CONDENSED CONSOLIDATED STATEMENTS OF OPERATIONS AND COMPREHENSIVE LOSS - USD ($) $ in Millions	3 Months Ended		9 Months Ended
	Sep. 30, 2021	Sep. 30, 2020	Sep. 30, 2021	Sep. 30, 2020
Revenue
Net earned premium	$ 21.5	$ 10.5	$ 51.6	$ 65.0
Ceding commission income	12.3	7.0	31.9	7.4
Net investment income	0.6	0.2	1.0	1.3
Commission and other income	1.3	0.1	2.9	0.2
Total revenue	35.7	17.8	87.4	73.9
Expense
Loss and loss adjustment expense, net	17.5	6.7	47.0	45.4
Other insurance expense	6.3	3.5	16.3	10.8
Sales and marketing	42.2	22.2	104.4	57.5
Technology development	14.3	5.3	35.4	13.0
General and administrative	19.6	10.6	49.5	34.6
Total expense	99.9	48.3	252.6	161.3
Loss before income taxes	(64.2)	(30.5)	(165.2)	(87.4)
Income tax expense	2.2	0.4	5.8	1.0
Net loss	(66.4)	(30.9)	(171.0)	(88.4)
Other comprehensive income, net of tax
Unrealized (loss) gain on investments	(0.8)	0.4	(1.2)	0.6
Foreign currency translation adjustment	0.0	0.0	(0.5)	0.0
Comprehensive loss	$ (67.2)	$ (30.5)	$ (172.7)	$ (87.8)
Per share data:
Net loss per share attributable to common stockholders—basic (usd per share)	$ (1.08)	$ (0.57)	$ (2.80)	$ (3.41)
Net loss per share attributable to common stockholders—diluted (usd per share)	$ (1.08)	$ (0.57)	$ (2.80)	$ (3.41)
Weighted average common shares outstanding—basic (shares)	61,580,145	53,997,315	61,086,238	25,935,362
Weighted average common shares outstanding—diluted (shares)	61,580,145	53,997,315	61,086,238	25,935,362