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Unpaid Loss and Loss Adjustment Expense - Activity (Details) - USD ($)
$ in Millions
3 Months Ended 9 Months Ended
Sep. 30, 2024
Sep. 30, 2023
Sep. 30, 2024
Sep. 30, 2023
Liability for Unpaid Claims and Claims Adjustment Expense [Roll Forward]        
Unpaid loss and LAE at beginning of period     $ 262.3 $ 256.2
Less: Reinsurance recoverable at beginning of period     120.2 124.6
Net unpaid loss and LAE at beginning of period     142.1 131.6
Add: Incurred loss and LAE, net of reinsurance, related to:        
Current year     220.6 219.0
Prior years     (6.3) (3.6)
Total incurred $ 77.9 $ 75.9 214.3 215.4
Deduct: Paid loss and LAE, net of reinsurance, related to:        
Current year     138.7 133.4
Prior years     63.5 71.6
Total paid     202.2 205.0
Unpaid loss and LAE, net of reinsurance recoverable, at end of period 154.2 142.0 154.2 142.0
Reinsurance recoverable at end of period 140.0 113.1 140.0 113.1
Unpaid loss and LAE, gross of reinsurance recoverable, at end of period $ 294.2 $ 255.1 $ 294.2 $ 255.1