1,296 11,080 SH   SOLE   11,080 0 0
Dollar General Corp. COM 256677105 0 4 SH   SOLE   0 0 4
Dominion Resources Inc COM 25746U109 79 1,117 SH   SOLE   1,117 0 0
Dowdupont Inc COM 26078J100 2 29 SH   SOLE   0 0 29
Dowdupont Inc COM 26078J100 316 4,914 SH   SOLE   4,914 0 0
Duke Energy Corp COM NEW 26441C204 475 5,935 SH   SOLE   5,935 0 0
Dunkin Brands COM 265504100 15 200 SH   OTR   200 0 0
EOG Resources Inc. COM 26875P101 1 10 SH   SOLE   10 0 0
Emerson Elec Co COM 291011104 26 333 SH   SOLE   333 0 0
Eversource Energy COM 30040W108 7 117 SH   OTR   117 0 0
Exelon Corp. COM 30161N101 90 2,054 SH   SOLE   2,054 0 0
Exxon Mobil Corp COM 30231G102 9 100 SH   SOLE   0 0 100
Exxon Mobil Corp COM 30231G102 2,456 28,891 SH   SOLE   28,891 0 0
Facebook Inc. CL A 30303M102 58 351 SH   SOLE   351 0 0
Fedex Corporation COM 31428X106 2 10 SH   SOLE   10 0 0
Fiserv Inc. COM 337738108 41 500 SH   SOLE   500 0 0
Fomento Economico Mexicano-SP ADR SPON ADR UNITS 344419106 2 22 SH   SOLE   0 0 22
Fortive Corp COM 34959J108 8 100 SH   SOLE   0 0 100
Fortive Corp COM 34959J108 529 6,277 SH   SOLE   6,277 0 0
Freeport-McMoran Inc CL B 35671D857 22 1,600 SH   SOLE   1,600 0 0
General Dynamics Corp. COM 369550108 338 1,651 SH   SOLE   1,651 0 0
General Elec COM 369604103 20 1,780 SH   OTR   1,780 0 0
General Elec COM 369604103 0 12 SH   SOLE   0 0 12
General Elec COM 369604103 312 27,665 SH   SOLE   27,665 0 0
General Mills Inc. COM 370334104 27 631 SH   SOLE   631 0 0
General Motors COM 37045V100 3 102 SH   OTR   102 0 0
Gilead Sciences Inc. COM 375558103 36 463 SH   SOLE   463 0 0
Glaxosmithkline PLC-ADR SPONSORED ADR 37733W105 145 3,598 SH   SOLE   3,598 0 0
Goldcorp Inc COM 380956409 1 100 SH   OTR   100 0 0
HCA Healthcare Inc COM 40412C101 7 50 SH   SOLE   0 0 50
HCA Healthcare Inc COM 40412C101 565 4,060 SH   SOLE   4,060 0 0
HP inc. COM 40434L105 12 466 SH   SOLE   466 0 0
Harris Corp. COM 413875105 338 2,000 SH   SOLE   2,000 0 0
Hewlett Packard Enterprise Co. COM 42824C109 8 466 SH   SOLE   466 0 0
Home Depot COM 437076102 26 125 SH   SOLE   0 0 125
Home Depot COM 437076102 1,061 5,122 SH   SOLE   5,122 0 0
Honeywell Intl Inc COM 438516106 1 7 SH   SOLE   0 0 7
Honeywell Intl Inc COM 438516106 225 1,353 SH   SOLE   1,353 0 0
Idexx Labs COM 45168D104 50 200 SH   OTR   200 0 0
Idexx Labs COM 45168D104 352 1,410 SH   SOLE   1,410 0 0
Intel Inc. COM 458140100 45 950 SH   SOLE   0 0 950
Intel Inc. COM 458140100 1,729 36,567 SH   SOLE   36,567 0 0
Intercontinental Exchange Inc COM 45866F104 341 4,550 SH   SOLE   4,550 0 0
International Business Machines COM 459200101 2 11 SH   SOLE   0 0 11
International Business Machines COM 459200101 66 437 SH   SOLE   437 0 0
Invesco QQQ Trust Series 1 UNIT SER 1 46090E103 123 662 SH   SOLE   662 0 0
Invesco S&P 500 Low Volatility S&P500 LOW VOL 46138E354 18 363 SH   SOLE   363 0 0
