XML 101 R84.htm IDEA: XBRL DOCUMENT v3.25.0.1
Unpaid Loss and Loss Adjustment Expense - Claims Development Information, Paid Losses (Details) - USD ($)
$ in Millions
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
Dec. 31, 2021
Dec. 31, 2020
Dec. 31, 2019
Dec. 31, 2018
Dec. 31, 2017
Dec. 31, 2016
Claims Development [Line Items]                  
Total unpaid loss and ALAE reserves, net $ 148.6                
Ceded unpaid loss and LAE 149.5 $ 120.2 $ 124.6 $ 72.7          
Gross unpaid loss and ALAE 298.1 262.3 256.2 97.9          
Home and renters                  
Claims Development [Line Items]                  
Total paid losses and ALAE, net 473.3                
Total unpaid loss and ALAE reserves, net 83.8                
Ceded unpaid loss and LAE 109.3                
Gross unpaid loss and ALAE 193.1                
Cumulative paid loss and ALAE, net of reinsurance 0.1 0.1 0.1 0.1 $ 0.1 $ 0.1 $ 0.1 $ 0.1 $ 0.1
Pet                  
Claims Development [Line Items]                  
Total paid losses and ALAE, net 151.8                
Total unpaid loss and ALAE reserves, net 4.8                
Ceded unpaid loss and LAE 6.2                
Gross unpaid loss and ALAE 11.0                
Car                  
Claims Development [Line Items]                  
Total paid losses and ALAE, net 379.8                
Total unpaid loss and ALAE reserves, net (2) 59.6                
Ceded unpaid loss and ALAE 34.1                
Total unpaid loss and ALAE reserves, net 60.0                
Ceded unpaid loss and LAE 34.0                
Gross unpaid loss and ALAE 93.7                
Fair value adjustment on insurance contract intangible liability 1.6                
2016 | Home and renters                  
Claims Development [Line Items]                  
Total paid losses and ALAE, net 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
2016 | Car                  
Claims Development [Line Items]                  
Total paid losses and ALAE, net 3.3 2.2 1.9 1.7 1.6 1.6 1.5 1.2 $ 0.2
2017 | Home and renters                  
Claims Development [Line Items]                  
Total paid losses and ALAE, net 1.7 1.7 1.7 1.7 1.7 1.7 1.7 1.6  
2017 | Car                  
Claims Development [Line Items]                  
Total paid losses and ALAE, net 38.3 24.6 31.7 30.8 30.1 28.1 24.3 $ 17.3  
2018 | Home and renters                  
Claims Development [Line Items]                  
Total paid losses and ALAE, net 13.4 13.4 13.4 13.4 13.4 13.3 13.2    
2018 | Car                  
Claims Development [Line Items]                  
Total paid losses and ALAE, net 41.7 25.1 30.2 27.6 28.2 24.4 $ 16.8    
2019 | Home and renters                  
Claims Development [Line Items]                  
Total paid losses and ALAE, net 46.2 46.2 46.3 46.3 46.1 36.4      
2019 | Car                  
Claims Development [Line Items]                  
Total paid losses and ALAE, net 30.7 22.3 18.8 14.5 18.7 $ 13.5      
2020 | Home and renters                  
Claims Development [Line Items]                  
Total paid losses and ALAE, net 52.1 52.0 51.3 50.2 43.1        
2020 | Pet                  
Claims Development [Line Items]                  
Total paid losses and ALAE, net 0.7 0.7 0.7 0.6 0.4        
2020 | Car                  
Claims Development [Line Items]                  
Total paid losses and ALAE, net 14.0 15.0 5.6 (0.9) $ 5.2        
2021 | Home and renters                  
Claims Development [Line Items]                  
Total paid losses and ALAE, net 57.8 56.7 53.4 37.8          
2021 | Pet                  
Claims Development [Line Items]                  
Total paid losses and ALAE, net 9.5 9.5 9.4 7.6          
2021 | Car                  
Claims Development [Line Items]                  
Total paid losses and ALAE, net 80.2 77.1 58.9 $ 38.4          
2022 | Home and renters                  
Claims Development [Line Items]                  
Total paid losses and ALAE, net 90.7 85.5 52.7            
2022 | Pet                  
Claims Development [Line Items]                  
Total paid losses and ALAE, net 25.1 25.1 21.8            
2022 | Car                  
Claims Development [Line Items]                  
Total paid losses and ALAE, net 81.4 74.0 $ 45.4            
2023 | Home and renters                  
Claims Development [Line Items]                  
Total paid losses and ALAE, net 122.3 88.9              
2023 | Pet                  
Claims Development [Line Items]                  
Total paid losses and ALAE, net 48.9 45.8              
2023 | Car                  
Claims Development [Line Items]                  
Total paid losses and ALAE, net 58.4 $ 43.2              
2024 | Home and renters                  
Claims Development [Line Items]                  
Total paid losses and ALAE, net 89.1                
2024 | Pet                  
Claims Development [Line Items]                  
Total paid losses and ALAE, net 67.6                
2024 | Car                  
Claims Development [Line Items]                  
Total paid losses and ALAE, net $ 31.8