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Unpaid Loss and Loss Adjustment Expense - Activity (Details) - USD ($)
$ in Millions
12 Months Ended
Dec. 31, 2020
Dec. 31, 2019
Dec. 31, 2018
Liability for Unpaid Claims and Claims Adjustment Expense [Roll Forward]      
Unpaid loss and LAE at beginning of period $ 28.2 $ 13.1  
Less: Reinsurance recoverable at beginning of period 18.5 11.3  
Net unpaid loss and LAE at beginning of period 9.7 1.8  
Add: Incurred losses and LAE, net of reinsurance, related to:      
Current year 54.8 47.3  
Prior years (0.1) (1.5)  
Total incurred 54.7 45.8 $ 15.2
Deduct: Paid losses and LAE, net of reinsurance, related to:      
Current year 44.6 37.7  
Prior years 9.8 0.2  
Total paid 54.4 37.9  
Unpaid loss and LAE, net of reinsurance recoverable, at end of period 10.0 9.7 1.8
Reinsurance recoverable at end of period 36.3 18.5 11.3
Unpaid loss and LAE, gross of reinsurance recoverable, at end of period $ 46.3 $ 28.2 $ 13.1