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Geographical Breakdown of Gross Written Premium
9 Months Ended 12 Months Ended
Sep. 30, 2021
Dec. 31, 2020
Geographical Breakdown of Gross Written Premium    
Geographical Breakdown of Gross Written Premium

15. Geographical Breakdown of Gross Written Premium

The Company has a single reportable segment and offers insurance coverage under the homeowners multi-peril and inland marine lines of business. Gross written premium by jurisdiction are as follows ($ in millions):

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​

​

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​

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Three Months Ended September 30,

    

Nine Months Ended September 30,

 

​

​

2021

​

2020

​

2021

​

2020

 

Jurisdiction

    

Amount

    

% of GWP

    

Amount

    

% of GWP

    

Amount

    

% of GWP

    

Amount

    

% of GWP

 

California

​

$

29.0

 

24.8

%  

$

15.6

 

21.9

%  

$

70.4

 

25.0

%  

$

34.9

 

22.4

%

Texas

​

 

21.7

 

18.6

%  

 

15.9

 

22.3

%  

 

55.4

 

19.6

%  

 

36.5

 

23.4

%

New York

​

 

14.3

 

12.2

%  

 

8.6

 

12.1

%  

 

35.2

 

12.5

%  

 

18.8

 

12.1

%

Georgia

​

 

4.9

 

4.2

%  

 

3.8

 

5.3

%  

 

12.9

 

4.6

%  

 

8.7

 

5.6

%

Illinois

​

 

5.0

 

4.3

%  

 

3.4

 

4.8

%  

 

12.1

 

4.3

%  

 

7.6

 

4.9

%

New Jersey

​

 

5.3

 

4.5

%  

 

3.0

 

4.2

%  

 

12.1

 

4.3

%  

 

6.1

 

3.9

%

Pennsylvania

​

 

3.3

 

2.8

%  

 

2.0

 

2.8

%  

 

7.4

 

2.6

%  

 

3.8

 

2.4

%

Colorado

​

 

3.1

 

2.7

%  

 

1.5

 

2.1

%  

 

6.5

 

2.3

%  

 

3.0

 

1.9

%

Virginia

​

 

2.6

 

2.2

%  

 

1.4

 

2.0

%  

 

6.0

 

2.1

%  

 

2.7

 

1.7

%

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

Michigan

​

 

2.4

 

2.1

%  

 

2.0

 

2.8

%  

 

5.9

 

2.1

%  

 

4.4

 

2.8

%

All other

​

 

25.2

 

21.6

%  

 

14.0

 

19.7

%  

 

58.2

 

20.6

%  

 

29.5

 

18.9

%

​

​

$

116.8

 

100.0

%  

$

71.2

 

100.0

%  

$

282.1

 

100.0

%  

$

156.0

 

100.0

%

​

22. Geographical Breakdown of Gross Written Premium

The Company has a single reportable segment and offers insurance coverage under the homeowners multi-peril, inland marine and general liability lines of business. Gross written premium by jurisdiction is as follows ($ in millions):

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

    

Years ended December 31,

 

​

​

2020

​

2019

​

2018

 

Jurisdiction

​

Amount

    

% of GWP

    

Amount

    

% of GWP

    

Amount

    

% of GWP

 

California

​

$

49.8

 

23.2

%  

$

29.0

 

25.0

%  

$

12.5

 

26.7

%

Texas

​

 

47.8

 

22.3

%  

 

28.6

 

24.7

%  

 

13.4

 

28.6

%

New York

​

 

26.7

 

12.5

%  

 

15.8

 

13.6

%  

 

7.3

 

15.6

%

Georgia

​

 

11.6

 

5.4

%  

 

6.2

 

5.4

%  

 

2.2

 

4.7

%

Illinois

​

 

9.8

 

4.6

%  

 

5.2

 

4.5

%  

 

2.5

 

5.3

%

New Jersey

​

 

8.6

 

4.0

%  

 

4.7

 

4.1

%  

 

1.7

 

3.6

%

Michigan

​

 

6.0

 

2.8

%  

 

3.2

 

2.8

%  

 

0.9

 

1.9

%

Ohio

​

 

5.2

 

2.4

%  

 

2.9

 

2.5

%  

 

1.3

 

2.8

%

Pennsylvania

​

 

5.1

 

2.4

%  

 

2.7

 

2.3

%  

 

1.1

 

2.4

%

Arizona

​

 

4.6

 

2.1

%  

 

2.5

 

2.2

%  

 

0.8

 

1.7

%

All other

​

 

39.2

 

18.3

%  

 

15.0

 

12.9

%  

 

3.1

 

6.7

%

​

​

$

214.4

 

100.0

%  

$

115.8

 

100.0

%  

$

46.8

 

100.0

%  

​