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Regulatory Matters (Tables)
9 Months Ended
Mar. 31, 2022
Banking And Thrift Other Disclosures [Abstract]  
Summary of Bank's Actual Capital Amounts and Ratios Compared to Required Ratios for Minimum Capital Adequacy and for Classification as Well Capitalized

The following is a summary of the Bank’s actual capital amounts and ratios as of March 31, 2022 and June 30, 2021, compared to the required ratios for minimum capital adequacy and for classification as well capitalized (Dollars in thousands).

 

 

 

 

 

 

 

 

 

 

 

To Be Well Capitalized

 

 

 

 

 

 

 

 

For Capital

 

 

Under Prompt

 

 

 

 

 

Adequacy

 

 

Corrective Action

 

 

Bank Actual

 

 

Purposes

 

 

Provisions

 

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

March 31, 2022

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Leverage (Tier 1)

$

246,410

 

 

 

12.9

%

 

$

76,672

 

 

 

4.0

%

 

$

95,840

 

 

 

5.0

%

Risk-based:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Common Tier 1

 

246,410

 

 

 

17.2

 

 

 

64,384

 

 

 

4.5

 

 

 

92,999

 

 

 

6.5

 

Tier 1

 

246,410

 

 

 

17.2

 

 

 

85,845

 

 

 

6.0

 

 

 

114,460

 

 

 

8.0

 

Total

 

255,121

 

 

 

17.8

 

 

 

114,460

 

 

 

8.0

 

 

 

143,075

 

 

 

10.0

 

June 30, 2021

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Leverage (Tier 1)

$

233,944

 

 

 

12.5

%

 

$

74,988

 

 

 

4.0

%

 

$

93,735

 

 

 

5.0

%

Risk-based:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Common Tier 1

 

233,944

 

 

 

17.9

 

 

 

58,713

 

 

 

4.5

 

 

 

84,807

 

 

 

6.5

 

Tier 1

 

233,944

 

 

 

17.9

 

 

 

78,283

 

 

 

6.0

 

 

 

104,378

 

 

 

8.0

 

Total

 

241,825

 

 

 

18.5

 

 

 

104,378

 

 

 

8.0

 

 

 

130,472

 

 

 

10.0