Deferred Acquisition Costs (Tables)

12 Months Ended

Dec. 31, 2025

Insurance [Abstract]

Schedule of policy acquisition costs deferred and amortized

The following table presents the policy acquisition costs deferred and amortized ($ in millions):

	December 31,
	2025		2024
Deferred Acquisition Costs:
Balance, January 1	$	12.2	$	8.8
Add:
Premium taxes	23.1		21.2
Direct commissions	8.9		12.7
Less:
Amortization of net deferred acquisition costs	(32.1)		(30.5)
Balance, December 31	$	12.1	$	12.2
Other Insurance Expense:
Amortization of net deferred acquisition costs	$	32.1	$	30.5
Period costs	61.6		46.3
Total other insurance expense	$	93.7	$	76.8