CONDENSED CONSOLIDATED STATEMENTS OF OPERATIONS AND COMPREHENSIVE LOSS - USD ($) $ in Millions	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Revenue
Net earned premium	$ 84.4	$ 68.2
Ceding commission income	21.0	17.2
Net investment income	7.6	5.0
Commission and other income	6.1	4.8
Total revenue	119.1	95.2
Expense
Loss and loss adjustment expense, net	65.9	63.6
Other insurance expense	17.3	13.6
Sales and marketing	30.4	28.2
Technology development	20.9	21.8
General and administrative	29.8	32.7
Total expense	164.3	159.9
Loss before income taxes	(45.2)	(64.7)
Income tax expense	2.1	1.1
Net loss	(47.3)	(65.8)
Other comprehensive loss, net of tax
Unrealized gain loss on investments in fixed maturities	0.7	6.0
Foreign currency translation adjustment	(0.9)	(0.7)
Comprehensive loss	$ (47.5)	$ (60.5)
Per share data:
Net loss per share attributable to common stockholders—basic (usd per share)	$ (0.67)	$ (0.95)
Net loss per share attributable to common stockholders—diluted (usd per share)	$ (0.67)	$ (0.95)
Weighted average common shares outstanding—basic (in shares)	70,284,486	69,334,103
Weighted average common shares outstanding—diluted (in shares)	70,284,486	69,334,103