Pay vs Performance Disclosure - USD ($)

12 Months Ended

Dec. 31, 2025

Dec. 31, 2024

Dec. 31, 2023

Dec. 31, 2022

Dec. 31, 2021

Pay vs Performance Disclosure

Pay vs Performance Disclosure, Table

Year	Summary Compensation Table Total for Mr. Schreiber ($) (1)		Summary Compensation Table Total for Mr. Wininger ($) (1)		Compensation Actually Paid to Mr. Schreiber ($) (1) (2)		Compensation Actually Paid to Mr. Wininger ($) (1)		Average Summary Compensation Table Total for Non-PEO NEOs  ($) (3)		Average Compensation Actually Paid to Non-PEO NEOs ($) (3) (4)		Value of Initial Fixed $100 Investment Based on:				Net Loss ($ in millions) (6)		In Force Premium (IFP) ($ in millions) (7)		Adjusted EBITDA ($ in millions) (8)
													Total Shareholder Return ($)		Peer Group Total Shareholder Return ($) (5)
(a)	(b)		(b)		(c)		(c)		(d)		(d)		(f)		(g)		(h)		(i)		(l)
2025	$	6,076,514	$	—	$	18,522,699	$	—	$	3,988,961	$	10,503,196	$	58	$	180	$	(166.0)	$	1,237	$	(118)
2024	$	3,958,582	$	—	$	16,012,660	$	—	$	2,349,949	$	8,953,982	$	45	$	190	$	(202.2)	$	944	$	(150)
2023	$	1,721,853	$	1,751,549	$	2,061,930	$	2,091,626	$	2,445,351	$	2,218,409	$	20	$	153	$	(236.9)	$	747	$	(173)
2022	$	8,035,801	$	8,075,513	$	795,789	$	835,501	$	1,589,734	$	(1,160,121)	$	17	$	141	$	(297.8)	$	625	$	(225)
2021	$	21,511,997	$	21,511,997	$	2,941,997	$	2,941,997	$	2,019,580	$	(8,638,137)	$	52	$	139	$	(241.3)	$	380	$	(184)

Company Selected Measure Name

In Force Premium

Named Executive Officers, Footnote

PEOs for each year in the table are as follows:

•2024 and 2025: Daniel Schreiber served as the CEO

•2021, 2022 and 2023: Daniel Schreiber and Shai Wininger served as Co-CEOs

Non-PEO NEOs for each year shown in the table are as follows:

•2024 and 2025: Shai Wininger, Tim Bixby, Adina Eckstein, John Peters and Maya Prosor

•2023: Tim Bixby, Adina Eckstein, John Peters and Maya Prosor

•2022 and 2021: Tim Bixby, Adina Eckstein, John Peters and Jorge Espinel

    Average Non-PEO NEO Compensation

To determine the amounts in column (g) in the PvP table, the following amounts were deducted from and added to (as applicable) our Non-PEO NEOs average total compensation as reported in the Summary Compensation Table, in accordance with Item 402(v) of Regulation S-K.

Year	Average Summary Compensation Table Total for Non-PEO NEOs ($)		Average Summary Compensation Table Reported Equity Award Value for Non-PEO NEOs ($)		Average Equity Award Adjustments for Non-PEO NEOs ($)(1)		Average Compensation Actually Paid to Non-PEO NEOs ($)
2025	$	3,988,961	$	(3,481,289)	$	9,995,524	$	10,503,196

(1) Represents the average of the year-over-year change in the fair value of equity awards to our Non-PEO NEOs as summarized below.

Year	Year End Fair Value of Unvested Equity Awards Granted in the Year ($)		Year over Year Change in Fair Value of Outstanding Unvested Equity Awards Granted in Prior Year (as of Prior Year End as Compared to Year End) ($)		Fair Value as of Vesting Date of Equity Awards Granted and Vested in the Year ($)		Year over Year Change in Fair Value of Equity Awards Granted in Prior Years that Vested in the Year (as of Prior Year End as Compared to Vesting Date) ($)		Fair Value at the End of the Prior Year of Equity Awards that Failed to Meet Vesting Conditions in the Year ($)		Value of Dividends or other Earnings Paid on Equity Awards not Otherwise Reflected in Fair Value or Total Compensation ($)		Total Equity Award Adjustments ($)
2025	$	3,877,211	$	4,324,207	$	320,241	$	1,475,065	$	(1,200)	$	—	$	9,995,524

In the table above, the equity values are computed in accordance with the methodologies used for financial reporting purposes, reflecting updated economic assumptions as of the valuation dates and adjustments to the expected term for options significantly out-of-the-money.

