Summary of Significant Accounting Policies - Additional Information (Details)	12 Months Ended
	Dec. 31, 2025 USD ($) segment	Dec. 31, 2024 USD ($)	Dec. 31, 2023 USD ($)
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Number of reportable segments | segment	1
Premium receivable, allowance for doubtful accounts	$ 4,100,000	$ 2,800,000
Amortization of net deferred acquisition costs	32,100,000	30,500,000	$ 21,800,000
Goodwill, impairment loss	0
Matching contributions	2,600,000	2,600,000	2,600,000
Advertising expenses	$ 187,300,000	$ 121,500,000	$ 55,200,000
Options to purchase common stock
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Requisite service period	4 years
Internal use software
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Estimated useful life	2 years