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Unpaid Loss and Loss Adjustment Expense - Activity (Details) - USD ($)
$ in Millions
3 Months Ended 9 Months Ended
Sep. 30, 2023
Sep. 30, 2022
Sep. 30, 2023
Sep. 30, 2022
Liability for Unpaid Claims and Claims Adjustment Expense [Roll Forward]        
Unpaid loss and LAE at beginning of period     $ 256.2 $ 97.9
Less: Reinsurance recoverable at beginning of period     124.6 72.7
Net unpaid loss and LAE at beginning of period     131.6 25.2
Add: Incurred loss and LAE, net of reinsurance, related to:        
Current year     219.0 106.9
Prior years     (3.6) (1.1)
Total incurred $ 75.9 $ 53.3 215.4 105.8
Deduct: Paid loss and LAE, net of reinsurance, related to:        
Current year     133.4 65.9
Prior years     71.6 21.9
Total paid     205.0 87.8
Unpaid loss and LAE, net of reinsurance recoverable, at end of period 142.0 111.3 142.0 111.3
Reinsurance recoverable at end of period 113.1 109.3 113.1 109.3
Unpaid loss and LAE, gross of reinsurance recoverable, at end of period $ 255.1 $ 220.6 $ 255.1 $ 220.6