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Unpaid Loss and Loss Adjustment Expense - Activity (Details) - USD ($)
$ in Millions
12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
Liability for Unpaid Claims and Claims Adjustment Expense [Roll Forward]      
Unpaid loss and LAE as of January 1 $ 262.3 $ 256.2 $ 97.9
Less: Reinsurance recoverable 120.2 124.6 72.7
Net unpaid loss and LAE as of January 1 142.1 131.6 25.2
Add: Incurred losses and LAE, net of reinsurance, related to:      
Current year 287.0 286.2 170.5
Prior years (10.0) (5.8) (3.2)
Total incurred 277.0 280.4 167.3
Deduct: Paid losses and LAE, net of reinsurance, related to:      
Current year 195.4 189.4 106.9
Prior years 74.9 80.5 30.1
Total paid 270.3 269.9 137.0
Unpaid loss and LAE, net of reinsurance recoverable, as of December 31 148.6 142.1 131.6
Reinsurance recoverable at December 31 149.5 120.2 124.6
Unpaid loss and LAE, gross of reinsurance recoverable, as of December 31 298.1 262.3 256.2
Metromile      
Liability for Unpaid Claims and Claims Adjustment Expense [Roll Forward]      
Net unpaid loss and LAE as of January 1 0.0 76.2  
Deduct: Paid losses and LAE, net of reinsurance, related to:      
Unpaid loss and LAE, net of reinsurance recoverable, as of December 31 $ 0.0 $ 0.0 $ 76.2