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Geographical Breakdown of Gross Written Premium (Tables)
9 Months Ended 12 Months Ended
Sep. 30, 2020
Dec. 31, 2019
Geographical Breakdown of Gross Written Premium    
Gross written premium by state

The Company has a single reportable segment and offers insurance coverage under the homeowners multi-peril and inland marine lines of business. Gross written premium by jurisdiction are as follows ($ in millions):

    

Three Months Ended September 30,

    

Nine Months Ended September 30,

 

2020

2019

2020

2019

 

Jurisdiction

Amount

% of GWP

Amount

% of GWP

Amount

% of GWP

Amount

% of GWP

 

Texas

$

15.9

 

22.3

%  

$

9.3

 

24.5

%  

$

36.5

 

23.4

%  

$

21.3

 

25.8

%

California

 

15.6

 

21.9

%  

 

9.3

 

24.5

%  

 

34.9

 

22.4

%  

 

20.6

 

24.9

%

New York

 

8.6

 

12.1

%  

 

5.0

 

13.2

%  

 

18.8

 

12.1

%  

 

11.5

 

13.9

%

Georgia

 

3.8

 

5.3

%  

 

2.0

 

5.3

%  

 

8.7

 

5.6

%  

 

4.4

 

5.3

%

Illinois

 

3.4

 

4.8

%  

 

1.9

 

5.0

%  

 

7.6

 

4.9

%  

 

3.9

 

4.7

%

New Jersey

 

3.0

 

4.2

%  

 

1.5

 

3.9

%  

 

6.1

 

3.9

%  

 

3.4

 

4.1

%

Michigan

 

2.0

 

2.8

%  

 

1.1

 

2.8

%  

 

4.4

 

2.8

%  

 

2.2

 

2.7

%

Pennsylvania

 

2.0

 

2.8

%  

 

1.0

 

2.6

%  

 

3.8

 

2.4

%  

 

2.0

 

2.4

%

Ohio

 

1.8

 

2.5

%  

 

0.9

 

2.4

%  

 

4.0

 

2.6

%  

 

2.2

 

2.7

%

Arizona

 

1.5

 

2.1

%  

 

0.8

 

2.1

%  

 

3.4

 

2.2

%  

 

1.7

 

2.1

%

All other

 

13.6

 

19.2

%  

 

5.2

 

13.7

%  

 

27.8

 

17.7

%  

 

9.5

 

11.4

%

$

71.2

 

100.0

%  

$

38.0

 

100.0

%  

$

156.0

 

100.0

%  

$

82.7

 

100.0

%

The Company has a single reportable segment and offers insurance coverage under a single line of business, homeowners multi-peril. Gross written premium by state is as follows ($ in millions):

Years ended December 31,

 

2018

2019

 

State

Amount

% of GWP

Amount

% of GWP

 

California

    

$

12.5

26.7

%  

$

29.0

    

25.0

%

Texas

13.4

28.6

%  

28.6

24.7

%

New York

 

7.3

 

15.6

%  

15.8

13.6

%

Georgia

 

2.2

 

4.7

%  

6.2

5.4

%

Illinois

 

2.5

 

5.3

%  

5.2

4.5

%

New Jersey

 

1.7

 

3.6

%  

4.7

4.1

%

Michigan

 

0.9

 

1.9

%  

3.2

2.8

%

Ohio

 

1.3

 

2.8

%  

2.9

2.5

%

Pennsylvania

 

1.1

 

2.4

%  

2.7

2.3

%

Arizona

 

0.8

 

1.7

%  

2.5

2.2

%

All other

 

3.1

 

6.7

%  

15.0

12.9

%

$

46.8

 

100.0

%  

$

115.8

100.0

%