CONDENSED CONSOLIDATED BALANCE SHEETS - USD ($) $ in Millions	Sep. 30, 2022	Dec. 31, 2021
Investments
Fixed maturities available-for-sale, at fair value (amortized cost: $722.2 million and $696.8 million as of September 30, 2022 and December 31, 2021, respectively)	$ 693.1	$ 691.4
Short-term investments (cost: $143.1 million and $110.4 million as of September 30, 2022 and December 31, 2021, respectively)	142.8	110.4
Total investments	835.9	801.8
Cash, cash equivalents and restricted cash	225.0	270.6
Premium receivable, net of allowance for credit losses of $2.7 million and $1.6 million as of September 30, 2022 and December 31, 2021, respectively	187.7	127.0
Reinsurance recoverable	136.3	89.8
Prepaid reinsurance premium	181.6	149.6
Deferred acquisition costs	7.6	6.2
Property and equipment, net	19.1	11.7
Intangible assets	35.7	0.6
Goodwill	10.9	0.0
Other assets	73.1	53.2
Total assets	1,712.9	1,510.5
Liabilities and Stockholders' Equity
Unpaid loss and loss adjustment expense	220.6	97.9
Unearned premium	294.1	207.7
Trade payables	1.5	1.0
Funds held for reinsurance treaties	131.7	103.1
Deferred ceding commission	43.0	36.5
Ceded premium payable	24.9	18.7
Other liabilities and accrued expenses	90.3	57.4
Total liabilities	806.1	522.3
Contingencies (Note 15)
Stockholders' equity
Common stock, $0.00001 par value, 200,000,000 shares authorized; 69,120,346 and 61,660,996 shares issued and outstanding as of September 30, 2022 and December 31, 2021, respectively	0.0	0.0
Additional paid-in capital	1,738.1	1,553.5
Accumulated deficit	(796.0)	(561.9)
Accumulated other comprehensive loss	(35.3)	(3.4)
Total stockholders' equity	906.8	988.2
Total liabilities and stockholders' equity	$ 1,712.9	$ 1,510.5