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Reinsurance - Impact of Reinsurance (Details) - USD ($)
$ in Millions
12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
Premium written:      
Direct $ 916.4 $ 730.9 $ 555.6
Assumed 12.6 7.5 0.1
Ceded (513.9) (389.1) (333.1)
Net premium written 415.1 349.3 222.6
Premium earned:      
Direct 815.9 667.2 490.5
Assumed 11.4 5.1 0.0
Ceded (456.7) (357.1) (318.1)
Net premium earned 370.6 315.2 172.4
Loss and LAE incurred:      
Direct 593.3 563.4 441.0
Assumed 11.7 6.0 0.0
Ceded (328.0) (289.0) (273.7)
Net loss and LAE incurred $ 277.0 $ 280.4 $ 167.3