144 0001968308 XXXXXXXX LIVE 0001691493 Nu Holdings Ltd 001-41129 Campbells Corporate Services Limited Floor 4, Willow House, Cricket Square Grand Cayman E9 KY1-9010 345-949-2648 Youssef Lahrech Former Officer Class A ordinary shares J.P. Morgan Securities LLC

390 Madison Avenue, 6th Floor New York NY 10017

300000 4182000 3768057942 08/25/2025 NYSE Class A ordinary shares 10/01/2021 Gift Youssef Lahrech, who acquired the shares on 10/01/21 N 300000 10/01/2021 N/A N Youssef Lahrech

C/o Nu Holdings Limited Campbells Corporate Services Limited Willow House, Cricket Square E9 KY1-9010

Class A ordinary shares 08/18/2025 13060 175916.89 Youssef Lahrech

C/o Nu Holdings Limited Campbells Corporate Services Limited Willow House, Cricket Square E9 KY1-9010

Class A ordinary shares 06/27/2025 100000 1349500 Youssef Lahrech

C/o Nu Holdings Limited Campbells Corporate Services Limited Willow House, Cricket Square E9 KY1-9010

Class A ordinary shares 06/17/2025 100000 1399500 The shares filed today will be sold by the 2021 Lahrech Family Legacy Trust, Youssef Lahrech as Investment Advisor. 08/25/2025 /s/ J.P. Morgan Securities LLC as agent and attorney-in-fact for Youssef Lahrech