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Unpaid Loss and Loss Adjustment Expense (Tables)
 9 Months Ended
Sep. 30, 2025
Insurance [Abstract]  
Schedule of Activity In The Liability For Unpaid Loss and LAE
The following table presents the activity in the liability for unpaid loss and loss adjustment expense ("LAE") for the nine months ended September 30, 2025 and 2024 ($ in millions):
September 30,
20252024
Unpaid loss and LAE at beginning of period$298.1 $262.3 
Less: Reinsurance recoverable at beginning of period (1)
149.5 120.2 
Net unpaid loss and LAE at beginning of period148.6 142.1 
Add: Incurred loss and LAE, net of reinsurance, related to:
Current year271.4 220.6 
Prior years(18.9)(6.3)
Total incurred252.5 214.3 
Deduct: Paid loss and LAE, net of reinsurance, related to:
Current year171.2 138.7 
Prior years65.9 63.5 
Total paid237.1 202.2 
Unpaid loss and LAE, net of reinsurance recoverable, at end of period164.0 154.2 
Reinsurance recoverable at end of period (1)
148.1 140.0 
Unpaid loss and LAE, gross of reinsurance recoverable, at end of period$312.1 $294.2 
(1) Reinsurance recoverable in this table includes only ceded unpaid loss and LAE.