IQVIA Holdings Inc COM 46266C105 2 16 SH   SOLE   0 0 16
iShares MSCI USA Equal Weighted ETF MSCI EQUAL WEITE 464286681 6 100 SH   OTR   100 0 0
iShares MSCI USA Equal Weighted ETF MSCI EQUAL WEITE 464286681 12 210 SH   SOLE   0 0 210
iShares MSCI USA Equal Weighted ETF MSCI EQUAL WEITE 464286681 1,404 23,811 SH   SOLE   23,811 0 0
iShares MSCI Spain ETF MSCI SPAIN ETF 464286764 2 81 SH   SOLE   0 0 81
iShares Dow Jones Dividend ETF SELECT DIVID ETF 464287168 212 2,121 SH   SOLE   2,121 0 0
iShares Core S&P 500 ETF CORE S&P500 ETF 464287200 174 596 SH   SOLE   596 0 0
iShares Inc MSCI Emerging Markets ETF MSCI EMG MKT ETF 464287234 28 655 SH   SOLE   655 0 0
iShares Investment Grade Corp Bond ETF IBOXX INV CP ETF 464287242 30 261 SH   SOLE   0 0 261
iShares Investment Grade Corp Bond ETF IBOXX INV CP ETF 464287242 4,417 38,432 SH   SOLE   38,432 0 0
iShares S&P 500 Growth Index Fund S&P 500 GRWT ETF 464287309 41 230 SH   SOLE   230 0 0
iShares S&P 500 Value Index Fund ETF S&P 500 VAL ETF 464287408 43 375 SH   SOLE   0 0 375
iShares S&P 500 Value Index Fund ETF S&P 500 VAL ETF 464287408 3,191 27,550 SH   SOLE   27,550 0 0
iShares Trust Barclays 1-3 Year Treasury Bond Fund ETF 1 3 YR TREAS BD 464287457 4 50 SH   SOLE   50 0 0
iShares Trust MSCI EAFE Index Fund ETF MSCI EAFE ETF 464287465 387 5,691 SH   SOLE   5,691 0 0
iShares Russell Midcap Value Index Fd ETF RUS MDCP VAL ETF 464287473 36 400 SH   SOLE   0 0 400
iShares Russell Midcap Growth ETF RUS MD CP GR ETF 464287481 12 85 SH   SOLE   85 0 0
iShares Russell Midcap Index Fd ETF RUS MID CAP ETF 464287499 29 131 SH   SOLE   131 0 0
iShares Core S&P Mid-Cap ETF CORE S&P MCP ETF 464287507 51 252 SH   SOLE   252 0 0
iShares Biotechnology ETF NASDAQ BIOTECH 464287556 25 207 SH   SOLE   207 0 0
iShares S&P Mid Cap Growth ETF S&P MC 400GR ETF 464287606 58 250 SH   SOLE   0 0 250
iShares S&P Mid Cap Growth ETF S&P MC 400GR ETF 464287606 13 56 SH   SOLE   56 0 0
IShares Russell 1000 Growth Index Fd ETF RUS 1000 GRW ETF 464287614 31 200 SH   SOLE   0 0 200
iShares Tr Russell 1000 Index Fd ETF RUS 1000 ETF 464287622 121 750 SH   SOLE   750 0 0
iShares Russell 2000 Growth ETF RUS 2000 GRW ETF 464287648 27 126 SH   SOLE   126 0 0
iShares Russell 2000 Index Fund ETF RUSSELL 2000 ETF 464287655 28 166 SH   SOLE   166 0 0
iShares Inc S&P Mid Cap 400 Value ETF S&P MC 400VL ETF 464287705 29 174 SH   SOLE   0 0 174
iShares Inc S&P Mid Cap 400 Value ETF S&P MC 400VL ETF 464287705 3,590 21,452 SH   SOLE   21,452 0 0
iShares US Technology ETF U.S. TECH ETF 464287721 33 171 SH   OTR   171 0 0
iShares Core S&P Small-Cap ETF CORE S&P SCP ETF 464287804 496 5,686 SH   SOLE   5,686 0 0
iShares Inc S&P Small Cap 600 Value ETF SP SMCP600VL ETF 464287879 10 60 SH   SOLE   0 0 60
iShares Inc S&P Small Cap 600 Value ETF SP SMCP600VL ETF 464287879 3,698 22,151 SH   SOLE   22,151 0 0
