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Unpaid Loss and Loss Adjustment Expense - Activity (Details) - USD ($)
$ in Millions
3 Months Ended 9 Months Ended
Sep. 30, 2021
Sep. 30, 2020
Sep. 30, 2021
Sep. 30, 2020
Liability for Unpaid Claims and Claims Adjustment Expense [Roll Forward]        
Unpaid loss and LAE at beginning of period     $ 46.3 $ 28.2
Less: Reinsurance recoverable at beginning of period     36.3 18.5
Net unpaid loss and LAE at beginning of period     10.0 9.7
Add: Incurred loss and LAE, net of reinsurance, related to:        
Current year     47.3 44.1
Prior years     (0.3) 1.3
Total incurred $ 17.5 $ 6.7 47.0 45.4
Deduct: Paid loss and LAE, net of reinsurance, related to:        
Current year     32.3 36.4
Prior years     6.3 11.0
Total paid     38.6 47.4
Unpaid loss and LAE, gross of reinsurance recoverable, at end of period 18.4 7.7 18.4 7.7
Reinsurance recoverable at end of period 55.6 32.0 55.6 32.0
Unpaid loss and LAE, gross of reinsurance recoverable, at end of period $ 74.0 $ 39.7 $ 74.0 $ 39.7