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Geographical Breakdown of Gross Written Premium (Tables)
9 Months Ended 12 Months Ended
Sep. 30, 2020
Dec. 31, 2019
Geographical Breakdown of Gross Written Premium    
Gross written premium by state

The Company has a single reportable segment and offers insurance coverage under the homeowners multi-peril and inland marine lines of business. Gross written premium by jurisdiction are as follows ($ in millions):

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Three Months Ended September 30,

    

Nine Months Ended September 30,

 

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​

2020

​

2019

​

2020

​

2019

 

Jurisdiction

​

Amount

​

% of GWP

​

Amount

​

% of GWP

​

Amount

​

% of GWP

​

Amount

​

% of GWP

 

Texas

​

$

15.9

 

22.3

%  

$

9.3

 

24.5

%  

$

36.5

 

23.4

%  

$

21.3

 

25.8

%

California

​

 

15.6

 

21.9

%  

 

9.3

 

24.5

%  

 

34.9

 

22.4

%  

 

20.6

 

24.9

%

New York

​

 

8.6

 

12.1

%  

 

5.0

 

13.2

%  

 

18.8

 

12.1

%  

 

11.5

 

13.9

%

Georgia

​

 

3.8

 

5.3

%  

 

2.0

 

5.3

%  

 

8.7

 

5.6

%  

 

4.4

 

5.3

%

Illinois

​

 

3.4

 

4.8

%  

 

1.9

 

5.0

%  

 

7.6

 

4.9

%  

 

3.9

 

4.7

%

New Jersey

​

 

3.0

 

4.2

%  

 

1.5

 

3.9

%  

 

6.1

 

3.9

%  

 

3.4

 

4.1

%

Michigan

​

 

2.0

 

2.8

%  

 

1.1

 

2.8

%  

 

4.4

 

2.8

%  

 

2.2

 

2.7

%

Pennsylvania

​

 

2.0

 

2.8

%  

 

1.0

 

2.6

%  

 

3.8

 

2.4

%  

 

2.0

 

2.4

%

Ohio

​

 

1.8

 

2.5

%  

 

0.9

 

2.4

%  

 

4.0

 

2.6

%  

 

2.2

 

2.7

%

Arizona

​

 

1.5

 

2.1

%  

 

0.8

 

2.1

%  

 

3.4

 

2.2

%  

 

1.7

 

2.1

%

All other

​

 

13.6

 

19.2

%  

 

5.2

 

13.7

%  

 

27.8

 

17.7

%  

 

9.5

 

11.4

%

​

​

$

71.2

 

100.0

%  

$

38.0

 

100.0

%  

$

156.0

 

100.0

%  

$

82.7

 

100.0

%

The Company has a single reportable segment and offers insurance coverage under a single line of business, homeowners multi-peril. Gross written premium by state is as follows ($ in millions):

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Years ended December 31,

 

​

​

2018

​

2019

 

State

​

Amount

​

% of GWP

​

Amount

​

% of GWP

 

California

    

$

12.5

​

26.7

%  

$

29.0

    

25.0

%

Texas

​

​

13.4

​

28.6

%  

​

28.6

​

24.7

%

New York

 

​

7.3

 

15.6

%  

​

15.8

​

13.6

%

Georgia

 

​

2.2

 

4.7

%  

​

6.2

​

5.4

%

Illinois

 

​

2.5

 

5.3

%  

​

5.2

​

4.5

%

New Jersey

 

​

1.7

 

3.6

%  

​

4.7

​

4.1

%

Michigan

 

​

0.9

 

1.9

%  

​

3.2

​

2.8

%

Ohio

 

​

1.3

 

2.8

%  

​

2.9

​

2.5

%

Pennsylvania

 

​

1.1

 

2.4

%  

​

2.7

​

2.3

%

Arizona

 

​

0.8

 

1.7

%  

​

2.5

​

2.2

%

All other

 

​

3.1

 

6.7

%  

​

15.0

​

12.9

%

​

​

$

46.8

 

100.0

%  

$

115.8

​

100.0

%