iShares S&P Small Cap 600 Growth Fd ETF S&P SML 600 GWT 464287887 61 300 SH   SOLE   0 0 300
iShares JP Morgan USD Emerging Bond Fund ETF JPMORGAN USD EMG 464288281 3,011 27,925 SH   SOLE   27,925 0 0
iShares S&P National AMT-Free Muni Bond Fund ETF NATIONAL MUN ETF 464288414 86 800 SH   SOLE   800 0 0
iShares High Yield Corp Bond ETF IBOXX HI YD ETF 464288513 2,159 24,981 SH   SOLE   24,981 0 0
iShares Short Term Corporate Bond ETF SH TR CRPORT ETF 464288646 153 2,944 SH   SOLE   2,944 0 0
iShares US Preferred Stock ETF S&P US PFD STK 464288687 423 11,384 SH   SOLE   11,384 0 0
iShares MSCI Europe Financials ETF MSCI EURO FL ETF 464289180 3 136 SH   SOLE   0 0 136
iShares Core MSCI EAFE ETF CORE MSCI EAFE 46432F842 10 150 SH   SOLE   150 0 0
iShares MSCI Japan ETF MSCI JPN ETF NEW 46434G822 3 58 SH   SOLE   0 0 58
J.P. Morgan Chase & Co COM 46625H100 1 6 SH   SOLE   0 0 6
J.P. Morgan Chase & Co COM 46625H100 2,195 19,456 SH   SOLE   19,456 0 0
Johnson & Johnson COM 478160104 47 340 SH   OTR   340 0 0
Johnson & Johnson COM 478160104 1,977 14,306 SH   SOLE   14,306 0 0
KLA-Tencor Corp. COM 482480100 279 2,740 SH   SOLE   2,740 0 0
Kansas City Southern COM NEW 485170302 81 717 SH   SOLE   717 0 0
Key Bank N.A. COM 493267108 2 108 SH   OTR   108 0 0
Kimberly Clark Corp COM 494368103 8 70 SH   SOLE   70 0 0
Koninklijke Philips Electroncis Spon ADR NY REG SH NEW 500472303 1 28 SH   SOLE   0 0 28
Kraft Heinz Co. COM 500754106 285 5,165 SH   SOLE   5,165 0 0
Kroger Corp. COM 501044101 5 180 SH   SOLE   180 0 0
Estee Lauder Co CL A 518439104 343 2,363 SH   SOLE   2,363 0 0
Lilly Eli & Co COM 532457108 595 5,547 SH   SOLE   5,547 0 0
Lockheed Martin Corp. COM 539830109 22 63 SH   SOLE   63 0 0
Lowes Cos Inc. COM 548661107 110 960 SH   SOLE   960 0 0
M&T Bank Corporation COM 55261F104 689 4,185 SH   SOLE   4,185 0 0
Marathon Pete Corp COM 56585A102 144 1,800 SH   SOLE   1,800 0 0
Mastercard Inc. CL A 57636Q104 2 7 SH   SOLE   0 0 7
Mastercard Inc. CL A 57636Q104 134 600 SH   SOLE   600 0 0
McCormick & Co. COM NON VTG 579780206 12 91 SH   SOLE   91 0 0
McDonalds Corp COM 580135101 8 50 SH   SOLE   0 0 50
McDonalds Corp COM 580135101 1,265 7,561 SH   SOLE   7,561 0 0
Merck & Co. Inc. New COM 58933Y105 155 2,179 SH   SOLE   2,179 0 0
Microsoft Corp. COM 594918104 1,609 14,067 SH   SOLE   14,067 0 0
Microchip Technology COM 595017104 14 175 SH   SOLE   0 0 175
Microchip Technology COM 595017104 1,048 13,285 SH   SOLE   13,285 0 0
Mondelez Intl Inc. CL A 609207105 2 49 SH   SOLE   0 0 49
Mondelez Intl Inc. CL A 609207105 424 9,867 SH   SOLE   9,867 0 0
Morgan Stanley COM NEW 617446448 134 2,882 SH   SOLE   2,882 0 0
National Grid PLC-SP ADR SPONSORED ADR NE 636274409 2 32 SH   SOLE   0 0 32
National Oilwell Varco Inc COM 637071101 3 74 SH   SOLE   0 0 74
New York Community Bancorp COM 649445103 1 123 SH   OTR   123 0 0
Nextera Energy Inc COM 65339F101 15 87 SH   SOLE   0 0 87
