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Unpaid Loss and Loss Adjustment Expense - Claims Development Information, Paid Losses (Details) - USD ($)
$ in Millions
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
Dec. 31, 2021
Dec. 31, 2020
Dec. 31, 2019
Dec. 31, 2018
Dec. 31, 2017
Dec. 31, 2016
Claims Development [Line Items]                    
Total unpaid loss and ALAE reserves, net $ 169.3                  
Ceded unpaid loss and LAE 133.8 $ 149.5 $ 120.2 $ 124.6            
Gross unpaid loss and ALAE 303.1 298.1 262.3 256.2            
Home and renters                    
Claims Development [Line Items]                    
Total paid losses and ALAE, net 612.9                  
Total unpaid loss and ALAE reserves, net 105.4                  
Ceded unpaid loss and LAE 88.1                  
Gross unpaid loss and ALAE 193.5                  
Cumulative paid loss and ALAE, net of reinsurance 0.1 0.1 0.1 0.1 $ 0.1 $ 0.1 $ 0.1   $ 0.1 $ 0.1
Pet                    
Claims Development [Line Items]                    
Total paid losses and ALAE, net 275.0                  
Total unpaid loss and ALAE reserves, net 10.8                  
Ceded unpaid loss and LAE 6.6                  
Gross unpaid loss and ALAE 17.4                  
Car                    
Claims Development [Line Items]                    
Total paid losses and ALAE, net 437.9                  
Total unpaid loss and ALAE reserves, net 53.1                  
Ceded unpaid loss and ALAE 39.1                  
Total unpaid loss and ALAE reserves, net 53.1                  
Ceded unpaid loss and LAE 39.1                  
Gross unpaid loss and ALAE 92.2                  
Fair value adjustment on insurance contract intangible liability 0.2                  
2016 | Home and renters                    
Claims Development [Line Items]                    
Total paid losses and ALAE, net 0.0 0.0 0.0 0.0 0.0 0.0 0.0 $ 0.0 0.0 0.0
2016 | Car                    
Claims Development [Line Items]                    
Total paid losses and ALAE, net 3.3 3.3 2.2 1.9 1.7 1.6 1.6 1.5 1.2 $ 0.2
2017 | Home and renters                    
Claims Development [Line Items]                    
Total paid losses and ALAE, net 1.8 1.7 1.7 1.7 1.7 1.7 1.7 1.7 1.6  
2017 | Car                    
Claims Development [Line Items]                    
Total paid losses and ALAE, net 38.3 38.3 24.6 31.7 30.8 30.1 28.1 24.3 $ 17.3  
2018 | Home and renters                    
Claims Development [Line Items]                    
Total paid losses and ALAE, net 13.4 13.4 13.4 13.4 13.4 13.4 13.3 13.2    
2018 | Car                    
Claims Development [Line Items]                    
Total paid losses and ALAE, net 41.8 41.7 25.1 30.2 27.6 28.2 24.4 $ 16.8    
2019 | Home and renters                    
Claims Development [Line Items]                    
Total paid losses and ALAE, net 46.2 46.2 46.2 46.3 46.3 46.1 36.4      
2019 | Car                    
Claims Development [Line Items]                    
Total paid losses and ALAE, net 31.0 30.7 22.3 18.8 14.5 18.7 $ 13.5      
2020 | Home and renters                    
Claims Development [Line Items]                    
Total paid losses and ALAE, net 52.5 52.1 52.0 51.3 50.2 43.1        
2020 | Pet                    
Claims Development [Line Items]                    
Total paid losses and ALAE, net 0.7 0.7 0.7 0.7 0.6 0.4        
2020 | Car                    
Claims Development [Line Items]                    
Total paid losses and ALAE, net 14.4 14.0 15.0 5.6 (0.9) $ 5.2        
2021 | Home and renters                    
Claims Development [Line Items]                    
Total paid losses and ALAE, net 58.2 57.8 56.7 53.4 37.8          
2021 | Pet                    
Claims Development [Line Items]                    
Total paid losses and ALAE, net 9.5 9.5 9.5 9.4 7.6          
2021 | Car                    
Claims Development [Line Items]                    
Total paid losses and ALAE, net 81.5 80.2 77.1 58.9 $ 38.4          
2022 | Home and renters                    
Claims Development [Line Items]                    
Total paid losses and ALAE, net 92.7 90.7 85.5 52.7            
2022 | Pet                    
Claims Development [Line Items]                    
Total paid losses and ALAE, net 25.1 25.1 25.1 21.8            
2022 | Car                    
Claims Development [Line Items]                    
Total paid losses and ALAE, net 85.7 81.4 74.0 $ 45.4            
2023 | Home and renters                    
Claims Development [Line Items]                    
Total paid losses and ALAE, net 128.3 122.3 88.9              
2023 | Pet                    
Claims Development [Line Items]                    
Total paid losses and ALAE, net 49.0 48.9 45.8              
2023 | Car                    
Claims Development [Line Items]                    
Total paid losses and ALAE, net 60.3 58.4 $ 43.2              
2024 | Home and renters                    
Claims Development [Line Items]                    
Total paid losses and ALAE, net 123.6 89.1                
2024 | Pet                    
Claims Development [Line Items]                    
Total paid losses and ALAE, net 71.8 67.6                
2024 | Car                    
Claims Development [Line Items]                    
Total paid losses and ALAE, net 49.9 $ 31.8                
2025 | Home and renters                    
Claims Development [Line Items]                    
Total paid losses and ALAE, net 96.2                  
2025 | Pet                    
Claims Development [Line Items]                    
Total paid losses and ALAE, net 118.9                  
2025 | Car                    
Claims Development [Line Items]                    
Total paid losses and ALAE, net $ 31.7