CONSOLIDATED BALANCE SHEETS - USD ($) $ in Millions	Dec. 31, 2022	Dec. 31, 2021
Investments
Fixed maturities available-for-sale, at fair value (amortized cost: $673.5 million and $696.8 million as of December 31, 2022 and 2021, respectively)	$ 650.3	$ 691.4
Short-term investments (cost: $99.9 million and $110.4 million as of December 31, 2022 and 2021, respectively)	99.8	110.4
Total investments	750.1	801.8
Cash, cash equivalents and restricted cash	286.5	270.6
Premium receivable, net of allowance for credit losses of $2.7 million and $1.6 million as of December 31, 2022 and 2021, respectively	179.6	127.0
Reinsurance recoverable	156.8	89.8
Prepaid reinsurance premium	164.5	149.6
Deferred acquisition costs	6.9	6.2
Property and equipment, net	19.6	11.7
Intangible assets	32.5	0.6
Goodwill	19.0	0.0
Other assets	75.2	53.2
Total assets	1,690.7	1,510.5
Liabilities and Stockholders' Equity
Unpaid losses and loss adjustment expenses	256.2	97.9
Unearned premium	288.0	207.7
Trade payables	1.1	1.0
Funds held for reinsurance treaties	136.0	103.1
Deferred ceding commission	39.7	36.5
Ceded premium payable	18.4	18.7
Other liabilities and accrued expenses	84.5	57.4
Total liabilities	823.9	522.3
Commitments and contingencies (Note 20)
Stockholders' equity
Common stock, $0.00001 par value, 200,000,000 shares authorized as of December 31, 2022 and 2021; 69,275,030 shares and 61,660,996 shares issued and outstanding as of December 31, 2022 and 2021, respectively	0.0	0.0
Additional paid-in capital	1,754.1	1,553.5
Accumulated deficit	(859.7)	(561.9)
Accumulated other comprehensive loss	(27.6)	(3.4)
Total stockholders' equity	866.8	988.2
Total liabilities and stockholders' equity	$ 1,690.7	$ 1,510.5