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Unpaid Loss and Loss Adjustment Expense (Tables)
 6 Months Ended
Jun. 30, 2022
Insurance [Abstract]  
Activity in the liability for unpaid loss and LAE
The following table presents the activity in the liability for unpaid loss and loss adjustment expense ("LAE") for the six months ended June 30, 2022 and 2021 ($ in millions):
Six Months Ended June 30,
20222021
Unpaid loss and LAE at beginning of period$97.9 $46.3 
Less: Reinsurance recoverable at beginning of period (1)
72.7 36.3 
Net unpaid loss and LAE at beginning of period25.2 10.0 
Add: Incurred loss and LAE, net of reinsurance, related to:
Current year53.7 29.9 
Prior years(1.2)(0.4)
Total incurred52.5 29.5 
Deduct: Paid loss and LAE, net of reinsurance, related to:
Current year30.0 19.0 
Prior years14.4 5.5 
Total paid44.4 24.5 
Unpaid loss and LAE, net of reinsurance recoverable, at end of period33.4 15.0 
Reinsurance recoverable at end of period (1)
89.5 49.7 
Unpaid loss and LAE, gross of reinsurance recoverable, at end of period$122.9 $64.7 
(1)    Reinsurance recoverable in this table includes only ceded unpaid loss and LAE