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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMERICAN CENTY ETF TR AVANTIS EMERGING MARKETS EQUITY ETF ETP USD 025072604   16,785,861 178,535 SH   SOLE   178,535 0 0
AMERICAN CENTY ETF TR AVANTIS INTERNATIONAL EQUITY ETF ETP USD 025072703   24,493,069 271,813 SH   SOLE   271,813 0 0
ISHARES ISHARES CORE MSCI EAFE ETF ETP USD 46432F842   21,355,937 220,437 SH   SOLE   220,437 0 0
ISHARES ISHARES CORE MSCI EMERGING MARKETS ETF ETP USD 46434G103   16,015,790 197,336 SH   SOLE   197,336 0 0
ISHARES ISHARES CORE S&P 500 ETF ETP USD 464287200   61,716,788 80,586 SH   SOLE   80,586 0 0
ISHARES ISHARES FLOATING RATE BOND ETF ETP USD 46429B655   23,054,027 451,597 SH   SOLE   451,597 0 0
ISHARES ISHARES PREFERRED & INCOME SECURITIES ETF ETP USD 464288687   4,823,516 163,509 SH   SOLE   163,509 0 0
SPDR SERIES TRUST STATE STREET SPDR PORTFOLIO S&P 400 MID CAP ETF 78464A847   23,898,716 379,104 SH   SOLE   379,104 0 0
SPDR SERIES TRUST STATE STREET SPDR PORTFOLIO S&P 500 ETF ETP USD 78464A854   62,252,779 693,547 SH   SOLE   693,547 0 0
SPDR SERIES TRUST STATE STREET SPDR PORTFOLIO S&P 600 SMALL CAP ETF 78468R853   9,546,040 180,591 SH   SOLE   180,591 0 0
VANGUARD VANGUARD INTERNATIONAL HIGH DIVIDEND YIELD ETF ETP 921946794   8,095,355 80,049 SH   SOLE   80,049 0 0
VANGUARD VANGUARD MORNINGSTAR MID-CAP ETF ETP USD 922908629   50,800,868 647,805 SH   SOLE   647,805 0 0
VANGUARD VANGUARD SHORT-TERM BOND ETF ETP USD 921937827   75,843,884 992,721 SH   SOLE   992,721 0 0
VANGUARD VANGUARD SHORT-TERM CORPORATE BOND ETF ETP USD 92206C409   22,913,586 296,616 SH   SOLE   296,616 0 0
VICTORY PORTFOLIOS II VICTORYSHARES SHORT-TERM BOND ETF ETP USD 92647N535   22,825,537 457,609 SH   SOLE   457,609 0 0