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Unpaid Loss and Loss Adjustment Expense - Activity (Details) - USD ($)
$ in Millions
3 Months Ended 9 Months Ended
Sep. 30, 2022
Sep. 30, 2021
Sep. 30, 2022
Sep. 30, 2021
Liability for Unpaid Claims and Claims Adjustment Expense [Roll Forward]        
Unpaid loss and LAE at beginning of period     $ 97.9 $ 46.3
Less: Reinsurance recoverable at beginning of period     72.7 36.3
Net unpaid loss and LAE at beginning of period     25.2 10.0
Add: Incurred loss and LAE, net of reinsurance, related to:        
Current year     106.9 47.3
Prior years     (1.1) (0.3)
Total incurred $ 53.3 $ 17.5 105.8 47.0
Deduct: Paid loss and LAE, net of reinsurance, related to:        
Current year     65.9 32.3
Prior years     21.9 6.3
Total paid     87.8 38.6
Unpaid loss and LAE, net of reinsurance recoverable acquired from Metromile 111.3 18.4 111.3 18.4
Unpaid loss and LAE, net of reinsurance recoverable, at end of period 111.3 18.4 111.3 18.4
Reinsurance recoverable at end of period 109.3 55.6 109.3 55.6
Unpaid loss and LAE, gross of reinsurance recoverable, at end of period 220.6 74.0 220.6 74.0
Metromile        
Deduct: Paid loss and LAE, net of reinsurance, related to:        
Unpaid loss and LAE, net of reinsurance recoverable acquired from Metromile 68.1 0.0 68.1 0.0
Unpaid loss and LAE, net of reinsurance recoverable, at end of period $ 68.1 $ 0.0 $ 68.1 $ 0.0