Nextera Energy Inc COM 65339F101 197 1,178 SH   SOLE   1,178 0 0
Nike Inc Cl B CL B 654106103 380 4,480 SH   SOLE   4,480 0 0
Nokia Corp SPONSORED ADR 654902204 1 100 SH   SOLE   100 0 0
Noble Energy Inc COM 655044105 8 270 SH   SOLE   0 0 270
Noble Energy Inc COM 655044105 539 17,275 SH   SOLE   17,275 0 0
Nordstrom Inc COM 655664100 16 260 SH   SOLE   260 0 0
Norfolk Southern Corp COM 655844108 129 715 SH   SOLE   715 0 0
Novartis A G SPONSORED ADR 66987V109 3 37 SH   SOLE   0 0 37
Novartis A G SPONSORED ADR 66987V109 1,009 11,706 SH   SOLE   11,706 0 0
Nucor Corp. COM 670346105 22 350 SH   SOLE   350 0 0
Occidental Petroleum Corp. COM 674599105 1 11 SH   SOLE   0 0 11
Oracle Corp. COM 68389X105 14 280 SH   SOLE   0 0 280
Oracle Corp. COM 68389X105 1,402 27,183 SH   SOLE   27,183 0 0
Palo Alto Networks Inc COM 697435105 9 40 SH   SOLE   0 0 40
Palo Alto Networks Inc COM 697435105 650 2,885 SH   SOLE   2,885 0 0
Paypal Holdings Inc. COM 70450Y103 710 8,085 SH   SOLE   8,085 0 0
Pepsico Inc COM 713448108 31 275 SH   SOLE   0 0 275
Pepsico Inc COM 713448108 1,402 12,541 SH   SOLE   12,541 0 0
Pfizer Inc COM 717081103 4 86 SH   SOLE   0 0 86
Pfizer Inc COM 717081103 614 13,931 SH   SOLE   13,931 0 0
Phillip Morris Intl, Inc COM 718172109 130 1,600 SH   SOLE   1,600 0 0
PIMCO Total Return Active ETF ACTIVE BD ETF 72201R775 10 100 SH   SOLE   0 0 100
PIMCO Total Return Active ETF ACTIVE BD ETF 72201R775 1,243 12,143 SH   SOLE   12,143 0 0
Praxair Inc COM 74005P104 61 381 SH   SOLE   381 0 0
T. Rowe Price COM 74144T108 46 419 SH   SOLE   419 0 0
Procter & Gamble COM 742718109 33 400 SH   OTR   400 0 0
Procter & Gamble COM 742718109 8 100 SH   SOLE   0 0 100
Procter & Gamble COM 742718109 1,123 13,491 SH   SOLE   13,491 0 0
Prospect Capital Corp COM 74348T102 1 100 SH   OTR   100 0 0
Prudential Financial Inc. COM 744320102 1 9 SH   SOLE   0 0 9
Prudential Financial Inc. COM 744320102 85 834 SH   SOLE   834 0 0
Public Storage Inc. COM 74460D109 60 300 SH   OTR   300 0 0
Red Hat Inc. COM 756577102 14 100 SH   SOLE   0 0 100
Red Hat Inc. COM 756577102 885 6,495 SH   SOLE   6,495 0 0
Royal Dutch Shell Cl B ADR SPON ADR B 780259107 3 37 SH   SOLE   0 0 37
Royal Dutch Shell Cl B ADR SPON ADR B 780259107 94 1,330 SH   SOLE   1,330 0 0
Royal Dutch Shell Class A ADR SPONS ADR A 780259206 101 1,485 SH   SOLE   1,485 0 0
S&P Global Inc. COM 78409V104 20 100 SH   SOLE   100 0 0
SPDR S&P 500 ETF TR UNIT 78462F103 73 250 SH   SOLE   0 0 250
SPDR S&P 500 ETF TR UNIT 78462F103 35 119 SH   SOLE   119 0 0
SPDR Dow Jones International Real Estate ETF DJ INTL RL ETF 78463X863 0 1 SH   SOLE   1 0 0
SPDR Bloomberg Barclays Convertible Securities ETF BLMBRG BRC CNVRT 78464A359 950 17,613 SH   SOLE   17,613 0 0
SPDR S&P Dividend ETF S&P DIVID ETF 78464A763 63 648 SH   SOLE   648 0 0
SPDR S&P Midcap 400 ETF UTSER1 S&PDCRP 78467Y107 340 925 SH   SOLE   925 0 0