Peer Group Issuers, Footnote

Total Shareholder Return ("TSR") assumes $100 is invested in the Company's stock as of July 2, 2020 (first day of trading). TSR represents cumulative return over the applicable period. The Peer Group used for this calculation was NASDAQ Insurance Index which is also reported in the Form 10-K in the Performance Graph.

PEO Actually Paid Compensation Amount

$ 10,503,196

Adjustment To PEO Compensation, Footnote

To determine the amounts in column (c) in the PvP table, the following amounts were deducted from and added (as applicable) to Mr. Schreiber’s total compensation as reported in the Summary Compensation Table, in accordance with Item 402(v) of Regulation S-K.

Year	Summary Compensation Table Total for Mr. Schreiber ($)		Summary Compensation Table Reported Equity Award Value for Mr. Schreiber ($)		Equity Award Adjustments for Mr. Schreiber ($) (1)		Compensation Actually Paid to Mr. Schreiber ($)
2025	$	6,076,514	$	(5,398,705)	$	17,844,890	$	18,522,699

(1) Represents the year-over-year change in the fair value of equity awards to Mr. Schreiber as summarized below.

Year	Year End Fair Value of Unvested Equity Awards Granted in the Year ($)		Year over Year Change in Fair Value of Outstanding Unvested Equity Awards Granted in Prior Year (as of Prior Year End as Compared to Year End) ($)		Fair Value as of Vesting Date of Equity Awards Granted and Vested in the Year ($)		Year over Year Change in Fair Value of Equity Awards Granted in Prior Years that Vested in the Year (as of Prior Year End as Compared to Vesting Date) ($)		Fair Value at the End of the Prior Year of Equity Awards that Failed to Meet Vesting Conditions in the Year ($)		Value of Dividends or other Earnings Paid on Equity Awards not Otherwise Reflected in Fair Value or Total Compensation ($)		Total Equity Award Adjustments ($)
2025	$	6,030,275	$	9,155,361	$	503,331	$	2,161,923	$	(6,000)	$	—	$	17,844,890

In the table above, the equity values are computed in accordance with the methodologies used for financial reporting purposes, reflecting updated economic assumptions as of the valuation dates and adjustments to the expected term for options. The expected-term for options out-of-the-money are assumed to be extended. The expected term for options in-the-money are assumed to be reduced.

Non-PEO NEO Average Total Compensation Amount

$ 3,988,961

$ 2,349,949

$ 2,445,351

$ 1,589,734

$ 2,019,580

Non-PEO NEO Average Compensation Actually Paid Amount

$ 10,503,196

8,953,982

2,218,409

(1,160,121)

(8,638,137)

Compensation Actually Paid vs. Total Shareholder Return

Compensation Actually Paid vs. Company Selected Measure

Total Shareholder Return Vs Peer Group

Tabular List, Table

In Force Premium

•Adjusted EBITDA

Total Shareholder Return Amount

$ 58

45

20

17

52

Peer Group Total Shareholder Return Amount

180

190

153

141

139

Net Income (Loss)

$ (166,000,000.0)

$ (202,200,000)

$ (236,900,000)

$ (297,800,000)

$ (241,300,000)

Company Selected Measure Amount

1,237,000,000

944,000,000

747,000,000

625,000,000

380,000,000

Additional 402(v) Disclosure

Net Loss represents GAAP Net Loss in the audited consolidated financial statements as reported on the Company's Annual Report on Form 10-K.

Measure:: 1

Pay vs Performance Disclosure

Name

In Force Premium

Non-GAAP Measure Description

In Force Premium ("IFP") is a Company selected performance measure, per the requirements of item 402(v) of Regulation S-K.

Measure:: 2

Pay vs Performance Disclosure

Compensation Actually Paid vs. Other Measure

Other Performance Measure, Amount

(118,000,000)

(150,000,000)

(173,000,000)

(225,000,000)

(184,000,000)

Name

Adjusted EBITDA

Non-GAAP Measure Description

Adjusted EBITDA is a Company selected performance measure, per the requirements of item 402(v) of Regulation S-K. Adjusted EBITDA is a non-GAAP measure. For a reconciliation of the differences between Adjusted EBITDA and the most directly comparable financial measure calculated and presented in accordance with GAAP, see Item 7 – Non-GAAP Financial Measures in the consolidated financial statements included in our Annual Report on Form 10-K for the year ended December 31, 2025.

