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Segment Information (Tables)
 12 Months Ended
Dec. 31, 2024
Segment Reporting [Abstract]  
Schedule of segment reporting information The operating results of the personal property and casualty insurance reportable segment is presented in the following table below:
Years ended December 31,
202420232022
Total revenue$526.5 $429.8 $256.7 
less: Loss and loss adjustment expenses, net277.0 280.4 167.3 
         Other insurance expense76.8 59.2 44.0 
         Sales and marketing44.8 46.7 49.8 
         Advertising expenses121.5 55.2 88.5 
         Technology development85.8 88.8 79.6 
         General and administrative98.0 102.2 101.7 
         Interest expense6.2 0.4 — 
         Depreciation and amortization20.0 20.0 12.2 
         Other expenses (1)
0.3 6.7 8.4 
         Income tax (benefit) expense(1.7)7.1 3.0 
Segment / Consolidated Net loss$(202.2)$(236.9)$(297.8)
(1) Includes asset impairment charge of $0.3 million related to the New York office sublease in 2024, asset impairment charge of $3.7 million related to the San Francisco office sublease and accrual for a potential liability claim related to Metromile of $3.0 million in 2023, and transaction and integration costs related to the Metromile acquisition of $8.4 million in 2022.
Gross written premium by state Gross written premium by location is as follows ($ in millions):
 Years ended December 31,
 202420232022
LocationAmount% of GWPAmount% of GWPAmount% of GWP
California$225.6 24.3 %$191.6 25.9 %$142.0 25.6 %
Texas133.7 14.4 %117.5 15.9 %91.3 16.4 %
New York96.3 10.4 %80.8 10.9 %66.0 11.9 %
New Jersey44.3 4.8 %37.6 5.1 %28.3 5.1 %
Illinois43.7 4.7 %35.3 4.8 %26.3 4.7 %
Washington38.9 4.2 %25.9 3.5 %15.8 2.8 %
Colorado 29.2 3.1 %22.0 3.0 %15.8 2.8 %
Georgia27.2 2.9 %22.6 3.1 %19.8 3.6 %
Pennsylvania24.9 2.7 %19.7 2.7 %14.4 2.6 %
Arizona22.4 2.4 %18.0 2.4 %12.4 2.2 %
All others222.8 23.9 %158.1 21.4 %119.2 21.5 %
United States$909.0 97.8 %$729.1 98.7 %$551.3 99.2 %
Europe and U.K.20.0 2.2 %9.3 1.3 %4.4 0.8 %
Total$929.0 100.0 %$738.4 100.0 %$555.7 100.0 %