SPDR Nuveen Bloomberg Barclays Municipal Bond ETF NUVEEN BRC MUNIC 78468R721 115 2,415 SH   SOLE   2,415 0 0
Salesforce.com Inc. COM 79466L302 95 595 SH   SOLE   595 0 0
SAP AG ADR SPON ADR 803054204 20 165 SH   SOLE   165 0 0
Schlumberger LTD COM 806857108 107 1,760 SH   SOLE   1,760 0 0
Schneider National Inc-CL B CL B 80689H102 2 82 SH   SOLE   0 0 82
Charles Schwab Inc COM 808513105 399 8,112 SH   SOLE   8,112 0 0
Simon PPTY Group Inc COM 828806109 80 455 SH   SOLE   455 0 0
Southern Company COM 842587107 76 1,746 SH   SOLE   1,746 0 0
Starbucks Corp COM 855244109 4 75 SH   SOLE   0 0 75
Starbucks Corp COM 855244109 508 8,930 SH   SOLE   8,930 0 0
State Street Corp. COM 857477103 4 50 SH   SOLE   0 0 50
State Street Corp. COM 857477103 714 8,518 SH   SOLE   8,518 0 0
Stryker Corp COM 863667101 19 105 SH   SOLE   105 0 0
Suncor Energy, Inc. COM 867224107 1 13 SH   SOLE   13 0 0
Suntrust Banks Inc COM 867914103 184 2,755 SH   SOLE   2,755 0 0
T J X Companies COM 872540109 22 200 SH   SOLE   0 0 200
T J X Companies COM 872540109 1,039 9,276 SH   SOLE   9,276 0 0
Taiwan Semiconductor Mfg Co Ltd ADR SPONSORED ADR 874039100 4 100 SH   OTR   100 0 0
Target Corp. COM 87612E106 91 1,030 SH   SOLE   1,030 0 0
Texas Instruments COM 882508104 161 1,502 SH   SOLE   1,502 0 0
Thermo Fisher Scientific Inc. COM 883556102 7 28 SH   SOLE   0 0 28
3M Corp COM 88579Y101 16 75 SH   SOLE   0 0 75
3M Corp COM 88579Y101 888 4,215 SH   SOLE   4,215 0 0
Toronto Dominion Bank Ont Sedol 2897222 COM NEW 891160509 67 1,100 SH   SOLE   1,100 0 0
UGI Corp New COM 902681105 78 1,400 SH   OTR   1,400 0 0
US Bancorp Del COM NEW 902973304 11 199 SH   SOLE   0 0 199
US Bancorp Del COM NEW 902973304 945 17,902 SH   SOLE   17,902 0 0
Union Pac Corp COM 907818108 30 186 SH   SOLE   186 0 0
United Parcel Service CL B 911312106 18 150 SH   SOLE   0 0 150
United Parcel Service CL B 911312106 1,266 10,842 SH   SOLE   10,842 0 0
United Technologies Corp COM 913017109 170 1,219 SH   OTR   1,219 0 0
United Technologies Corp COM 913017109 178 1,270 SH   SOLE   1,270 0 0
Unitedhealth Group COM 91324P102 11 40 SH   SOLE   40 0 0
UNUM Group COM 91529Y106 27 700 SH   OTR   700 0 0
VF Corp COM 918204108 273 2,918 SH   SOLE   2,918 0 0
Vanguard Dividend Appreciation ETF DIV APP ETF 921908844 75 673 SH   SOLE   673 0 0
Vanguard Int Term Bd Index Fd ETF INTERMED TERM 921937819 29 360 SH   SOLE   360 0 0
Vanguard Total Bond Market ETF TOTAL BND MRKT 921937835 8 100 SH   SOLE   0 0 100
Vanguard Total Bond Market ETF TOTAL BND MRKT 921937835 2,370 30,110 SH   SOLE   30,110 0 0
Vanguard FTSE Developed Markets ETF FTSE DEV MKT ETF 921943858 3 73 SH   SOLE   73 0 0
Vanguard High Dividend Yield ETF HIGH DIV YLD 921946406 26 300 SH   SOLE   0 0 300
Vanguard High Dividend Yield ETF HIGH DIV YLD 921946406 914 10,496 SH   SOLE   10,496 0 0