Mr. Daniel Schreiber [Member]

Pay vs Performance Disclosure

PEO Total Compensation Amount

$ 6,076,514

$ 3,958,582

$ 1,721,853

$ 8,035,801

$ 21,511,997

PEO Actually Paid Compensation Amount

$ 18,522,699

$ 16,012,660

2,061,930

795,789

2,941,997

PEO Name

Daniel Schreiber

Mr. Shai Wininger [Member]

Pay vs Performance Disclosure

PEO Total Compensation Amount

1,751,549

8,075,513

21,511,997

PEO Actually Paid Compensation Amount

$ 2,091,626

$ 835,501

$ 2,941,997

PEO Name

Shai Wininger

PEO | Mr. Daniel Schreiber [Member] | Aggregate Grant Date Fair Value of Equity Award Amounts Reported in Summary Compensation Table

Pay vs Performance Disclosure

Adjustment to Compensation, Amount

$ (5,398,705)

PEO | Mr. Daniel Schreiber [Member] | Equity Awards Adjustments, Excluding Value Reported in Compensation Table

Pay vs Performance Disclosure

Adjustment to Compensation, Amount

17,844,890

PEO | Mr. Daniel Schreiber [Member] | Year-end Fair Value of Equity Awards Granted in Covered Year that are Outstanding and Unvested

Pay vs Performance Disclosure

Adjustment to Compensation, Amount

6,030,275

PEO | Mr. Daniel Schreiber [Member] | Year-over-Year Change in Fair Value of Equity Awards Granted in Prior Years That are Outstanding and Unvested

Pay vs Performance Disclosure

Adjustment to Compensation, Amount

9,155,361

PEO | Mr. Daniel Schreiber [Member] | Vesting Date Fair Value of Equity Awards Granted and Vested in Covered Year

Pay vs Performance Disclosure

Adjustment to Compensation, Amount

503,331

PEO | Mr. Daniel Schreiber [Member] | Change in Fair Value as of Vesting Date of Prior Year Equity Awards Vested in Covered Year

Pay vs Performance Disclosure

Adjustment to Compensation, Amount

2,161,923

PEO | Mr. Daniel Schreiber [Member] | Prior Year End Fair Value of Equity Awards Granted in Any Prior Year that Fail to Meet Applicable Vesting Conditions During Covered Year

Pay vs Performance Disclosure

Adjustment to Compensation, Amount

(6,000)

PEO | Mr. Daniel Schreiber [Member] | Dividends or Other Earnings Paid on Equity Awards not Otherwise Reflected in Total Compensation for Covered Year

Pay vs Performance Disclosure

Adjustment to Compensation, Amount

0

Non-PEO NEO | Aggregate Grant Date Fair Value of Equity Award Amounts Reported in Summary Compensation Table

Pay vs Performance Disclosure

Adjustment to Compensation, Amount

(3,481,289)

Non-PEO NEO | Equity Awards Adjustments, Excluding Value Reported in Compensation Table

Pay vs Performance Disclosure

Adjustment to Compensation, Amount

9,995,524

Non-PEO NEO | Year-end Fair Value of Equity Awards Granted in Covered Year that are Outstanding and Unvested

Pay vs Performance Disclosure

Adjustment to Compensation, Amount

3,877,211

Non-PEO NEO | Year-over-Year Change in Fair Value of Equity Awards Granted in Prior Years That are Outstanding and Unvested

Pay vs Performance Disclosure

Adjustment to Compensation, Amount

4,324,207

Non-PEO NEO | Vesting Date Fair Value of Equity Awards Granted and Vested in Covered Year

Pay vs Performance Disclosure

Adjustment to Compensation, Amount

320,241

Non-PEO NEO | Change in Fair Value as of Vesting Date of Prior Year Equity Awards Vested in Covered Year

Pay vs Performance Disclosure

Adjustment to Compensation, Amount

1,475,065

Non-PEO NEO | Prior Year End Fair Value of Equity Awards Granted in Any Prior Year that Fail to Meet Applicable Vesting Conditions During Covered Year

Pay vs Performance Disclosure

Adjustment to Compensation, Amount

(1,200)

Non-PEO NEO | Dividends or Other Earnings Paid on Equity Awards not Otherwise Reflected in Total Compensation for Covered Year

Pay vs Performance Disclosure

Adjustment to Compensation, Amount

$ 0