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Geographical Breakdown of Gross Written Premium
9 Months Ended 12 Months Ended
Sep. 30, 2020
Dec. 31, 2019
Geographical Breakdown of Gross Written Premium    
Geographical Breakdown of Gross Written Premium

16. Geographical Breakdown of Gross Written Premium

The Company has a single reportable segment and offers insurance coverage under the homeowners multi-peril and inland marine lines of business. Gross written premium by jurisdiction are as follows ($ in millions):

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Three Months Ended September 30,

    

Nine Months Ended September 30,

 

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2020

​

2019

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2020

​

2019

 

Jurisdiction

​

Amount

​

% of GWP

​

Amount

​

% of GWP

​

Amount

​

% of GWP

​

Amount

​

% of GWP

 

Texas

​

$

15.9

 

22.3

%  

$

9.3

 

24.5

%  

$

36.5

 

23.4

%  

$

21.3

 

25.8

%

California

​

 

15.6

 

21.9

%  

 

9.3

 

24.5

%  

 

34.9

 

22.4

%  

 

20.6

 

24.9

%

New York

​

 

8.6

 

12.1

%  

 

5.0

 

13.2

%  

 

18.8

 

12.1

%  

 

11.5

 

13.9

%

Georgia

​

 

3.8

 

5.3

%  

 

2.0

 

5.3

%  

 

8.7

 

5.6

%  

 

4.4

 

5.3

%

Illinois

​

 

3.4

 

4.8

%  

 

1.9

 

5.0

%  

 

7.6

 

4.9

%  

 

3.9

 

4.7

%

New Jersey

​

 

3.0

 

4.2

%  

 

1.5

 

3.9

%  

 

6.1

 

3.9

%  

 

3.4

 

4.1

%

Michigan

​

 

2.0

 

2.8

%  

 

1.1

 

2.8

%  

 

4.4

 

2.8

%  

 

2.2

 

2.7

%

Pennsylvania

​

 

2.0

 

2.8

%  

 

1.0

 

2.6

%  

 

3.8

 

2.4

%  

 

2.0

 

2.4

%

Ohio

​

 

1.8

 

2.5

%  

 

0.9

 

2.4

%  

 

4.0

 

2.6

%  

 

2.2

 

2.7

%

Arizona

​

 

1.5

 

2.1

%  

 

0.8

 

2.1

%  

 

3.4

 

2.2

%  

 

1.7

 

2.1

%

All other

​

 

13.6

 

19.2

%  

 

5.2

 

13.7

%  

 

27.8

 

17.7

%  

 

9.5

 

11.4

%

​

​

$

71.2

 

100.0

%  

$

38.0

 

100.0

%  

$

156.0

 

100.0

%  

$

82.7

 

100.0

%

​

22. Geographical Breakdown of Gross Written Premium

The Company has a single reportable segment and offers insurance coverage under a single line of business, homeowners multi-peril. Gross written premium by state is as follows ($ in millions):

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Years ended December 31,

 

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2018

​

2019

 

State

​

Amount

​

% of GWP

​

Amount

​

% of GWP

 

California

    

$

12.5

​

26.7

%  

$

29.0

    

25.0

%

Texas

​

​

13.4

​

28.6

%  

​

28.6

​

24.7

%

New York

 

​

7.3

 

15.6

%  

​

15.8

​

13.6

%

Georgia

 

​

2.2

 

4.7

%  

​

6.2

​

5.4

%

Illinois

 

​

2.5

 

5.3

%  

​

5.2

​

4.5

%

New Jersey

 

​

1.7

 

3.6

%  

​

4.7

​

4.1

%

Michigan

 

​

0.9

 

1.9

%  

​

3.2

​

2.8

%

Ohio

 

​

1.3

 

2.8

%  

​

2.9

​

2.5

%

Pennsylvania

 

​

1.1

 

2.4

%  

​

2.7

​

2.3

%

Arizona

 

​

0.8

 

1.7

%  

​

2.5

​

2.2

%

All other

 

​

3.1

 

6.7

%  

​

15.0

​

12.9

%

​

​

$

46.8

 

100.0

%  

$

115.8

​

100.0

%

​