Vanguard FTSE All-World ex- US ETF ALLWRLD EX US 922042775 1,453 27,918 SH   SOLE   27,918 0 0
Vanguard FTSE Emerging Mkts ETF FTSE EMR MKT ETF 922042858 2,586 63,063 SH   SOLE   63,063 0 0
Vanguard FTSE Europe ETF FTSE EUROPE ETF 922042874 78 1,383 SH   SOLE   1,383 0 0
Vanguard Utility ETF UTILITIES ETF 92204A876 118 1,005 SH   SOLE   1,005 0 0
Vanguard Short-Term Corporate Bond ETF SHRT TRM CORP BD 92206C409 104 1,336 SH   SOLE   1,336 0 0
Vanguard Intermediate Term Corporate Bond ETF INT-TERM CORP 92206C870 17 200 SH   SOLE   0 0 200
Vanguard Intermediate Term Corporate Bond ETF INT-TERM CORP 92206C870 7,647 91,547 SH   SOLE   91,547 0 0
Vanguard S&P 500 ETF New S&P 500 ETF SHS 922908363 44 165 SH   SOLE   165 0 0
Vanguard Real Estate ETF REAL ESTATE ETF 922908553 12 150 SH   SOLE   0 0 150
Vanguard Real Estate ETF REAL ESTATE ETF 922908553 1,427 17,687 SH   SOLE   17,687 0 0
Vanguard Small-Cap Growth ETF SML CP GRW ETF 922908595 79 422 SH   SOLE   422 0 0
Vanguard Mid-Cap ETF MID CAP ETF 922908629 173 1,051 SH   SOLE   1,051 0 0
Vanguard Value ETF VALUE ETF 922908744 36 329 SH   SOLE   329 0 0
Vanguard Small-Cap ETF SMALL CP ETF 922908751 77 475 SH   SOLE   475 0 0
Vanguard Total Stock Market ETF TOTAL STK MKT 922908769 45 300 SH   SOLE   0 0 300
Vanguard Total Stock Market ETF TOTAL STK MKT 922908769 4,345 29,035 SH   SOLE   29,035 0 0
Verizon Communications COM 92343V104 821 15,369 SH   SOLE   15,369 0 0
Visa Inc COM CL A 92826C839 33 220 SH   SOLE   220 0 0
Vodafone Group PLC ADR New SPONSORED ADR 92857W308 2 109 SH   SOLE   0 0 109
Vodafone Group PLC ADR New SPONSORED ADR 92857W308 26 1,183 SH   SOLE   1,183 0 0
Walmart Inc COM 931142103 192 2,045 SH   SOLE   2,045 0 0
Walgreens Boots Alliance Inc. COM 931427108 49 666 SH   SOLE   666 0 0
Wells Fargo & Co COM 949746101 773 14,704 SH   SOLE   14,704 0 0
Whirlpool Corp COM 963320106 107 900 SH   SOLE   900 0 0
WisdomTree LargeCap Dividend Fund US LARGECAP DIVD 97717W307 14 151 SH   OTR   151 0 0
Xerox Corp COM NEW 984121608 81 3,000 SH   SOLE   3,000 0 0
Yamana Gold Inc. COM 98462Y100 0 100 SH   OTR   100 0 0
YUM Brands Inc. COM 988498101 72 796 SH   SOLE   796 0 0
Zimmer Biomet Hldgs Inc COM 98956P102 7 50 SH   SOLE   0 0 50
Zimmer Biomet Hldgs Inc COM 98956P102 754 5,735 SH   SOLE   5,735 0 0
Allergan PLC. SHS G0177J108 3 17 SH   SOLE   0 0 17
Allergan PLC. SHS G0177J108 581 3,050 SH   SOLE   3,050 0 0
Accenture PLC Ireland Shs Cl A SHS CLASS A G1151C101 2 10 SH   SOLE   0 0 10
Accenture PLC Ireland Shs Cl A SHS CLASS A G1151C101 42 249 SH   SOLE   249 0 0
Eaton Corp PLC SHS G29183103 1 8 SH   SOLE   8 0 0
Ingersoll Rand PLC SHS G47791101 1 13 SH   SOLE   0 0 13
Medtronic PLC Sedol SHS G5960L103 1 9 SH   SOLE   0 0 9
Medtronic PLC Sedol SHS G5960L103 89 906 SH   SOLE   906 0 0
Chubb Ltd COM H1467J104 161 1,203 SH   SOLE   1,203 0 0
Ferrari NV COM N3167Y103 9 65 SH   OTR   65 0 0