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CONDENSED STATEMENTS OF CASH FLOWS (Parent Company) (Details) - USD ($)
$ in Millions
3 Months Ended 9 Months Ended 12 Months Ended
Mar. 31, 2020
Mar. 31, 2019
Sep. 30, 2020
Sep. 30, 2019
Dec. 31, 2019
Dec. 31, 2018
Cash flows from operating activities:            
Net loss $ (36.5) $ (21.6) $ (88.4) $ (75.8) $ (108.5) $ (52.9)
Adjustments to reconcile net loss to net cash used in operating activities:            
Depreciation     1.1 0.3 0.6 0.1
Stock-based compensation     7.3 2.3 4.3 2.1
Change in fair value of warrant liability         0.0 0.2
Change in assets and liabilities            
Other assets     (11.4) (4.1) (1.1) (0.4)
Trade payables     0.3 (0.8) (0.8) 0.2
Net cash used in operating activities     (71.0) (60.4) (78.1) (40.8)
Cash flows from investing activities:            
Purchases of property and equipment     (3.1) (3.0) (2.7) (0.7)
Purchases of intangible assets         (0.6) 0.0
Net cash provided by (used in) investing activities     36.3 (38.7) (54.0) 6.4
Cash flows from financing activities:            
Issuance of preferred stock, net       299.4 299.4 119.8
Proceeds from stock exercises     0.3 0.5 0.7 0.1
Net cash provided by financing activities     339.6 299.9 300.1 119.9
Net increase in cash, cash equivalents and restricted cash     305.4 200.8 167.9 85.5
Cash, cash equivalents and restricted cash at beginning of period 270.3 102.4 270.3 102.4 102.4 16.9
Cash, cash equivalents and restricted cash at end of period     575.7 303.2 270.3 102.4
Parent Company            
Cash flows from operating activities:            
Net loss         (108.5) (53.0)
Adjustments to reconcile net loss to net cash used in operating activities:            
Depreciation         0.3 0.1
Stock-based compensation         2.3 0.7
Change in fair value of warrant liability         0.0 0.2
Equity in undistributed earnings of subsidiaries         90.7 46.4
Change in assets and liabilities            
Intercompany receivable         (11.8) (0.7)
Other assets         (0.5) (0.7)
Trade payables         (1.1) (0.7)
Intercompany payable         6.6 (0.3)
Other liabilities         4.9 5.8
Net cash used in operating activities         (17.1) (2.2)
Cash flows from investing activities:            
Investments in subsidiaries         (117.2) (55.4)
Purchases of property and equipment         (1.7) (0.5)
Purchases of intangible assets         (0.6) 0.0
Net cash provided by (used in) investing activities         (119.5) (55.9)
Cash flows from financing activities:            
Issuance of preferred stock, net         299.4 119.8
Proceeds from stock exercises         0.5 0.1
Net cash provided by financing activities         299.9 119.9
Net increase in cash, cash equivalents and restricted cash         163.3 61.8
Cash, cash equivalents and restricted cash at beginning of period $ 239.7 $ 76.4 $ 239.7 $ 76.4 76.4 14.6
Cash, cash equivalents and restricted cash at end of period         $ 239.7 $ 76.4